Scotia OneTM
Chequing Account
Our most popular chequing account, with unlimited transactions2 and your choice of entertainment or travel rewards.
Top Features:
- Unlimited transactions2
- 2 Free Interac e-Transfers† per month3
- Earn rewards on debit transactions4
Get started with your new account today!
$0* or $13.95/mth
*Monthly account fee is waived by maintaining a minimum daily closing balance of $4,000 for the entire month.
Get rewarded
Earn points on every purchase with your choice of rewards program4.
SCENE®* Rewards
Redeem SCENE points for entertainment rewards like movies, meals and more.
Scotia Rewards®
Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.
What you can access with every account
Online and mobile banking
Free TransUnion®† CreditView®†
Earn rewards on your everyday purchases4
Apple Pay, Google Pay, and Samsung Pay
Less Fees, More Happy
We’ll waive the monthly account fee if you maintain a minimum daily closing balance of $4,000 in your Scotia One chequing account for the entire month.
Banking with Scotia just makes sense
Get your fees waived
Overdraft protection
Details, Overdraft protectionConvenient branch & ABM locations
Locations, Convenient branch & ABM locationsPersonalized financial advice
New to Canada?
If you’re a newcomer to Canada, you’ll pay no monthly account fees on a Scotia One™ chequing account for one year5. A value of $167.
Student Banking Advantage Plan
A student banking solution with unlimited debit transactions2.
Additional information
Want to see more?
Registered trademarks of The Bank of Nova Scotia
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
Registered trademarks of SCENE IP, LP, used under license.
Registered trademarks of TransUnion LLC. CreditView is a service provided by TransUnion. The Bank of Nova Scotia and its affiliates are not responsible for the service.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the Scotia One account package.
Only the first 2 Interac e-Transfers you make each month through Scotia OnLine or Scotiabank Mobile banking are free. Unused free Interac e-Transfers cannot be carried forward to subsequent months.
Choose between the SCENE and Scotia Rewards reward programs.
SCENE ScotiaCard debit card: Earn 1 SCENE point for every $5 you spend on debit purchase transactions including Interac Flash† and Visa Debit transactions from an eligible account using your SCENE ScotiaCard debit card. Normal Interac Flash transaction limits apply. Other conditions and limitations apply. Visit www.scotiabank.com/scene for complete details. General information: A card must be connected to a SCENE membership in order to earn and redeem SCENE points. SCENE points accumulated using a card will be updated within 2-3 days. SCENE points can only be redeemed at participating Cineplex Entertainment®◊ theatres, online at www.scene.ca for other points offers (or rewards).
Scotia Rewards ScotiaCard debit card: Earn 1 Scotia Reward Point for every $5 you spend on debit purchase transactions and Interac† Flash transactions from an eligible account using your Scotiabank Passport Debit Card. Normal Interac† Flash transaction limits apply. Other conditions and limitation apply. Visit www.scotiarewards.com/en-CA/Help/TermsAndConditions#ScotiaCard for complete details.
To qualify for the Monthly Account Fee for the first year, open a new Scotia One™ Chequing Account under the StartRight® Program (the “Account”). Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible. The monthly Account fee (currently $13.95) will initially be charged to your Account and will be fully credited back to your Account as a rebate within the first 10 business days of the month following the month in which this fee was charged to your Account. The Account must be open and in good standing until/during the time of the rebates/waivers. All applicable service charges on the Account will continue to be applied monthly. It is your responsibility to ensure the Account has sufficient funds to cover any fees, including the monthly fee during the Rebate Period. After the 12 month promotional period, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions.
This Offer is non-transferable and cannot be combined with any other offers. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice