Finance for students


The student life can be great. As you study, make new friends, and discover new interests, make time to keep track of your finances, too.

Check out our tips and tools to set yourself up for future financial success.

Book an appointment with an advisor to help you prepare a financial plan. 

Top money tips

Student life is busy. It might be tough to keep track of your finances while juggling your timetable. Our financial information package and tips will help you manage your money better.

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Check out our Student Banking 101 video
Did you know…
Over two-thirds of Canadian children under 18 have savings set aside for their post-secondary education.°

Read our tips for students heading to university or college.

Read Article

Credit: You’ve heard about it, so now let’s talk about it.

Step-by-step introduction to credit, credit scores, credit cards and more.
Read Article

What is money management?

Money and the lingo that goes with it can sound daunting, for sure. But as with anything, the more you learn the more empowered you’ll feel.
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What you should know before you start using a credit card
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How you can build a back-to-school budget
Read Article

Saving and investing your money 

Understanding where your money lives and how it grows is an important part of taking control of your finances.
Did you know…
The amount of student debt from loans given by the Canada Student Financial Assistance Program is increasing by $7 million per day.♢

Learn how to manage your money.

Go to student articles See all finance for students articles

Useful tools

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Learn where you are spending and saving

A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.

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Looking for a card that’s right for you?

Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward that you’re most interested in.

More Resources

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Student Internships

Check out Scotia’s internships and co-op placements.

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International students

A new culture, country and school are a lot to get used to. Our StartRight Program aims to make living and banking in Canada easier for you.

°
Source: Stats Canada, 2020.  
♢
Canadian Federation of Students, 2021. 
^
Source: Government of Canada, 2019.   
^^               Source: National Students Loans Service, 2022
®
Registered trademark of The Bank of Nova Scotia.
™
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.
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Value of up to $175 in welcome bonuses with the Scene+™ Student Banking Bundle includes a $100 cash bonus and up to 7,500 in bonus Scene+ points (valued at up to $75) as follows: 

  1. $100 cash offer for new Student Banking Advantage® Plan customers
  2. 1,250 Scene+ points ($12.50 value) for new Scotiabank® Scene+™ Visa* Card customers
  3. 1,250 Scene+ points ($12.50 value) for new customers who combine the products above with a new MomentumPLUS Savings Account
  4. 5,000 Scene+ points ($50 value) when you complete all the above

Conditions apply. Please see Scotiabank® Scene+™ Bundle for Students Offer.

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