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Thinking about tapping into your home equity? This guide breaks down home equity loans and HELOCs so you can choose the option that’s best for you.
Mortgage Calculator
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Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Prepayment calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Plan today for a secure tomorrow
Maintain the home and lifestyle you’ve worked hard to build.
Frequently asked questions
Related articles
From mortgage rates to home prices, here’s a clear look at the trends shaping the Canadian housing market and how to decide if it’s the right time to buy.
Learn about minimum down payments, savings strategies and getting the most out of accounts such as the FHSA, RRSP and TFSA.
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Contact us
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.