Scotiabank® SCENE®*Bundle for Students Offer Terms and Conditions

  

You could get up to 12,500 SCENE points by opening all of the following Scotiabank® accounts: a new Student Banking Advantage Plan (a “Student Day to Day Account”) with a SCENE ScotiaCard®*, a new SCENE Visa* Credit Card and a new Scotiabank MomentumPLUS Savings Account (a “MPSA”) (each of the foregoing, an “eligible account”) and meeting all of these Terms and Conditions.

General Terms

1.      This Scotiabank SCENE Bundle for Students Offer (the “SCENE Student Bundle Offer”), includes the SCENE Student Day to Day Offer, the MPSA Offer, the SCENE Visa Credit Card Offer, and the SCENE Bundle Bonus Offer (each, an “Offer”), all as described in further detail below.

2.      This SCENE Student Bundle Offer is available starting March 1st, 2019 and will end October 31st, 2019 (the “Offer Period”).

3.      You must be a Canadian resident and SCENE member to be eligible for an Offer.

4.      Limit of one SCENE Student Bundle Offer per customer.

5.      This SCENE Student Bundle Offer (or any of the Offers) are non-transferrable and cannot be duplicated or combined with any other offer that is not included in the SCENE Student Bundle Offer. All Offers are subject to the SCENE program terms and conditions. See the SCENE program for full details.

6.      The application of any Offer to a joint eligible account may allow the other joint accountholder to become aware that you have other products with Scotiabank. By applying for, or accepting any Offer, you consent to the Offer being applied to the joint eligible account. Speak to your Scotiabank representative for more details.

7.      To receive a bonus under any Offer, all eligible accounts must be open and in good standing at the time the Offer is awarded. The Student Day to Day Account is not in “good standing” if it has a negative balance exceeding the authorized overdraft limit. The Scotiabank MomentumPLUS Savings Account is not in “good standing” if it has a negative balance. The SCENE Visa Credit Card Account is considered not in “good standing” if it is delinquent (past due) or over limit and the Cardholder(s) is in breach of the Revolving Credit Agreement that applies to the Account.

8.      For joint eligible accounts, bonus SCENE points may be split between account holders or allocated only to the named primary account holder, as further described below for each Offer.

9.      Credit card accounts are subject to credit review and approval.

10.   SCENE Student Bundle Offer applies to personal accounts only. Not available to small business, corporate or commercial accounts.

11.   Scotiabank may change, withdraw or cancel this SCENE Student Bundle Offer (or any of the Offers) at any time without notice. Please visit www.scotiabank.com/scenebundle for the most up to date terms and conditions.

 

5,000 SCENE Points SCENE Student Day to Day Account Offer (the “SCENE Student Day to Day Offer”)

12.   Receive 5,000 SCENE points when you:

     i.          Open a new eligible SCENE Student Day to Day Account with a SCENE ScotiaCard within the Offer Period; and

     ii.          within 60 days of opening your Student Day to Day Account, you set up one or both of the following on your Student Day to Day Account and they clear:

          a.      1 recurring direct deposit (e.g. employer payroll) (“Direct Deposit”); or

          b.      A minimum of 2 separate recurring pre-authorized debits (“PADs”) (e.g. cell phone bill or monthly subscription).

13.   One time or recurring fund transfers to other Scotiabank accounts (e.g. credit card or savings accounts), accounts held at other financial institutions, or payment processing firms, are not eligible for this Offer.

14.   5,000 SCENE points will be deposited to your SCENE membership account within 3 statement cycles of your payroll or PADs clearing your Student Day to Day Account so long as your Student Day to Day Account is open and in good standing. Only one SCENE eligible Student Day to Day Offer is available per Eligible Account and only when your account has qualified. For joint accounts, if at the time of awarding the 5,000 SCENE points each customer has a SCENE ScotiaCard, points will be split equally.

15.   Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this SCENE Student Bundle Offer or any of the Offers.

 

1,250 SCENE Points MomentumPLUS Savings Account Offer (the “MPSA Offer”)

16.   Receive 1,250 SCENE points when you:

     i.          Open a new MPSA within the Offer Period; and

     ii.          within 60 days of opening your first eligible account within the Offer Period, you become the holder of all three eligible accounts.

17.   Individuals who were holders of a Scotia Momentum Savings Account or MPSA prior to the start of the Offer Period are ineligible for this MPSA Offer.

18.   The 1,250 bonus will be awarded to your SCENE membership account within 3 statement cycles so long as your MPSA is open and in good standing and after all terms and conditions of the MPSA Offer are complete. For a joint MPSA, where each customer has a SCENE ScotiaCard, only the named primary account holder of the MPSA will be awarded the bonus 1,250 SCENE points under the MPSA Offer.

 

1,250 SCENE Points SCENE Visa Credit Card Offer (the “SCENE Visa Credit Card Offer”)

19.   The SCENE Visa Credit Card Offer applies only to new eligible SCENE Visa credit card accounts approved and opened within the Offer Period. Only one (1) SCENE Visa Credit Card Offer may be applied towards the SCENE Student Bundle Offer per customer. For joint eligible credit card accounts, a maximum of one (1) SCENE Visa Credit Card Offer will be applied to that eligible account.

20.   Former or current Scotiabank credit cardholders of any kind in the past 2 years, including those that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this SCENE Visa Credit Card Offer.

21.   The term “Eligible Purchase” when used in these terms for the SCENE Visa Credit Card Offer includes purchases (less any refunds, returns or other similar credits) but does not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

22.   All rates and fees listed in each SCENE Visa Credit Card Offer are as of March 1st, 2019 and subject to change.

23.   Applicable terms and conditions of the SCENE Visa Credit Card Offer are as follows:

    a)      SCENE Visa Card (Student):

        i.          To be eligible for 1,250 bonus SCENE points offer, an Eligible purchase must be posted to the new SCENE Visa Student account (“SCENE Visa Student Account”) within 2 months of the SCENE Visa Student Account open date. The bonus points will be awarded within 2-3 business days of the first purchase posted to the SCENE Visa Student Account so long as your SCENE Visa Student Account is open and in good standing. Only one bonus SCENE points offer is awarded per SCENE Visa Student Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account connected to the SCENE Visa Student Account.

        ii.          There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the SCENE Visa Student Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

 

5,000 SCENE Points Offer (the “SCENE Bundle Bonus Offer”)

24.   You will be eligible for the SCENE Bundle Bonus Offer if:

    (i)                You open at least one eligible account within the Offer Period; and

    (ii)              within 60 days of opening your first eligible account, you become the holder of all three eligible accounts and you set up one or both of the following on your Student Day-to-Day Account and they clear:

        (a)    1 recurring direct deposit (e.g. employer payroll) (“Direct Deposit”); or

        (b)    A minimum of 2 separate recurring pre-authorized debits (“PADs”) (e.g. cell phone bill or monthly subscprition).

25.   One time or recurring fund transfers to other Scotiabank accounts (e.g. credit card or savings accounts), accounts held at other financial institutions, or payment processing firms, are not eligible for this Offer.

26.   You are not eligible for the SCENE Bundle Bonus Offer if, prior to the Offer Period, you were a holder of all three eligible accounts and/or already had PADs or a Direct Deposit set up on your Student Day to Day Account.

27.   The 5,000 bonus SCENE points will be deposited to your SCENE membership account within 3 statement cycles after all terms and conditions of this 5,000 SCENE Bundle Bonus Offer are completed and the PADs or Direct Deposit, as applicable, have cleared the Student Day to Day Account and so long as all three eligible accounts are open and in good standing. For a joint Student Day to Day Account or MPSA where each customer has a SCENE ScotiaCard, only the named primary account holder of the applicable bank account will be awarded the bonus 5,000 SCENE points.