Earn up to $1,599 in value^*

Manufacturer’s direct-to-consumer prices as commonly listed on Samsung.com/ca. Prices are provided as a guideline only as prices may vary by retailer; actual selling prices may differ. $1,599.99 value is based on the manufacturer’s list price for the Q-Series Soundbar HW-Q900H 7.1.2ch Subwoofer.

The Scotiabank Samsung Device Offer (the “Offer”) is available between October 1, 2026 and December 31, 2026 (the “Offer Period”) only to select clients who have received a communication directly from Scotiabank about this Offer (“Eligible Clients”) and who open a new Preferred Package or Ultimate Package chequing account as the primary account holder and complete certain qualifying transactions, subject to the conditions below.

To qualify for one eligible Samsung device (the “Reward”), Eligible Clients must:

a. Open a new Ultimate Package or new Preferred Package chequing account (the “Eligible Chequing Account”) as the primary account holder during the Offer Period;

b. Within 45 days of Eligible Chequing Account opening, set up and receive at least one eligible^† automated and recurring direct deposit, such as payroll or pension, which will recur monthly for a minimum of three (3) consecutive months in total with a minimum transaction amount of $500; and

c. Within 45 days of Eligible Chequing Account opening, complete any one (1) of the following activities:

i. Set up and make a minimum of two (2) eligible^† recurring pre-authorized transactions with a value of at least $50 each, which will each recur monthly for a minimum of three (3) consecutive months, or

ii. Make at least one (1) eligible^† online bill payment of at least $50 through the Scotiabank Mobile App or through Scotia OnLine.

 

 ^† Click here for a list of eligible direct deposits, preauthorized transactions and online bill payments. Notwithstanding a transaction may be included in these lists, certain exclusions may still apply, and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit, pre-authorized transaction or bill payment is eligible for the Offer. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the Offer. One transaction that fits into multiple transaction types cannot be used to satisfy more than one condition outlined above. For example, an online bill payment of $50 cannot be used towards satisfying both conditions under (i) and (ii) above at the same time.

 

Reward Details:  

Eligible Clients who meet the Offer conditions may choose one (1) of the following Samsung devices (the “Reward”):

• Samsung S26FE (valued at $1049.99 + tax)
• Samsung 55’’ Mini LED M80H 4K Vision AI Smart TV (valued at $949.99)
• Samsung Galaxy Watch9 40mm BT Graphite & Galaxy Buds4 BT Black  (valued at $769.98+tax)
• Samsung Q-Series Soundbar HW-Q900H (valued at $1,599.99 + tax)

 

Product value is based on the manufacturer’s direct-to-consumer prices as commonly listed on Samsung.com/ca (“MSRP”). Value is provided as a guideline only as prices may vary by retailer; actual selling prices may differ.

If any listed device is unavailable for any reason, Scotiabank reserves the right to substitute a Samsung device of equal or greater MSRP value; no cash equivalent will be provided. Devices are subject to availability and may differ from images shown in promotional materials.

 

Offer Eligibility and Exclusions

Individuals who are currently holders of, or who were previously holders within the last two (2) years, of a Scotiabank Chequing Account are not eligible for this Offer. “Scotiabank Chequing Account” means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, and Student Banking Advantage Plan.  Employees of Scotiabank and all of its subsidiaries are also not eligible for the Offer.

 

Offer Fulfillment

To be eligible for a Reward, the Eligible Chequing Account must be open and in good standing until the time of redemption. The Eligible Chequing Account is not in "good standing" if: (i) it has a negative balance exceeding the authorized overdraft limit, (ii) it has been in continuous overdraft for a period of three consecutive months, or (iii) the Account holder is in breach of the Account agreement with Scotiabank. 

Eligible clients who meet all qualifying conditions will receive an email from Scotiabank approximately one month from when eligibility is met containing a unique promo code (the “Unique Code”) needed to redeem their Reward from Samsung directly. 

Important: To receive their Unique Code, Clients must use the same email address that was listed on their Client profile when they opened their new Eligible Chequing Account.  

To redeem their Reward clients must by no later than July 31, 2027:

Visit the Samsung redemption site and:

a. Enter the Unique Code they received in their email from Scotiabank. Client  must agree to the Redemption Site Terms and Conditions, which may be amended from time to time by Samsung when placing  their order.

Visit: https://www.samsung.com/ca/multistore/casamsco/

b. Select one (1) Reward from the available options and add it to their shopping cart.

c. Proceed to checkout and re-enter the Unique Code as a ‘voucher’. The Unique Code entered during checkout will be shared with Scotiabank for operational and administrative purposes. 

d. Enter their client contact details and address for delivery.

Once a client’s Reward order is placed, it cannot be changed, returned or exchanged. Samsung will manage shipping and fulfillment of all Reward orders following their standard process. Clients will receive an estimated delivery window in the shipping confirmation email from Samsung. Delivery timelines are subject to Samsung’s policies *https://www.samsung.com/ca/termsandconditions/* and may vary based on product availability and location. Scotiabank is not responsible for lost, stolen, or damaged shipments or shipments returned as undeliverable. Any inquiries related to shipping, delivery, or product issues should be directed to Samsung directly. Client(s) bears all risks to the Reward upon delivery.

Clients have until July 31, 2027 to use their Unique Code on the Samsung redemption site to redeem their Reward. Any attempt to access the site or redeem the Reward after this date will not be accepted, and clients will be deemed to have forfeited the Offer and no Reward will be sent to the client. Any unclaimed Reward or Reward forfeiture will not be rewarded and has no cash value. 
 

General Terms

The Offer is non-transferable and may not be duplicated. Limit of one (1) Reward per Eligible Client regardless of the number of Eligible Chequing Accounts opened. If more than one (1) Eligible Chequing Account is opened, only the first Eligible Chequing Account opened will be eligible for the Reward. For joint accounts, only one (1) Reward will be provided to the primary account holder of the Eligible Chequing Account.

The Reward is supplied by a third-party manufacturer, Samsung Electronics. The Bank of Nova Scotia (i) does not provide any warranty, representation, or guarantee regarding the Reward, its quality, performance, or fitness for any particular or general purpose, and (ii) will not be liable for injury, loss, or damage of any kind resulting from the acceptance, use or misuse of the Reward. Any warranty applicable to the Reward is solely provided by the manufacturer. Eligible clients should refer to the manufacturer’s warranty documentation for details on coverage, terms, conditions and standard exclusions.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other chequing account offers, unless otherwise permitted by Scotiabank.

Scotiabank customers are not required to engage with the Samsung exclusive site.

Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the chequing account package. For accounts that do not provide unlimited debit transactions, a charge for additional debit transactions may apply if you perform an Interac e-Transfer^† transaction over and above the number of debit transactions allowed in the account.

Effective starting on and after June 22, 2026 (the “Effective Date”), clients who have a Preferred Package account (“Account”) will receive an annual fee rebate of $40 (“Annual Fee Rebate”) on one Eligible Card Account where they are the primary cardholder (“Eligible Card”), beginning on the first Anniversary Date after June 22, 2026 (and on each annual Anniversary Date thereafter), provided all of the following conditions are met: (i) there must be at least $15,000 in Qualifying Purchases posted to the Eligible Card Account in the 12 monthly statement periods prior to the month in which the Eligible Card Account’s annual fee is charged to the Eligible Card Account (the “Annual Anniversary Spend Amount"), and (ii) both the Eligible Card Account and the Account must be open and in good standing at the time the Annual Fee Rebate is applied. The Rebate should appear on your Eligible Card statement approximately on, or within the first two statements after the annual fee is charged to the Eligible Card Account.

The first-year annual fee(s) charged on your Eligible Card Account after the Effective Date is not eligible for an Annual Fee Rebate. The Annual Fee Rebate applies, even if you opened an Eligible Card Account prior to the Account Open Date.

Each Account will only receive one Annual Fee Rebate regardless of the number of accountholders on the Account or Eligible Cards held or opened on the Eligible Card Account. If you are the primary cardholder of multiple Eligible Cards, the Annual Fee Rebate will be applied to the annual fee that is charged first on an Eligible Card after the Account Open Date if you meet the Annual Anniversary Spend Amount.

If your Eligible Card Account has an annual fee(s) that is greater than the amount of the Annual Fee Rebate, you are responsible for any difference in annual fee(s) after the Annual Fee Rebate is applied. All other fees and charges applicable to the Eligible Card Account continue to apply. 

The Annual Fee Rebate is subject to change and cannot be combined with any other offer including an annual fee rebate or waiver offer. Annual fees, rates and other features for Eligible Cards are subject to change. We may limit or revoke the Annual Fee Rebate(s) without notice if we believe there is suspicious or fraudulent activity, if the offer is being abused, or if you receive an Annual Fee Rebate in error.

“Account Open Date” means the date that the Account is opened. 

“Anniversary Date” means the date that is one year after the annual fee is first charged to your Eligible Card Account and every 12 months thereafter.

“Eligible Card Accounts” are currently the Scotiabank Gold American Express®, Scotiabank Passport® Visa Infinite +* and Scotia Momentum® Visa Infinite +* credit cards. Eligible Card Accounts are subject to change. 

A “Qualifying Purchase” is a Purchase (as defined in your credit agreement for your Eligible Card Account) that is posted to your Eligible Card Account, less any refunds, returns or other similar credits on your Eligible Card Account. Qualifying Purchases exclude cash advances (including balance transfers and cash-like transactions), interest charges, fees and payments posted to your Eligible Card Account.

As of September 1, 2026, new and existing Preferred Package bank account holders who open a new Scotia iTRADE account or hold an existing Scotia iTRADE account (excluding corporate and non-personal Scotia iTRADE accounts) qualify for the following benefit:

Receive a commission-free trades benefit, by way of a waiver or a commission credit, for every eligible commissionable trade placed online and through Scotia iTRADE mobile app (up to a maximum of 50 eligible trades within each calendar year while the client is a Preferred Package account holder). The commission-free trades benefit relating to options will be applied to base commissions only.

Where a commission credit applies, the credit amount will appear as $4.99 or $9.99 per trade depending on the account trading activity: standard commissions are $9.99; if more than 150 commissionable trades are placed per quarter, commissions are valued at $4.99 per trade. Trades executed by a Trading Authority in the Scotia iTRADE account are also eligible.

Where applicable, the commission credit will be applied to the account holder’s non-registered Scotia iTRADE account, or in its absence, their registered Scotia iTRADE account, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) within the first ten (10) business days of the month following the month that the eligible trades were executed.

 

Eligibility & Exclusions:

Eligible commissionable trades include stocks, exchange-traded funds (ETFs), and options placed across all Preferred Package account holder(s)’ Scotia iTRADE accounts within the calendar year beginning on the later of September 1, 2026 or the date when a client opens a Scotia iTRADE account.  

To be eligible, the sole or joint account holder of the Preferred Package account can be either the sole or joint account holder of the Scotia iTRADE account. Each account holder for each joint Preferred Package account will be entitled to receive the waiver or commission credit for up to 50 eligible trades within each calendar year, as applicable, into their Scotia iTRADE account. The commission-free trades benefit for up to 50 commission free trades is limited to one per client, regardless of the number or type of eligible Preferred Package accounts or Scotia iTRADE accounts held by the client.

Both the Preferred Package account and Scotia iTRADE accounts must be open and in good standing on the last day of every month. The Scotia iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due. 

This offer can be combined with other Scotia iTRADE programs (excluding Student Banking Advantage Plan Offer, Ultimate Package Offer, & Wealth Bundle Offer), and campaigns unless otherwise specified. Should commission waivers or commission credits be awarded for the other programs and campaigns, those commission waivers or commission credits will be applied first until fully consumed before applying the Preferred Package commission-free trades benefit.

Any unused commission-free trades will expire on the last day of the applicable calendar year and will not carry forward to any subsequent calendar year. 

No cash redemption value. 

Foreign currency exchange rates apply. For Ultimate Package customers, we do not charge a service fee for the transfer, however, foreign currency exchange rates apply. A transfer needs to be made from an eligible Scotiabank Chequing or Savings account. Subject to daily limits and additional terms and conditions as set out in the Scotiabank International Money Transfer Agreement found at www.scotiabank.com/ca/en/personal/ways-to-bank/scotiabank-international-money-transfer-agreement.html. 

Subject to approval. A customer must apply for an Overdraft Protection Plan to determine if they qualify.

The primary account holder of the Ultimate Package qualifies for a monthly account fee waiver on a Scotia® U.S. Dollar Daily Interest Account. The primary account holder on the Ultimate Package account can be either the primary or joint account holder on the Scotia® U.S. Dollar Daily Interest Account. If the primary account holder of the Ultimate Package had a Scotia® U.S. Dollar Daily Interest Account prior to activating an Ultimate Package the fee waiver will apply to the bill cycle following the activation of the Ultimate Package. Both accounts must be in good standing. Limit of one (1) Scotia® U.S. Dollar Daily Interest Account per Ultimate Package account.

The Preferred Package account includes 1 free non-Scotiabank Interac⁺ ABM cash withdrawal within Canada per month. Access fee for each subsequent cash withdrawal at non-Scotiabank Interac⁺ ABMs will be charged $2.00 per withdrawal. Each cash withdrawal from non-Scotiabank Visa* or PLUS* ABMs will be charged $3.00 in Canada and the U.S. and $5.00 outside of Canada and the U.S. Account holders may still be charged a convenience fee by the other bank and ABM operator, not by Scotiabank.

The Ultimate Package monthly account fee is waived if a minimum daily closing balance of $6,000 is maintained for the entire month in the Ultimate Package account. If the minimum daily closing balance of $6,000 is not maintained for the entire month in the Ultimate Package account but you have a Total Relationship Balance of $100,000 or more for the entire month, the monthly account fee of the Ultimate Package account will be either waived, or charged then rebated within the first 10 business days of the following month. This Ultimate Package monthly account fee waiver is limited to one waiver or rebate per client per month. For joint Ultimate Package accounts, the Total Relationship Balances are calculated separately for each accountholder and the monthly account fee will be waived or rebated if any one of the joint accountholder’s Total Relationship Balance is $100,000 or more.  The Ultimate Package account must have sufficient funds to cover any fees, including the monthly account fee.   
 

Total Relationship Balance: for any day, the sum of daily closing balances for that day in your eligible Scotiabank chequing accounts, savings accounts, GICs, and Mutual Funds including Scotia Registered Accounts and Scotia Investment Accounts (as defined in the Investment Companion Booklet) (“Eligible Accounts”) linked to your retail client profile for which you hold your Ultimate Package. A complete list of the Eligible Accounts is found at scotiabank.com/totalrelationshipbalance and Eligible Accounts include sole and joint accounts. For Mutual Funds, your daily closing balance is based on market value. For GICs where interest is paid before maturity, your daily closing balance is equal to the principal amount less the amount of all partial redemptions plus any accrued and unpaid interest up to that date. For GICs where interest is compounded, your daily closing balance is equal to the principal amount less the amount of all partial redemptions plus compound interest earned, plus interest accrued and unpaid up to that date.  For eligible non-Canadian dollar accounts, the balance will be determined based on the daily exchange rate determined by us and shown in Canadian Dollars.  

Exclusions: All non-personal accounts and accounts held at Scotia McLeod, iTrade, Private Investment Counsel (PIC), and/or any account type that is not in this list found at scotiabank.com/totalrelationshipbalance are excluded from the Total Relationship Balance.  

If a transaction is recorded retroactively in the Eligible Account (“Backdated Transaction”), the Backdated Transaction will not retroactively change your Total Relationship Balance that was used to determine the eligibility for the monthly account fee waiver or rebate. In other words, we will consider the eligibility of the monthly account fee waiver or rebate only once at the end of any given month and will not reconsider even though a Backdated Transaction was retroactively recorded.  

By opening your Ultimate Package account, you consent for The Bank of Nova Scotia to review your Eligible Accounts held at the Bank of Nova Scotia (“Eligible BNS Accounts”) as well as Eligible Accounts held at Scotia Securities Inc. (“Eligible SSI Accounts”), including the balances held at both Eligible BNS Accounts and Eligible SSI Accounts (including your sole account balances and any joint account balances you hold with other account holders) for the purpose of evaluating, calculating, and investigating the Total Relationship Balance tier applicable to your Ultimate Package.  

Privacy Statement: If you have a joint Ultimate Package account and it receives a monthly account fee waiver based on the Total Relationship Balance, the other Ultimate Package joint accountholder may be able to infer that you hold a qualifying balance and/or have other products with us. This is because the Total Relationship Balance includes the balances held individually or jointly in other Eligible Accounts. If you prefer not to have the individual balances in your Eligible Accounts considered for the monthly account fee waiver eligibility on a joint account, please speak with your advisor or visit a branch to explore alternative banking options that may better suit your privacy preferences.

If you open an Ultimate Package account (the “Account”), on or after the date you open the Account (“Account Open Date”) you will receive an annual fee rebate of up to $150 on one Eligible Card that you hold as the primary cardholder (“Annual Fee Rebate”), for each year as long as you have one eligible Scotiabank Credit Card account (an “Eligible Card”) and the Account  which are open and in good standing. You will receive the Annual Fee Rebate, even if you opened an Eligible Card prior to the Account Open Date. Eligible Cards are the Scotiabank Gold American Express®, Scotiabank Passport Visa Infinite +, Scotiabank Passport® Visa Infinite Privilege*, Scotia Momentum Visa Infinite + and Scotiabank Value® Visa* credit cards. Eligible Cards are subject to change. Each Account will only receive one Annual Fee Rebate regardless of the number of accountholders on the Account or Eligible Cards held or opened. The Annual Fee Rebate will be applied to the first annual fee charged on the Eligible Card after the Account Open Date. If you are the primary cardholder of multiple Eligible Cards, the Annual Fee Rebate will be applied to the first annual fee that is charged on an Eligible Card after the Account Open Date. If your Eligible Card has an annual fee that is greater than $150, you remain responsible for any difference after the Annual Fee Rebate is applied.  All other fees and charges applicable to the Eligible Card continue to apply. Annual Fee Rebate cannot be combined with any other annual fee rebate or waiver offer. Current annual fees, rates and other features for Eligible Cards are subject to change

As of September 1, 2026, new and existing Ultimate Package bank account holders who open a new Scotia iTRADE account or hold an existing Scotia iTRADE account (excluding corporate and non-personal Scotia iTRADE accounts) qualify for the following benefit:

Receive a commission-free trades benefit, by way of a waiver or a commission credit, for every eligible commissionable trade placed online and through Scotia iTRADE mobile app (up to a maximum of 100 eligible trades within each calendar year while the client is an Ultimate Package account holder). The commission-free trades benefit relating to options will be applied to base commissions only.

Where a commission credit applies, the credit amount will appear as $4.99 or $9.99 per trade depending on the account trading activity: standard commissions are $9.99; if more than 150 commissionable trades are placed per quarter, commissions are valued at $4.99 per trade. Trades executed by a Trading Authority in the Scotia iTRADE account are also eligible.

Where applicable, the commission credit will be applied to the account holder’s non-registered Scotia iTRADE account, or in its absence, their registered Scotia iTRADE account, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) within the first ten (10) business days of the month following the month that the eligible trades were executed.

 

Eligibility & Exclusions:

Eligible commissionable trades include stocks, exchange-traded funds (ETFs), and options placed across all Ultimate Package account holder(s)’ Scotia iTRADE accounts within the calendar year beginning on the later of September 1, 2026 or the date when a client opens a Scotia iTRADE account. 

To be eligible, the sole or joint account holder of the Ultimate Package account can be either the sole or joint account holder of the Scotia iTRADE account. Each account holder for each joint Ultimate Package account will be entitled to receive the waiver or commission credit for up to 100 eligible trades within each calendar year, as applicable, into their Scotia iTRADE account. The commission-free trades benefit for up to 100 commission free trades is limited to one per client, regardless of the number or type of eligible Ultimate Package accounts or Scotia iTRADE accounts held by the client.

Both the Ultimate Package account and Scotia iTRADE accounts must be open and in good standing on the last day of every month. The Scotia iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due.

This offer can be combined with other Scotia iTRADE programs (excluding Student Banking Advantage Plan Offer, Preferred Package Offer, & Wealth Bundle Offer), and campaigns unless otherwise specified. Should commission waivers or commission credits be awarded for the other programs and campaigns, those commission waivers or commission credits will be applied first until fully consumed before applying the Ultimate Package commission-free trades benefit.

Any unused commission-free trades will expire on the last day of the applicable calendar year and will not carry forward to any subsequent calendar year. 

No cash redemption value.

The primary account holder of the Ultimate Package qualifies for a monthly account fee waiver on a Basic Plus Bank Account. The primary account holder on the Ultimate Package account can be either the primary or joint account holder on the Basic Plus Bank Account. If the primary account holder of the Ultimate Package had a Basic Plus Bank Account prior to opening a new Ultimate Package the fee waiver will apply to the bill cycle following the activation of the Ultimate Package. Limit of one (1) Basic Plus Bank Account per Ultimate Package account. Both accounts must be in good standing.

The primary account holder of the Ultimate Package qualifies for a monthly account fee waiver on a Scotia^® U.S. Dollar Daily Interest Account. The primary account holder on the Ultimate Package account can be either the primary or joint account holder on the Scotia^® U.S. Dollar Daily Interest Account. If the primary account holder of the Ultimate Package had a Scotia^® U.S. Dollar Daily Interest Account prior to activating an Ultimate Package the fee waiver will apply to the bill cycle following the activation of the Ultimate Package. Both accounts must be in good standing. Limit of one (1) Scotia^® U.S. Dollar Daily Interest Account per Ultimate Package account.

The Ultimate Package account includes non-Scotiabank Interac⁺ ABM cash withdrawals in Canada and cash withdrawals at non-Scotiabank Visa* or PLUS* ABMs within and outside of Canada. Account holders may still be charged a convenience fee by the other bank and ABM operator, not by Scotiabank.

The Ultimate Package foreign exchange rate (“Ultimate FX Rate”) is a preferred foreign exchange rate that is available exclusively for Ultimate Package account holders on qualifying transfers completed through Scotia OnLine or the Scotia Mobile Banking App. For a funds transfer to qualify for the Ultimate FX Rate, (1) the amount of the transfer must be equal to or less than USD $24,999.99 whereas above this amount volume discounts apply where applicable, (2) the Ultimate Package account must be selected as the source account or destination account, and (3) the corresponding account in the transfer transaction must be a Scotiabank US dollar account or credit card.  In all other circumstances, including funds transfers greater than USD $24,999.99 or those completed in other channels, regular foreign exchange rates will be applied. All transacting accounts must be in good standing at the time of transfer and the Ultimate Package account holder must be the primary or joint account holder of all applicable accounts. 

The Ultimate Package qualifies for one (1) book of 100 personalized cheques per year per account. Account must be in good standing.

The Ultimate Package qualifies for unlimited Canadian and U.S. dollar drafts. Account must be in good standing.

Subject to availability. Upon activation, the primary account holder of the Ultimate Package account who gets a safety deposit box will receive a $60.00 fee waiver (value of a small safety deposit box) applied annually as long as the account is in good standing. Limit of one (1) annual waiver per Ultimate Package account.

Registered trademarks of The Bank of Nova Scotia, used under license.

Interac e-Transfer is a registered trademark of Interac Corp. Used under license.

Trademark of Scene IP LP, used under license.

2025 Samsung Electronics Canada Inc. All rights reserved. Samsung and Samsung Galaxy are registered trademarks or trademarks of Samsung Electronics Co., Ltd., used with permission. Screen images simulated.