WELCOME KIT

Scotiabank Value® Visa* Card

Save on interest, spend on yourself.

Explore your card’s benefits

Enjoy perks from discounts on car rentals to saving on interest.

Save on interest

Your low-interest credit card offers a more affordable way to pay for unexpected expenses. If you don't pay off your full balance each month, you'll be charged less interest compared to a high-interest rate credit card. Use our interest rate calculator to see how much a Scotiabank Value® Visa* Card can save you.

Transfer your balance and save more

Save on interest when you transfer your balance from a high-interest rate card to your Scotiabank Value® Visa* Card.1 With a lower interest rate, more of your payment goes towards reducing your balance instead of paying interest.

Activate your card

Save on car rentals

Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the US when you pay with your Scotiabank Value® Visa* Card.2

To book with AVIS, visit avis.com/scotiabankvaluevisa or call 1-800-879-2847. Use the worldwide discount code C030300.

To book with Budget, visit budget.com/scotiabankvaluevisa or call 1-800-268-8900. Use the corporate discount code A363310.

Scotia Credit Card Protection (SCCP)3

This optional insurance coverage can pay your balance or make your payments for a period of time if you experience certain unexpected life events. There are two coverage options:

 Basic protection which includes: 

  • Life benefit 
  • Critical illness benefit 
  • Hospitalization benefit 

Comprehensive protection which includes: 

  • Life benefit 
  • Critical illness benefit 
  • Hospitalization benefit 
  • Disability benefit
  • Job loss benefit 
  • Strike or lockout benefit
Learn about SCCP

Get in touch

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General card inquiries

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Emergency card replacement

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ABM Access

Worldwide look for machines displaying the Interac, Visa, or LINK symbols.

Get to know your card

Credit card fees at first glance
Credit card interest rates
Manage your credit card
Revolving Credit Agreement (Visa and Amex)
Zero liability policy, commitment, and codes

How to

Activate your card online
Increase your credit limit
Order supplementary cards online
Report a lost or stolen card credit card

Tools

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Savings calculator

®
Registered trademark of The Bank of Nova Scotia.
*
Visa Int. / Licensed User.
♢
You are liable for all charges incurred on your account with any supplementary card issued in connection with the account. When you request Scotiabank to issue a supplementary card, we will also issue renewal and replacement cards for such supplementary card, unless the card is cancelled by you or Scotiabank.
1
Subject to your available credit.
2
The savings of up to 25% applies to Avis and Budget base rates and is applicable only to the time and mileage charges of the rental. All taxes, fees (including Air Conditioning Excise Recovery Fee, Concession Recovery Fee, Vehicle License Recovery Fee, Energy Recovery Fee, Tire Management Fee, and Frequent Traveler Fee) and surcharges (including Customer Facility Charge and Environmental Fee Recovery Charge) are extra. The Bank of Nova Scotia is not responsible for, and provides no representations, warranties or conditions regarding this offer or any Avis or Budget products or services, including Avis Preferred Plus membership and services and those obtained under this offer, which are governed solely by Avis’ terms and conditions. Avis Preferred Plus membership and services are provided by Avis.
3
Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada: Tel: 1-800-387-7199, Option 3, or www.chubb.com under a Group Policy issued to the Bank of Nova Scotia.  All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.