Scotia Mortgage Protection can allow you and your family to maintain the home and lifestyle you have worked hard to build. Safeguarding your family's mortgage debt can provide the comfort and stability you need, when you need it most.

Depending on the number of insured customers on your mortgage and the coverage applied for, you may be eligible for a discount of up to 20% on your premiums.

To ensure you get the coverage that's right for you, we offer three types of coverage to protect your mortgage.

Life Coverage

Life coverage can pay off your mortgage in one lump sum payment* should you pass away.

More details, Life Coverage
Critical Illness Coverage

To help you take your mind off money worries and focus on getting better, Critical Illness coverage can pay off your mortgage in one lump sum payment* should you be diagnosed with one of the covered critical illnesses.

More details, Critical Illness Coverage
Disability Coverage

Disability coverage can help to maintain your mortgage payments* and protect your credit history until you are back on your feet and working again.

More details, Disability Coverage
What’s a Premium?

Find out how premiums are calculated for Scotia Mortgage Protection.

Watch Video, What’s a Premium?
Demystifying the claims process

Step by step instructions to making a claim.

Watch Video, Demystifying the claims process

Tools & Resources

For more detail, please refer to the Mortgage Protection Premium Rate Table.

In Person

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1 (855) 753-4272