Making the cottage dream a reality

Right for you if you want to buy a family cottage and want a variety of financing options.

Overview

  • Many financing options available. Get financing for up to 95% of the value of your second home or cottage†.
  • Choose from Scotiabank's range of available fixed or variable rate mortgage products.
  • Home equity. Use 80% equity from your first home available towards a down payment on a second home.

Plus

  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.
  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

Mortgage rates

Special Offers

We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you4.

Variable Rate Mortgages

Mortgage tools

It's easy to achieve your goals.

Mortgage-Free Faster Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

What Can I Afford?

Find out how much, so you can arrange your mortgage and shop for a home with confidence.

Mortgage Calculator

Determine your payment options, amortization and more, all with one calculator.

STEP Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

Mortgage Selector

Opening the door to homeownership.

Mortgage Comparison Calculator

Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

Ready to apply

Online

 

Get Pre-Approved

 

Phone

 

Find a home financing advisor. Mon-Fri (9am-8pm)