Cross Border DebitAn easy way to pay when you’re in the U.S.
Is it right for me?
It’s perfect if you’re shopping in the U.S. and want to use your debit instead of cash
Tell me about it
Heading to the US? Skip the hassle of carrying cash, traveller’s cheques or unfamiliar ABM’s.
ScotiaCards with VISA Debit
Shop with your ScotiaCard with VISA Debit anywhere VISA is accepted in the US. There is no transaction fee when shopping with your ScotiaCard with VISA Debit.
ScotiaCards with NYCE
Shop with selected ScotiaCards in the US, anywhere you see the NYCE symbol. Each time you pay there is a $1.00 Cross Border transaction fee in addition to the currency exchange fee.
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The default account for the Cross Border Debit service is the chequing account. If you don’t have a “keyed” chequing account, our system will automatically search for a “keyed” savings account to process the transaction request.
A foreign exchange fee will apply when converting from U.S dollars to Canadian dollars. Acxsys Corporation on our behalf determines the exchange rate on the date of conversion. This rate may be different from the rate in effect on the date your Direct Payment occurred. The rate includes an additional 2.5%. Furthermore, a Cardholder Service Fee of $1.00 will apply on a per transaction basis and these transactions will count towards your monthly transactions as specified in your account plan and all regular account fees will apply.
NYCE Design is a trademark of NYCE Payments Network, LLC.