A little goes a long way

With $0 transfer fees and a chance to win up to $10,000 it pays to spread your kindness.3 Learn more >

Don't have an account? Become a Scotia customer.

Whether you’re sending money to family, helping to pay for tuition, or paying a friend back for your Florida vacation, sending money internationally should be easy. That’s why we’re introducing Scotia International Money Transfer, a new way to send money from any eligible2 Scotiabank account to a global bank account.

Here’s why you’ll love using Scotia International Money Transfer:

  • Great value


    Send money for $1.991! Ultimate Package and New to Canada customers can send money for no fee1.

  • It’s easy


    Complete your transfer in a few easy steps using the Scotiabank mobile app or online banking.

    The recipient receives the funds directly in their bank account in up to 5 business days.

  • Safe and secure


    We’ve got you covered! Your money is protected from unauthorized activity by Scotiabank’s Security Guarantee.

  • Global reach


    Send money globally, including to the United States, United Kingdom, India, Philippines, China, France and many more.

$50,000 in prizes to be won

Be entered when you send an eligible bank deposit through Scotia International Money Transfer* by September 17, 2025.3

Whether you’re supporting your loved ones abroad or reminding them they’re in your thoughts with a gift, it pays to be kind. With $0 transfer fees3 until October 31, 2025, your money can go further - helping you support more, share more, and do more. Show them you care without the transfer fees and enjoy the peace of mind real-time tracking and a detailed transaction history provides.

And sometimes kindness pays off even more. For every International Money Transfer of at least $100 (before fees) you send globally between July 23 and September 17, 2025, including to India, the United States, Philippines and many more destinations, you will automatically be entered for a chance to win one of 30 prizes including a grand prize of $10,000 (up to a maximum of 8 IMT entries).4

Here's how:

  1. Send a bank deposit of at least $100 (before fees) through Scotia International Money Transfer* by September 17, 2025.
  2. Lucky winners will be contacted by email so keep an eye out for an email from us.

See the full rules  for other ways to enter.

$50,000 in prizes waiting to be won

  • 1 x Grand Prize of $10,000
  • 2 x Second Prizes of $5,000
  • 3 x Third Prizes of $2,000
  • 24 x Fourth Prizes of $1,000
Send money nowto your loved ones

New to Canada?

 

Get up to $2,200◊ in value in the first year, including unlimited international money transfers.1,2

Learn more

Get started with Scotia International Money Transfer 

1. Sign in to the Scotiabank mobile banking app and tap Transfers.
 

2. Tap Send money internationally, then tap Bank deposit.
 

3. Enter the recipient's contact information and select the account you want to transfer money from.

4. Enter the amount you want to transfer and tap Submit.
 

Send money abroad using online banking!

Get Started

Frequently Asked Questions

*
Terms and Conditions found in Scotiabank International Money Transfer Agreement apply
♢
Potential value in 1st year. Conditions and assumptions apply.
1
Foreign currency exchange rates apply. Conditions and exclusions apply. For Ultimate Package customers and customers onboarded as a part of the Scotiabank StartRight® Program, we do not charge a service fee for the transfer, however, foreign currency exchange rates apply.
2
A transfer needs to be made from an eligible CAD Scotiabank Chequing or Savings account. 
3
From May 1st to October 31st, 2025 enjoy $0 transfer fees on all International Money Transfers made through Scotia International Money Transfer. Foreign currency exchange rates apply. Conditions and exclusions apply.
4

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. The Contest runs from July 23, 2025 at 12:00:01 am ET to September 17, 2025 at 11:59:59 pm ET (the “Contest Period”). 

 

This contest is open to Scotiabank Ultimate, Preferred, and Student Banking Advantage® Plan, Basic and Basic+ Account (each an “Eligible Account”) holders who have received notification about the Contest directly from Scotiabank. 

 

Employees of Scotiabank and its affiliates, and its and their advertising and promotional agencies, and the immediate family of such employees and individuals living in the same household with such employees are not eligible to participate in the Contest. “Immediate family” is defined as parents, siblings, children or spouse.

 

Limit eight (8) entries per eligible client during the Contest Period. There are a total of thirty (30) prizes available:

• 1 prize of $10,000.00

• 2 prizes of $5,000.00

• 3 prizes of $2,000.00

• 24 prizes of $1,000.00

 

Odds of winning depend on total number of eligible entries received. Skill-testing question required. Additional conditions apply. See the full Official Rules at https://arm6.scotiabank.com/en-ca for complete details.