Western Union Money Transfers

Send money quickly to family and friends all over the world

Is it right for me? 


It’s perfect when you need a quick and easy way to send money to family or friends abroad.

Tell me about it

Whether you want to send money to your best friend in Europe, parents in India or your twin sister in China, you can send money to the people you love – wherever they live.

Sending money through Scotia On-line or Scotiabank Mobile Banking with Western Union for just $5+1% with amounts between $0-$999.99 you can send funds to over 200 countries and territories. Funds arrive at one of Western Union’s 500,000 agent locations, so your family can pick up the transfer at the location that’s most convenient for them.

Protect yourself from fraud

Only use Western Union to send money to friends and family. Never send money to someone you have not met in person. Scammers sometimes encourage people to transfer money. Do not transfer money to anyone who asks you to send them money:

  • For an emergency situation you haven’t confirmed.
  • For an online purchase.
  • For a credit card or loan fee.
  • To claim lottery or prize winnings.
  • For anti-virus protection.
  • For a deposit or payment on a rental property.
  • For a mystery shopping assignment
  • For a job opportunity.
  • For a charity donation.
  • To pay taxes or
  • To resolve an immigration matter

If you transfer money, the person you’re sending it to gets the money quickly. After the money is paid, Western Union may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances. If you believe that you are the victim of fraud, call the Western Union Fraud Hotline at 1 800 448-1492 or visit https://www.westernunion.com/ca/en/fraudawareness/fraud-home.html

Why should I send money this way?


  • Send money through Scotia OnLine, Mobile Banking or at any Scotiabank branch

  • Nice price

  • It costs just $5+1% with amounts between $0-$999.99 of the money transfer

  • Send the money you need

  • Send up to $999 a day through Scotia OnLine and Mobile Banking or our Contact Centre

  • Send up to $7,499 a day through a Scotiabank branch

  • Secure

  • Your receiver must show ID and provide details about the money transfer in order to pick up funds.

  • Where do I start?

    Mobile & Tablet

    Download the Scotiabank App

    Download on the App store
    Google Play store

    How do I use it? 

    Western Union Transfer

    Send funds to the people you love, wherever they live.

    Watch video

    It's easy to achieve your goals.


    Yes, you need to have a day to day account and ScotiaCard to be able to send a Western Union Money Transfer through any of our Scotiabank channels. 

    You can send up to $999.99 with Scotia OnLine, our mobile banking app or by calling us at 1-800-472-6842. You can send up to $7,499.99 by visiting your Scotiabank branch. To send more money, just visit any Western Union location near you. Please remember, though you can send funds through Scotiabank, you can’t receive a Western Union money transfer through any of our channels.

    Western Union Agent locations are independent businesses that provide money transfer service to their customers on behalf of Western Union. In Canada, Western Union Agents are primarily grocery stores, cheque-cashers, mail box centres, drug stores, travel agencies and other retail locations.

    Outside Canada, agents include well-known financial institutions, post offices, airports, stations, currency exchange offices, travel agencies and other locations. 

    You might also be interested in: 

    Interac e-Transfer 

    When you’re looking for a quick and secure way to send money to a Canadian bank account, Interac e-Transfer is your answer. 

    More details, Interac e-Transfer 

    Where do I start? 

    In Branch

    Find a Scotiabank ABM

    ABM Locator