Scotia Flex Value Mortgage - 5 Year Open Term

Right for you if you want the maximum amount of flexibility and you're taking this open term as part of the Scotia Total Equity® Plan

Overview

Low rates and payments. Low rate with associated payment amounts calculated each time the Scotiabank Prime Rate changes.

Prepay with no prepayment charges. Increase your payments by any amount, at any time, with no prepayment charges.

Convert anytime. Get any fixed term product with no prepayment charges.

Conventional and insured financing available.

PLUS:

  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.
  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

Mortgage Rates

We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you4.

Variable Rate Mortgages

Mortgage Tools

It's easy to achieve your goals.

Mortgage-Free Faster Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

What can I afford?

Find out how much, so you can arrange your mortgage and shop for a home with confidence.

Mortgage Calculator

Determine your payment options, amortization and more, all with one calculator.

STEP Calculator

Learn how to save by using the equity in your home to borrow at lower interest rates.

Mortgage Selector

Opening the door to homeownership.

Mortgage comparison calculator

Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

Make an appointment at your local branch

Ready to apply

By phone

Mon-Fri (9am-8pm)

Online

Get Pre-Approved