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Auto Loan Glossary
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As is
A vehicle that’s sold with no guaranteed level of quality in terms of its condition, maintenance, road-worthiness and ability to register it.
All-in pricing
A law that requires the price of a vehicle to include all fees and charges.
Amortization amount
The total amount owed on a lease contract. It’s calculated by subtracting the vehicle’s expected value at the end of the term from the vehicle's original price.
Annual percentage rate (APR)
The annual cost of borrowing, expressed as a percentage of the total vehicle price.
Certified pre-owned (CPO)
A used vehicle that has undergone and passed an inspection process certified by the manufacturer.
At the dealership
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