Earn $4501 with the Scotiabank Ultimate Package
You could earn $4501 with the Ultimate Package
Open your Ultimate Package today to take advantage of this exclusive offer.
Ultimate Package
Get the Ultimate Package
Top reasons to choose the Ultimate Package
No limits
Get unlimited debit transactions2 and Interac e-Transfer† transactions on your everyday purchases.
Do more, save more
Earn up to 1.80% interest with a MomentumPLUS Savings Account for a limited time3. The longer you save, the higher the interest rate.
Less fees, more savings
We’ll waive your $30.95 monthly account fee when you maintain a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account.4
Credit card annual fee waiver
Save up to $139 a year in ongoing annual fees on select credit cards5.
More premium perks
- Earn Scotia Rewards® or SCENE®* points on everyday purchases6
- Unlimited no-fee Scotia International Money Transfers7
- Ultimate rates on select GICs8
- 10 free equity trades with Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9
- No monthly overdraft protection fee10
- Unlimited free global non-Scotiabank ABM withdrawals11
- Voted 2020 Best Premium Bank Account for Bundling by MoneySense
More premium perks
- Earn Scotia Rewards® or SCENE®* points on everyday purchases6
- Unlimited no-fee Scotia International Money Transfers7
- Ultimate rates on select GICs8
- 10 free equity trades with Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9
- No monthly overdraft protection fee10
- Unlimited free global non-Scotiabank ABM withdrawals11
- Voted 2020 Best Premium Bank Account for Bundling by MoneySense
The Ultimate Package
Take advantage of this exclusive offer! Open your Ultimate Package by August 20, 2021.
Online
It's fast, convenient, safe, and secure
In person
Talk to a Scotiabank Advisor
Here’s another great option!
Earn $4001 with our Preferred Package
Our most popular features packaged for your everyday banking needs.
Top features:
- $0 monthly fee with minimum balance or $16.95/ month12
- Earn up to 1.75% interest on a MomentumPLUS Savings Account for a limited time13
- Unlimited debit transactions2 and Interac e-Transfer† transactions
- First year annual fee waiver (up to $139) on select credit cards14
- Your choice of SCENE®* or Scotia Rewards®7
Switching your bill payments to Scotia is easy
With a Scotiabank account, you can easily switch your pre-authorized bill payments from other banks to Scotiabank using online banking.
$450 or $400 Cash Offer Conditions: To qualify for the $450 or $400 cash offers (each an “Offer” and collectively the “Offers”), you must:
1) Open a new Ultimate Package (eligible for the $450 Offer) or new Preferred Package (eligible for the $400 Offer) (each an “Eligible Account”) by August 20, 2021; and
2) Complete any two (2) of the following three (3) activities in your Eligible Account within 60 days of opening:
- Make at least one (1) eligible online bill payment‡ of at least $50 through the Scotiabank mobile app or through Scotia OnLine, or
- Set up a minimum of two (2) separate eligible recurring pre-authorized transactions‡ with a minimum value of at least $50 per transaction which will each recur monthly for a minimum of three (3) consecutive months and the transactions clear, or
- Set up an eligible recurring direct deposit‡ which will recur monthly for a minimum of three (3) consecutive months and the transactions clear.
‡Click here for a list of direct deposits, pre-authorized transactions and online bill payments eligible for the Offers. Notwithstanding a transaction may be included in these lists, certain exclusions may still apply and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit, pre-authorized transaction or bill payment is eligible for the Offers. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the Offers.
Eligibility and Exclusions: The Offers are only available to individuals in select postal codes who have received the Offer directly from Scotiabank. Individuals who are currently holders of a Scotiabank Chequing Account are not eligible for the offers. Individuals who were previously holders of a Scotiabank Chequing Account within the last two (2) years are not eligible for the offers. “Scotiabank Chequing Account” means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, Student Banking Advantage Plan. Employees of Scotiabank are not eligible for the Offers.
General Terms: The $450 or $400 cash bonus, as applicable, will be deposited to the primary account holder’s Eligible Account, within two (2) months following the satisfaction of the Offer conditions outlined above. The Eligible Account must be open and in good standing until the time of payout of the cash bonus. The Eligible Account is not in "good standing" if:
- It has a negative balance exceeding the authorized overdraft limit, or
- If it has been in continuous overdraft for a period of three (3) consecutive months.
These Offers are non-transferable and may not be duplicated. Limit of one (1) Offer per customer, regardless of the number of Eligible Accounts opened. If more than one (1) Eligible Account is opened, the Offer awarded will be based on the first Eligible Account opened. For joint accounts, only one (1) cash bonus Offer will be applied to the primary account holder’s Eligible Account. All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Includes Regular Interest Rate of 0.05% plus a 0.10% Interest Rate Boost for Ultimate Package account holders, 360-Day Premium Period Interest Rate of 0.45% and a limited time Bonus Interest Rate of 1.20% on New Funds. Regular Interest (including the Ultimate Interest Rate Boost) is calculated daily, paid monthly. Premium Period Interest is earned when you choose a 90, 180, 270 and/or 360-day Premium Period. A longer Premium Period earns a higher Premium Interest Rate. Premium Period Interest is calculated daily, paid at the end of the applicable Premium Period. Bonus Interest is calculated daily and payable until August 31, 2021 on the first $5,000,000 of New Funds deposited between April 1, 2021 – August 31, 2021 and will be paid monthly. Interest rates are per annum and subject to change. Visit www.scotiabank.com/rates for current rates.
The Bonus Interest Rate Offer of 1.20% (the “Offer”) applies to New Funds deposited into the Scotiabank MomentumPLUS Savings Account (the “Account”) between April 1, 2021 – August 31, 2021. “New Funds” means funds that did not originate from an existing Scotiabank Savings Account, Scotia Investment Account or Scotia Registered Account, less the amount of withdrawals from these accounts between April 1, 2021 – August 31, 2021. For full Offer Terms and Conditions visit scotiabank.com/mpsa. This Offer and all interest rates are subject to change at any time.
Ultimate Package holders will receive Ultimate Package GIC interest rates (“Ultimate Package GIC Rates”) on Long Term Non-Redeemable GICs with terms between 1 and 10 years, excluding Special Rate GICs, Market Linked GICs and Guaranteed Income Optimizer GICs. The Ultimate Package GIC Rates are subject to change without notice. For the latest Ultimate Package GIC Rates, contact your branch or call 1-800-4SCOTIA
Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. For Scotiabank GICs that pay interest during their term (monthly, semi-annually or annually) the last interest payment is paid at maturity.
Includes Regular Interest Rate of 0.05% plus a 0.05% Interest Rate Boost for Preferred Package account holders, 360-Day Premium Period Interest Rate of 0.45% and a limited time Bonus Interest Rate of 1.20% on New Funds. Regular Interest (including the Preferred Interest Rate Boost) is calculated daily, paid monthly. Premium Period Interest is earned when you choose a 90, 180, 270 and/or 360-day Premium Period. A longer Premium Period earns a higher Premium Interest Rate. Premium Period Interest is calculated daily, paid at the end of the applicable Premium Period. Bonus Interest is calculated daily and payable until August 31, 2021 on the first $5,000,000 of New Funds deposited between April 1, 2021 – August 31, 2021 and will be paid monthly. Interest rates are per annum and subject to change. Visit www.scotiabank.com/rates for current rates.
The Bonus Interest Rate Offer of 1.20% (the “Offer”) applies to New Funds deposited into the Scotiabank MomentumPLUS Savings Account (the “Account”) between April 1, 2021 – August 31, 2021. “New Funds” means funds that did not originate from an existing Scotiabank Savings Account, Scotia Investment Account or Scotia Registered Account, less the amount of withdrawals from these accounts between April 1, 2021 – August 31, 2021. For full Offer Terms and Conditions visit scotiabank.com/mpsa. This Offer and all interest rates are subject to change at any time.