Cross Border Debit
An easy way to pay when you’re in the U.S.
Is it right for me?
It’s perfect if you’re shopping in the U.S. and want to use your debit instead of cash
Tell me about it
Heading to the US? Skip the hassle of carrying cash, traveller’s cheques or unfamiliar ABM’s.
ScotiaCards with VISA Debit
Shop with your ScotiaCard with VISA Debit anywhere VISA is accepted in the US and worldwide. There is no transaction fee when shopping with your ScotiaCard with VISA Debit.
You might also be interested in:
Global ATM Alliance
Whether you’re in the U.S. or abroad, you can save on ABM fees when you use our partner ABMs.
Send Money Internationally
Send money internationally as easy as you would within Canada! With Scotia International Money Transfer or Western Union Money Transfers you can send money back home to family, help pay for tuition, or pay a friend back for your Florida vacation, easily and securely through Scotia Online or Mobile Banking.
Where do I start?
The default account for the Cross Border Debit service is the chequing account. If you don’t have a “keyed” chequing account, our system will automatically search for a “keyed” savings account to process the transaction request.
A foreign exchange fee will apply when converting from U.S dollars to Canadian dollars. Acxsys Corporation on our behalf determines the exchange rate on the date of conversion. This rate may be different from the rate in effect on the date your Direct Payment occurred. The rate includes an additional 2.5%. Furthermore, a Cardholder Service Fee of $1.00 will apply on a per transaction basis and these transactions will count towards your monthly transactions as specified in your account plan and all regular account fees will apply.