Scotia Creditor Insurance

Creditor insurance, sometimes known as credit protection, is an optional financial safety net for you and your family. It can help you pay off your outstanding credit or loan balances or cover payments for a period of time if an unexpected life event happens, such as a critical illness, becoming disabled, or passing away.

Reasons to consider Creditor Insurance

  • Flexible coverage options to suit your needs.

  • Competitive premiums.

  • No medical test and apply from anywhere.

Creditor Insurance Protection Planner

Understand your borrowing protection needs by answering a few quick questions. 

Launch Planner

Which credit protection is right for you?

Scotia Mortgage Protection

Your home is one of the biggest financial investments you’ll ever make. Protect your loved ones financially and the lifestyle you’ve worked so hard to build. 

Learn more, Scotia Mortgage Protection

Scotia Line of Credit Protection

Scotia Line of Credit Protection insurance can help you stay on track financially and can do more than just protect the ‘things’ in your life.

Learn more, Scotia Line of Credit Protection

Scotia Credit Card Protection

Coverage to help you and your family stay financially on track through certain unexpected events.

Learn more, Scotia Credit Card Protection

Scotia Plan Loan Life & Disability Protection

Help with your family’s financial load should you get seriously hurt or pass away.

Learn more, Scotia Plan Loan Life & Disability Protection

Scotia Business Loan Protection

This loan insurance protects the business you’ve worked so hard to build.

Learn more, Scotia Business Loan Protection

Scotia Loan Protection

Protection to help pay your auto loan if you cannot work or pass away.

Learn more, Scotia Loan Protection

Learn more about the product

You may not be able to see the future, but we can help you plan for it.

See how Scotia Creditor Insurance can help you and your family get financially prepared.

Watch Video, You may not be able to see the future, but we can help you plan for it.

Protect yourself financially with optional Scotia Creditor Insurance Protection

With or without dependents, the right coverage can help keep your financial goals on track. 

Watch Video, Protect yourself financially with optional Scotia Creditor Insurance Protection

Understanding optional Scotia Creditor Insurance Protection

Learn how your insurance premium is determined and what the right coverage can do for you.

Watch Video, Understanding optional Scotia Creditor Insurance Protection

Ways to contact us

By Phone

Mon-Fri (8:00am-8pm EST)

1-855-753-4272, By Phone

In person

Visit your local branch

Find a branch , In person