Use your ScotiaCard® banking card where you shop to make direct payment purchases. It's safer and more convenient than cash; cheaper and faster than writing a cheque. If you do not already have a ScotiaCard, visit your Scotiabank branch to obtain one.
With overdraft protection, you can avoid the expense and embarrassment of having insufficient funds in your account. All debit transactions (i.e. cheques, pre-authorized payments, etc.) will be honoured up to your pre-set overdraft limit (subject to credit approval).