StartRight Auto Finance Program

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A loan created for newcomers

Did you know?

We’re the


choice for financing from coast to coast.1
Get up to

for your next vehicle2

  • Qualify for a loan with no Canadian credit history.
  • Get a new car or one that’s up to 4 years old.
  • Take up to 5 years (60 months) to pay back your loan.
  • Customize the payments the way you want.

For the best rates

Visit your dealership and ask for Scotiabank financing.

Calculate my payments
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Get the best deal at your dealership

It’s the ideal way to stay on budget

  • You could get cash back, 0% financing or outstanding loyalty rebates.3
  • Ask for Scotiabank financing at over 4,000 dealerships across Canada.
  • Scotiabank is the #1 choice when financing at the dealer.1
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It’s easy to apply

Here’s what you’ll need to apply for the StartRight Auto Finance Program

  • Proof of Permanent Residence or Foreign Worker status and date of arrival in Canada.
  • Canadian residency of 3 years or less.
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Enjoy flexible payment options

Tell us how you want to pay

  • Make a minimum down payment of 25%.
  • Pick a payment plan that works for you: weekly, bi-weekly or monthly.
  • Change how much you pay4, how often, or even what days you make a payment.
  • Pay off your loan or make a pre-payment at any time without a penalty.
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Manage your loan online anywhere, anytime

Just login to check out your loan or make a change

  • Find out how much is left on your loan and when your next payment is due.
  • See your payment amount and remaining term.
  • Make an extra payment or boost your payment amount.
  • Change your payment days or frequency.
  • Use your loan account number to activate online access.
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Take a
payment break

Need a little breathing room?

  • You can postpone one payment each year that you have the loan.

I’m ready to apply

At the dealership

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Visit your dealer and ask for Scotiabank financing

Still have questions?

Call us

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1(800) 4SCOTIA

1(800) 4SCOTIA