ScotiaLine® Personal Line of Credit Terms and Conditions

You can view this page in French.

General

By completing this application or accepting this pre-approved offer, you confirm all information you provide to us is true and complete. All references to “you” mean the applicant (primary borrower) for the Personal Line of Credit Account.

Credit limit

If you do not qualify for the credit limit indicated on this application or pre-approval form, you agree this application or pre-approval form is for the credit limit you do qualify for.

Agreements that apply

If your application is approved or you accept this offer, you agree to the agreements that apply to the Personal Line of Credit Account you have been approved for (the “Agreements”), including:

• the Revolving Credit Agreement (a copy of which is also included in the Personal Credit Companion Agreement Booklet),
• the associated disclosure statements, which include the rates and fees that apply to the Personal Line of Credit Account, and
• the Scotiabank Privacy Agreement, which can be accessed at scotiabank.com/privacy or at any Scotiabank branch.

Copies of the Agreements will be provided to you or made available to you (including in some cases when you receive your Access Card) and may also be obtained at a Scotiabank branch. You agree you will provide these Agreements, to, or make copies of them available, to any supplementary cardholder(s) on your account.

Cancellation rights

If you are approved, remember that you may cancel this Personal Line of Credit Account at any time. You will remain responsible for any outstanding balance on the Personal Line of Credit Account at the time of cancellation.

Quebec residents only / Résidents du Québec seulement

You acknowledge that the French and English versions of this agreement were remitted to you. You expressly request and agree to be bound exclusively by the English version of this agreement and that all related documents, including any notices, be drafted in English only.

Vous reconnaissez que les versions française et anglaise de cette convention vous ont été remises. Vous demandez expressément et acceptez d’être lié exclusivement par la version anglaise de cette convention et que tous les documents qui s’y rattachent, y compris tous les avis, soient rédigés en anglais seulement.