Scotia Flex Value Mortgage - 5 Year Open Term

Right for you if:

  • You want the maximum amount of flexibility

  • You're taking this open term as part of the Scotia Total Equity® Plan

  • Overview

  • Low rates and payments
    Low rate with associated payment amounts calculated each time the Scotiabank Prime Rate changes.

  • Prepay with no prepayment charges
    Increase your payments by any amount, at any time, with no prepayment charges.

  • Convert anytime
    Get any fixed term product with no prepayment charges.

  • Conventional and insured financing available.

  • PLUS:

  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.

  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

  • Mortgage Rates

    We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you4.

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    Mortgage-Free Faster Calculator

    Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

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    What Can I Afford?

    Find out how much, so you can arrange your mortgage and shop for a home with confidence.

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    Mortgage Payment Calculator

    Determine your payment options, amortization and more, all with one calculator.

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    STEP Calculator

    Learn how to save by using the equity in your home to borrow at lower interest rates.

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    Mortgage Selector

    Opening the door to homeownership.

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    Mortgage Comparison Calculator

    Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

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