Skip to content
  • Personal
  • Small Business
  • Commercial
  • Global Markets
  • Global Wealth
  • About Us
  • Investors
More Sites
  • English selected
  • Français
English
English
Français
Scotiabank desktop logo Scotiabank mobile logo Scotiabank mobile logo
  • Location
  • Contact Us
  • Bank Your Way
Sign In Sign In

New to Scotia OnLine? Activate Now

  • Advice+

    • About Advice+

      • Advice+
      • Book an Advice+ appointment
      • The ScotiaAdvice+ difference

    • Getting Started

      • Start a financial plan
      • Start investing
      • Start building a budget
      • Start buying a home
      • Start getting out of debt
      • Start your life in Canada

    • Planning for life

      • New to Canada
      • Finance for students
      • Starting your career
      • Getting married or moving in
      • Becoming parents
      • Starting a business
      • The sandwich generation
      • Finance for seniors
      • Retirement planning

    • Banking 101

      • Learn about bank accounts
      • Learn about credit cards
      • Learn about borrowing
      • Learn about mortgages
      • Learn about investments
      • Learn about insurance
      • Learn about credit score

    • More Advice

      • Advice+ features
      • COVID-19 support
      • Interest rates and inflation
    View all
  • Scene+

    • The Program

      • Scene+
      • Debit and credit cards
      • Earn and redeem
      • Partners
      • Scene+ app

    • Get Support

      • Frequently asked questions
      • Program tips
      • Advice+
      • Calculate your rewards

    • Scene+ Debit Cards

      • Ultimate Package
      • Preferred Package

    • Scene+ Credit Cards

      • Scotiabank Scene+ Visa Card
      • Scotiabank Passport Visa Infinite card
      • Scotiabank Gold American Express card
      • Scotiabank American Express card
      • Scotiabank Platinum American Express card
      • ScotiaGold Passport Visa card

    • Scene+ for Students

      • Student Banking Advantage Plan
      • Getting There Savings Program for youth
      • Scotiabank Scene+ Visa Card for Students
      • Scene+ Student Banking Bundle
      • The Student Hub
    Explore Scene+
  • Bank Accounts

    • Products

      • Chequing accounts
      • Savings accounts
      • Seniors bank accounts
      • Student accounts

    • Services

      • Account services
      • Overdraft protection
      • Canada Deposit Insurance Corporation
      • Change your account
      • Regulatory information

    • Resources

      • Tips to reduce fees
      • Banking made easy
      • Be rewarded for your banking
      • Save automatically
      • Simpler ways to save
      • Chequing easy switch guide
      • The Student Hub
    View All
  • Credit Cards

    • Card types

      • Cash back credit cards
      • Travel & lifestyle credit cards
      • No annual fee credit cards
      • Low interest credit cards
      • Scene+ rewards credit cards
      • Student credit cards
      • Newcomer credit cards
      • Award-winning credit cards

    • Services

      • Activate your credit card
      • Manage your credit card
      • Order supplementary credit cards
      • Click to Pay - easy, secure online checkout
      • Scotia SelectPay - Installment payment plans

    • Resources

      • Help Centre - credit cards FAQs
      • Digital banking guide - credit cards
      • Credit cards welcome kits
      • How to redeem your points
      • Credit card fees at a glance
      • Credit card interest rates
      • Checking your credit score
      • The Student Hub

    • Protection

      • Scotia Credit Card Protection insurance
      • Security and fraud

    • Tools

      • Compare American Express Credit Cards
      • Calculate your rewards
      • Find the credit card that is right for you
    View All
  • Mortgages

    • Advice

      • Connect with a home financing advisor
      • Buying another property
      • Existing homeowners
      • Mortgage renewal
      • First-time homebuyers
      • Renovations
      • Understanding mortgage prepayments and charges
      • Conventional vs. collateral mortgage charges

    • Products

      • Scotiabank eHOME
      • Scotia Total Equity® Plan (STEP)
      • Fixed rate mortgages
      • Variable rate mortgages
      • Switch to Scotiabank program
      • Mortgage Special Offers and Programs
      • Second home mortgages
      • Scotia Mortgage Protection insurance

    • Resources

      • Mortgage calculator
      • Mortgage articles
      • Mortgage glossary
      • Mortgage tools
      • Manage your mortgage online
      • Solicitor / Notary
      • Mortgage videos
      • Mortgage rates
    View All
  • Loans & Lines of Credit

    • Loans

      • Scotia Plan® Loan
      • Auto loans
      • Grad auto loans
      • StartRight auto finance program
      • Marine & boat loans
      • Recreational vehicle (RV) loan

    • Lines of Credit

      • ScotiaLine® Personal Line of Credit
      • ScotiaLine® Personal Line of Credit (STEP)
      • ScotiaLine® Personal Line of Credit for students
      • Scotia RSP catch-up line of credit

    • Tools

      • Auto loan payment calculator
      • Personal loan calculator

    • Borrowing basics

      • Building a good credit history
      • The loan or lease decision
      • Lower your overall cost of borrowing
      • Financing Your Home Renovations
      • How to choose a vehicle
    View All
  • Investments

    • Get started

      • Plans
      • Products
      • Direct investing
      • Talk to a Scotia advisor

    • Plans

      • Registered Retirement Savings Plans (RRSP)
      • Tax-Free Savings Accounts (TFSA)
      • First Home Savings Account (FHSA)
      • Registered Education Savings Plans (RESP)
      • Registered Retirement Income Funds (RRIF)
      • Registered Disability Savings Plan (RDSP)

    • Products

      • Guaranteed Investment Certificates (GICs)
      • Savings Accelerator Account
      • Invest with Mutual Funds
      • Scotia Portfolio Solutions
      • Scotia Aria Retirement Program
      • Scotia Exchanged Traded Funds (ETFs)

    • Resources

      • Investing basics
      • Pre-Authorized Contributions (PAC)
      • Scotiabank Investment Specialists
      • Regulatory disclosures
      • Wealth management
      • Investment account fees

    • Tools

      • Scotia Smart Investor via Advice+
      • Investment calculators and tools
      • Money finder budgeting calculator
      • Retirement savings calculator
      • TFSA calculator
      • Scotia iTRADE sustainable investing
    View All
  • Insurance

    • Creditor Insurance

      • Scotia Mortgage Protection insurance
      • Scotia Line of Credit Protection insurance
      • Scotia Credit Card Protection insurance
      • Scotia Plan Loan Life & Disability Protection insurance
      • Scotia Business Loan Protection insurance
      • Scotia Loan Protection insurance

    • Travel Insurance

      • Travel insurance
    View All
  • Programs

    • Programs & Services

      • Scene+
      • Indigenous Peoples
      • Bank The Rest® savings program
      • Hockey for All
      • Scotia Households

    • Specialty Services

      • StartRight program for Newcomers
      • Seniors Resource Centre
      • Finance for students
      • Financial Access Program
      • The Student Hub

    • Offers

      • Credit bureau reports
      • TurboTax
      • Scene+ Student Banking Bundle
    View All
  • Rates & Fees

    • Bank fees

      • Bank account fees at a glance
      • Credit card fees at a glance
      • Tips to reduce fees
      • Chequing account rates
      • Investment account fees

    • Borrowing

      • Credit card interest rates
      • Mortgage rates

    • Saving & Investing

      • Savings account interest rates
      • GIC Interest rates
      • Mutual funds prices
      • Registered plan interest rates

    • Currency

      • Foreign exchange rates
      • Foreign exchange services
    View All

    Have a question?

    We have an answer.

    Help Centre

    Call Scotiabank

    1.800.4SCOTIA

    More phone numbers

    Get advice

    Meet with an advisor.

    Book an appointment

    • Careers
    • Security and Fraud
    • Legal
    • Privacy
    • Accessibility
    © Scotiabank.com All Rights Reserved