Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

To qualify for the special offer, make sure to:

1. Open a new Ultimate Package by October 31, 2022.

2. Complete any two of the following actions within 60 days of opening your Ultimate Package:

  • Make an eligible $50 bill payment through online or mobile banking.
  • Set up and clear at least 2 eligible separate recurring pre-authorized transactions that are $50 or more, which will each recur monthly for a minimum of 3 consecutive months; 
  • Set up and clear at least one eligible automated and recurring direct deposit, such as payroll or pension, which will recur monthly for a minimum of 3 consecutive months.

The $300 cash bonus will be deposited directly into your new Ultimate Package account within 6 months from account open date provided all offer conditions outlined have been met. See terms and conditions below for full details.

Help me choose: Ultimate package

Main features and perks

  • Earn a $300 welcome bonus with a new bank account2

  • Earn an additional 0.10% interest on your MomentumPLUS Savings Account7

  • Unlimited Interac e-Transfer transactions

Apply now
Special Offer

Earn a $300 welcome bonus2

Open an account today!

Is this Chequing Account right for you? 

Right for you if you:

  • Can benefit from unlimited transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

More product benefits




Grow your money

Ultimate rates on select GICs8

Move money

Package Fees

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Request money

No boundaries

Up to $150 ongoing annual fee waiver on select credit cards5

More perks

  • No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19 
  • No monthly account fee on a Basic Plus Bank Account16 (save up to $143 annually) 
  • Free personalized cheques20and drafts11
  • Unlimited free global non-Scotiabank ABM withdrawals
  • Earn points on everyday purchases with Scene+™ Rewards

You may also like this option

woman with arms crossed

Preferred Package

  • Earn an additional 0.05% interest on your MomentumPLUS Savings Account14
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $150) on select credit cards12
  • Earn points on everyday purchases with the Scene+TM program10
  • 3 more perks

Find the right account for you

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