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Scotia MyAdvice
Here is some helpful information we’ve selected for you based on your responses. Each article has tips, information, and recommendations that can help you meet your financial goals during this time.†
Debt consolidation and mortgage information for you
Learn more about your options as you plan your next steps.
Manage your mortgage online
We’ve made home financing digital, from applying for a mortgage online to making a pre-payment in the Scotiabank app.
Lower your borrowing costs
Use the equity in your home to help cover unforeseen expenses and manage your payments with the Scotia Total Equity® Plan (STEP).
Refinancing your mortgage
Build more flexibility into your financial toolbox with a home equity loan or line of credit.
Take a look at more articles that match your results†
What’s next after payment deferrals
If you continue to face financial hardship due to COVID-19, we’re here to help and have more options available to support you.
Why relief is important
Our financial relief measures are designed to help give you financial flexibility.
Canada's relief measures
Stay up to date on the government’s COVID-19 Economic Response Plan, including details on the relief measures available.
Benefits Finder tool
Answer a few questions from the Government of Canada and receive a list of benefits and services you may be eligible for.
Faster benefits access
With direct deposit, you can receive CERB and other CRA payments faster than receiving a cheque by mail.
Creditor insurance
Learn more about our comprehensive range of affordable creditor protection coverage that matches your Scotiabank credit account.
Mortgage payment relief
You can request to defer payments on your mortgage for up to 6 months. Interest will continue to accrue during that time and will be added to your mortgage account balance at the end of the deferral period.
Know your credit score
Your credit score is an essential part of your financial health. Find out what it is and how to improve it.
Manage your money
From building a budget to saving for emergencies, we can help you take charge of your financial future.
More support for you
Scotiabank COVID-19 Support Hub
We offer a variety of relief options for businesses and individuals facing difficulties due to COVID-19.
Learn about Canada’s relief measures
Stay up to date on the government’s COVID-19 Economic Response Plan and the relief measures available.
Helpful advice by appointment
Our advisors are available for phone appointments, so you can get customized advice from the comfort of home.