* When specified, benefits require the entrant to be the legal age of majority in their province.

The Scotiabank Cash Bonus Bundle Offer (the “Offer”) is available between May 1, 2025 and July 31, 2025 (the “Offer Period”) to individuals who open new eligible accounts. Subject to the Offer conditions, eligible clients can earn $500 when they open a new Preferred Package or Ultimate Package chequing account and complete certain qualifying transactions. Plus, clients who meet the conditions for the $500 bonus are also eligible to earn up to $200 in additional cash bonuses when they bundle their new Preferred or Ultimate Package chequing account with a new Money Master Savings Account and/or a new eligible Registered Account and complete certain qualifying transactions.

 

$500 Cash Bonus for Preferred or Ultimate Package Conditions: To qualify for the $500 cash bonus (the “$500 Package Bonus”), you must:

1.  Open a new Ultimate Package or new Preferred Package chequing account (the “Eligible Chequing Account”) during the Offer Period; and 
2. Complete any two (2) of the following activities in your Eligible Chequing Account within 60 days of Eligible Chequing Account opening:
   • Set up and receive at least one eligible automated and recurring direct deposit^† , such as payroll or pension, which will recur monthly for a minimum of six (6) consecutive months in total, or 
   • Set up and make a minimum of two (2) separate eligible recurring preauthorized transactions^† with a minimum value of at least $50 per transaction which will each recur monthly for a minimum of six (6) consecutive months in total, or 
   • Make at least one (1) eligible online bill payment^† of at least $50 through the Scotiabank Mobile App or through Scotia OnLine.

 

† Click here for a list of eligible direct deposits, preauthorized transactions and online bill payments. Notwithstanding a transaction may be included in these lists, certain exclusions may still apply and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit, pre-authorized transaction or bill payment is eligible for the $500 Package Bonus. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the $500 Package Bonus.

 

$100 Money Master Savings Account Bundle Conditions: To qualify for the $100 cash bonus (the “$100 Savings Bundle Bonus”), you must meet all of the conditions for the $500 Package Bonus, and:

1.  During the Offer Period and within 60 days of opening your Eligible Chequing Account:
   i. Open a new Money Master Savings Account (the “Eligible Savings Account”).
   ii. Enroll your new Eligible Savings Account in either the Pay Yourself First or the Savings Finder tool (each a “Smart Savings Tool”). 
2. Remain enrolled in your selected Smart Savings Tool for 90 consecutive days.
   Note: Enrolment in a Smart Savings Tool is subject to certain eligibility requirements and can only be done through the Scotiabank mobile banking app. For example, enrollment in the Pay Yourself First tool will not be available if you have not had at least 4 recurring deposits to your Scotia Chequing Account at the time you attempt to enroll. Also, both the Eligible Chequing and Savings Accounts must be “Any to Sign” to be eligible for the Smart Savings tools. Only one Smart Savings Tool can be enrolled in at a time but you can switch tools at any time, however, you must remain enrolled in a Smart Savings Tool for 90 consecutive days from the date of first enrolment in step ‘1 (ii)’ above. See the Smart Savings Tool Agreement for full terms and conditions. 

 

$100 Registered Account Bundle Conditions: To qualify for the $100 cash bonus (the “$100 Registered Bundle Bonus”), you must meet all of the conditions for the $500 Package Bonus, and:

1. During the Offer Period and within 60 days of opening your Eligible Chequing Account, open a new Eligible Registered Account (as defined below); and
2. Within 60 days of the Eligible Registered Account opening, contribute or transfer in a minimum of CAD $5,000 into your new Eligible Registered Account and maintain that minimum amount each day for at least three (3) consecutive months.

For the purposes of this Offer, the following Scotia Registered Accounts opened with either The Bank of Nova Scotia (“Scotiabank”) or Scotia Securities Inc. are defined as “Eligible Registered Accounts”: Scotia Registered Retirement Savings Plans (excluding Spousal RRSPs and locked-in plans such as LIRAs and LRSPs) (each an “RRSP”), Scotia Tax-Free Savings Accounts (each a “TFSA”) and Scotia First Home Savings Accounts (each a “FHSA”). Scotia RRIFs (including locked-in income plans), RESPs, RDSPs, and non-registered Scotia Investment Accounts are not included in the definition and are not eligible for the Offer.

 

Offer Eligibility and Exclusions: Individuals who are currently holders of, or who were previously holders within the last two (2) years, of a Scotiabank Chequing Account are not eligible for the Package Bonus. “Scotiabank Chequing Account” means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, Student Banking Advantage Plan. In order to qualify for the $100 Savings Bundle Bonus the individual cannot currently hold or have held a Money Master Account with Scotiabank in the six (6) months preceding the Offer Period. In order to qualify for the $100 Registered Bundle Bonus, the individual cannot have held the same type of Eligible Registered Account (as that opened during the Offer Period) with Scotiabank in the six (6) months preceding the Offer Period. Employees of Scotiabank are also not eligible for these Offers.

 

General Offer Terms: Provided all of the $500 Package Bonus conditions have been met, the $500 Package Bonus will be deposited to the Eligible Chequing Account within approximately nine (9) months from account open date. Provided all of the $100 Savings Bundle Bonus conditions outlined above have been met, the $100 Savings Bundle Bonus will be deposited to your Eligible Savings Account within approximately thirteen (13) months from the account open date. Provided all of the $100 Registered Bundle Bonus conditions have been met, the $100 Registered Bundle Bonus will be deposited to your Eligible Registered Account within approximately ten (10) months from the account open date. You have 24 months from the date you believe you have fulfilled the applicable Offer conditions to notify us if you have not received the applicable cash bonus so that we may confirm your eligibility. For clients investing in non-Canadian dollar currencies, the investment will be calculated based on Canadian dollar equivalent at the Scotiabank rate on the transaction date to determine eligibility for the offer. All bonuses will be paid in Canadian dollars. 

 

For any cash bonus to be fulfilled, the Eligible Chequing Account, the Eligible Savings Account and the Eligible Registered Account, as applicable, must be open and in good standing until the time of payout of the cash bonus. The Eligible Chequing Account is not in "good standing" if: (i) it has a negative balance exceeding the authorized overdraft limit, (ii) it has been in continuous overdraft for a period of three consecutive months, or (iii) the Account holder is in breach of the Account agreement with Scotiabank. The Eligible Savings Account is not in 'good standing' if it has a negative balance, or the Account holder is in breach of the Account agreement with Scotiabank. An Eligible Registered Account is not in 'good standing' if the account holder is in breach of the Eligible Registered Account’s client account agreement. Clients are responsible to confirm their applicable registered plan contribution limits prior to making any contribution to their Eligible Registered Account(s). The $100 Registered Bundle Bonus is not considered a contribution. Scotiabank and Scotia Securities Inc. are not responsible for any contribution over a client’s applicable registered plan limit in connection with this Offer. Clients should consult with a tax advisor to discuss any tax implications in connection with this Offer and clients are responsible for any required tax reporting. This Offer is non-transferable and may not be duplicated. Limit of one (1) $500 Package Bonus, (1) $100 Savings Bundle Bonus, and one (1) $100 Registered Bundle Bonus per client (for a total bonus of up to $700), regardless of the number of Eligible Chequing Accounts, Eligible Savings Accounts or Eligible Registered Accounts opened. If more than one (1) Eligible Chequing Account is opened, only the first Eligible Chequing Account opened will be eligible for the $500 Package Bonus. If more than one (1) Eligible Savings Account is opened, only one Eligible Savings Account that fulfilled the $100 Savings Bundle Bonus conditions will be eligible for the $100 Savings Bundle Bonus. If more than one (1) Eligible Registered Account is opened, only the first Eligible Registered Account that fulfilled the $100 Registered Bundle Bonus conditions will be eligible for the $100 Registered Bundle Bonus. If two Eligible Registered Accounts fulfill on the same day, the $100 Registered Bundle Bonus will be paid into only one of the Eligible Registered Account(s) in the following order: (1) Eligible TFSA, then (2) Eligible FHSA, then (3) Eligible RRSP. For joint accounts, only the primary Eligible Chequing Account holder is eligible to receive the $100 Savings Bundle Bonus and $100 Registered Bundle Bonus into their Eligible Savings Account and Eligible Registered Account, as applicable. The primary account holder must be the same client on both the Eligible Chequing Account and Eligible Savings Account. All rates, fees, features and benefits are subject to change. All other terms and conditions of the Account and Smart Savings Tools Agreement continue to apply. The Offer is non-transferable and may not be duplicated. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers on the Account, unless otherwise permitted by Scotiabank. 

Scotia Perks Terms and Conditions: Subject to certain age restrictions, the Scotiabank Arena Perks benefits (the “Benefits”) are available to all Scotiabank clients with a client number and who have access to the Scotia mobile banking app (“Clients”). Some Benefits may only be available to eligible clients who are the age of majority.  Unless otherwise specified, benefits are available at Toronto Maple Leafs and Toronto Raptors regular season home games at Scotiabank Arena and other events Scotiabank may designate from time to time.

 

To take advantage of any Benefits, Clients must present their Scotiabank Arena Perks Card which can be found within their Scotiabank mobile banking app as follows:

• Sign in to the Scotia mobile banking app

• Select More

• Select Scotiabank Arena Perks

 

The Perks Program and Benefits may be modified or withdrawn at any time without notice. Scotiabank is not responsible for any third party services provided under the Perks program.

 

Scotiabank reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions from time to time without prior notice. In the event of conflict, these Terms and Conditions will prevail over any of the contents of any brochure, promotional materials or statements, or any other communication regarding the Benefits, whether written or oral from the Bank, except where otherwise stated.

 

Scotiabank reserves the right at its sole discretion, without advance notice, to extend, suspend, terminate, or otherwise modify the Benefits, in whole or in part or for select Clients, for any reason or if the Benefits can't be fulfilled as planned.

 

Scotiabank reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke any Benefit for any person it finds or believes to be manipulating or otherwise abusing the process, fairness, or integrity of the Benefits or who otherwise is deemed ineligible.

 

By accepting any Benefit, Clients agree that they have read and understood these Terms and Conditions and agree to be bound by them. Any notice with respect to these Terms and Conditions is deemed to be provided on the day it is posted on Scotiabank’s website or on the Scotia mobile banking app.

Free popcorn will be available to Clients inside the Arena at Gate 5 during select Toronto Maple Leafs and Toronto Raptors home games at Scotiabank Arena. Free popcorn is limited to one bag per Client, per game while supplies last. Clients must present their Scotiabank Arena Perks Card to be eligible for free popcorn.

Clients and their guest receive expedited entry into Scotiabank Arena via dedicated fast lanes located at Gates 1 and 5 at Scotiabank Arena. Present your game ticket and Scotiabank Arena Perks Card for entry. Applicable for Toronto Maple Leafs and Toronto Raptors regular season home games only unless otherwise specified. Not valid for concerts or any other events hosted at Scotiabank Arena.

Free bag check available for first 50 Scotiabank clients at each Toronto Maple Leafs and Toronto Raptors regular season home games. Limit of 1 free bag per client per game. Clients must present their Scotiabank Arena Perks Card to be eligible. Bag Check is available in the Galleria directly across from Gate 1 at Scotiabank Arena. Estimated retail value of $20/bag. Scotiabank and MLSE will not be responsible for any damage or loss of bags or personal items, for any items left or for lost tickets.

No purchase necessary. One pair of Lower Bowl Toronto Maple Leafs and Toronto Raptors tickets (approximate retail value $500 each) will be awarded to a randomly selected Client entering through the Scotiabank Client Entrance located at Gates 1 and 5 at Scotiabank Arena at each regular season home game throughout the season. Randomly selected Client must present their Scotiabank Arena Perks Card to be eligible for the upgrade. Odds of being selected will depend on the number of eligible Clients entering the Scotiabank Client Entrance during each regular season home game.

No purchase necessary. Enter for your chance to skate on the Toronto Maple Leafs ice at Scotiabank Arena. Arena skate events will occur twice per Maple Leafs regular season. Clients must enter for their chance to be selected for each event via a unique URL. Up to 50 Clients will be randomly selected from amongst all eligible entries to participate in each event. Odds of being selected will vary based on number of eligible Clients that enter for each event. Event capacity is limited to 50 Clients and a guest per event. Limit 1 entry per event per Client. Selected Clients must present their Scotiabank Arena Perks Card in order to be permitted entry. Additional contest terms and conditions apply.

The Make it Merch activation will be available at Gate 5 during select Toronto Maple Leafs regular season home games at Scotiabank Arena. Clients who present their Scotiabank Arena Perks Card will receive exclusive patches, while supplies last.

No purchase necessary. Enter for your chance to watch a Toronto Maple Leafs morning practice on select game days. Morning Skate events will occur once per month beginning in November 2024 through to April 2025. Clients must enter for their chance to be selected for each event via a unique URL.  Up to 50 Clients will be randomly selected from amongst all eligible entries to participate in each event. Odds of being selected will vary based on number of eligible Clients that enter for each event. Event capacity is limited to 50 Clients plus a guest per event. Limit 1 entry per event per Client. Selected Clients must present their Scotiabank Arena Perks Card in order to be permitted entry. Morning skates are optional for Toronto Maple Leafs players and player attendance is not guaranteed. Additional contest terms and conditions apply.

No purchase necessary. Enter for your chance to win a trip for you and a guest to see the Toronto Maple Leafs or the Toronto Raptors play a regular season away game. Road trips will occur three times total per regular season. Clients must enter for a chance to win a road trip prize via a unique URL. Six Clients will be randomly selected from amongst all eligible entries (2 Clients per draw). Odds of winning will depend on the number of eligible Clients that enter. Limit 1 entry per draw per Client; limit 1 trip prize per Client. Selected Clients must present their Scotiabank Arena Perks Card to qualify. Prizes are subject to certain limitations. Approximate retail value of each trip prize is $15,000.00. Additional contest terms and conditions apply.

No purchase necessary. One pair of Lower Bowl Toronto Sceptres, Ottawa Charge, or Montreal Victoire tickets will be awarded as a surprise and delight to a randomly selected Client during select regular season home games throughout the season. Randomly selected Client must present their Scotiabank Debit or Credit Card (physical card or in mobile wallet) to be eligible for the upgrade.

The Make it Merch activation will be available at Coca-Cola Coliseum, Place Bell, and TD Place during select Toronto Sceptres, Montreal Victoire, and Ottawa Charge regular season home games. Clients who present their Scotiabank Debit or Credit Card (physical card or in mobile wallet) will receive exclusive patches, while supplies last.

No purchase or account necessary. Contest ends 11:59:59 PM ET on April 30^th, 2025. To be eligible, all entrants must first register and will receive 1 entry regardless of method of entry; registrants can earn bonus entries up to a maximum of 651 entries. There are four (4) Grand Prizes available each consisting of a trip for four (4) (total approximate value of each Grand Prize $15,000) to see an NHL or PWHL game. Odds of winning a Grand Prize depend on total number of eligible entries received during the Contest Period for each Grand Prize draw. There are 308 Regional Prizes available each consisting of one (1) pair of regular season home game tickets of an NHL team (Toronto, Ottawa, Montreal, Winnipeg, Calgary, Edmonton, and Vancouver) or a PWHL team (Toronto, Montreal and Ottawa), to be won only by entrants who live within 120km of the home arena for those teams (“Regional Entrants”) (approximate retail value of each regional prize is $500).  Odds of winning a Regional Prize depends on the number of eligible entries received from Regional Entrants during the Contest Period for each Regional Prize draw. Limit of 1 Grand Prize and 1 Regional Prize (if eligible) per winner. The Contest is open to Canadian residents who have reached the age of majority in their jurisdiction of residence at time of entry. Skill-testing question required. Conditions and exclusions apply. For full Contest rules and additional ways to enter, click here.

A 10% discount will be available on all merch purchases for Clients inside the Arena during every Toronto Sceptres, Ottawa Charge and Montreal Victoire home game at Coca-Cola Coliseum, TD Place, and Place Bell. The 10% discount is available for a limited time and subject to termination at any time without notice. Clients must use their Scotiabank Debit or Credit Card for their purchase and must mention the Scotia Perks program to be eligible for the discount (discount will not be automatically applied). Discount can’t be combined with other offers.

No purchase necessary. Contest entry closes 11:59 PM E.T. on April 17, 2025. There are 404 prizes available consisting of 100 pairs of Skate at Scotiabank Arena tickets, 300 pairs of tickets to view a Leafs Morning Skate on select game days, and 4 Road Trip prizes for two (2) to attend select Toronto Maple Leafs away games. Odds of winning a prize depend on total number of eligible entries received during the Contest Period. Limit of 1 Prize per eligible entrant. This Contest is open to all residents of Canada who have reached the age of majority in their province or territory of residence at the time of entry and who are Scotiabank Clients at the time of entry. Skill-testing question required. Conditions and exclusions apply. For full contest rules, and additional ways to enter, click here.

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