Basic Banking Plan

Choose the rewards program that best suits you.

Earn and redeem 
Scotia Rewards travel points

Scotiabank Passport Debit Card

Scotiabank Passport® Debit Card

Now use debit to earn travel rewards

Sign up today and get up to 5,000 Scotia Rewards points1

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Earn SCENE points for
movies, meals and more

Scotia Scene Visa Debit card

Entertainment Rewards

The fastest way to earn SCENE points

Scotiabank SCENE rewards let you enjoy free movies, meals and more2

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Access to cash 
at any of 55,000 ABMs

ScotiaCard Visa Debit

ScotiaCard

Your access to
banking

Instant access to Scotiabank's full range of convenient money management services.

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Monthly Fee

$1095/mo

Senior's Fee (60+)

$695/mo

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100% safe & secure

Top reasons to choose this account

  • 25 transactions every month3 – including self-serve and teller transactions

  • No monthly fee with a $3,000 minimum daily closing balance

  • 2 Free Interac e-Transfers per month4

  • Excellent choice for moderate banking needs

  • Account Details

    Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.

    Core Account Features & Fees
    Monthly Fee $10.95 mo 
    $6.95 after Seniors Discount
    Number of debit transactions 25
    Charge for additional debit transactions $1.25/each additional
    teller-assisted transaction
    Minimum daily balance to waive fee
    $3,000 minimum
    Account Extras 
    Interac e-Transfers
    2 Free Interac e-Transfers per month4
    Cheques
    Personalized cheques can be purchased
    Scotia® InfoAlerts
    No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply
    Discounts
    Discounted Seniors banking (age 60 and over)
    Record Keeping Charges may apply for additional record-keeping services
     
    PaperlessFree
    Paper Statement$2.25/month
    Paper statement with cheque image return$2.50/month
    Interest Rate 
    No interest is paid on this account.

    Helpful Account Sections

    Great services to help you manage your money

    Free Scotia® InfoAlerts

    Receive an email, text message, or in app push notification when important account activity happens.

    Find out more
    Overdraft Protection

    Manage everyday expenses knowing you won't be caught short of funds. 

    Protect your account.
    Interac5 e-Transfer

    All you need is an email address and you can send money to friends and family who have a Canadian bank account.

    Send money now
    Pre-Authorized Payments

    Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.

    Set up a payment
    Direct Deposit

    Have your paycheque, pension and more automatically deposited into your account and access your money right away.

    Set it up
    Bank The Rest® Savings Program

    Spend and save just by using your ScotiaCard® debit card.

    Get started
    Western Union

    A perfect way to send funds to family and friends worldwide.

    Find out

    Tools

    Account Selector

    Find the right account for me.

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    Chequing & Savings Comparison Tool

    Find the one that's right for you.

    Use this tool
    Bank The Rest® Demo & Calculator

    Turn Your Debit Purchases Into Savings.

    Use this tool
    SCENE Calculator

    See how fast points add up!

    Use this tool

    Additional Information

  • 25 transactions include3: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques

  • Additional transactions cost $1.25 each

  • Summary of Account Fees

  • Eligible for CDIC insurance7

  • You'll need Adobe Acrobat Reader to view the PDF brochures.

    Basic Banking Plan

    Existing customer? Open your account

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    By phone

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    1 (800) 472-6842
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