**Changes to the SCENE^®* and Scotia Rewards^ programs

Starting November 22, 2021, the SCENE and Scotia Rewards programs are merging to become Scene+^TM, an enhanced rewards program that gives members greater flexibility to earn and redeem points.

Introducing Scene+

Scene+ brings together everything you love about SCENE and Scotia Rewards, and more.

Scene+ is a new loyalty program that gives its members access to new partnerships and brands that they love, making earning and redeeming points easier than ever. With flexibility in how points can be used, Scene+ makes every experience more rewarding. Scene+ members can take advantage of more ways to earn and redeem points for travel, shopping, entertainment, dining, banking, and more.

Travel

More ways to earn and redeem points for rewards with Scene+ Travel. Earn and redeem Scene+ points on hotels, car rentals, and more!

Shopping

Redeem points for merchandise through the Apple and Best Buy Catalogues and with gift cards from over 60 national retailers

Dining

Dining at Swiss Chalet^®, Harvey’s^®, East Side Marios^®, Montana’s^®, Kelseys^®, Bier Markt^®, Fionn MacCools^®, D’Arcy McGee’s^®, Paddy Flaherty’s^® and Tir nan Og^®

Entertainment

Entertainment at Cineplex Theatres, Cineplex Store®, The Rec Room® and Playdium®

Credit

Redeem your points for an account credit on eligible Scotiabank debit and credit cards

Learn more

Visit the Scene+ website for more details

Your Scene+ Membership

If you are a current SCENE member: Your existing points will be transferred to your Scene+ membership automatically at the same value¹. Your membership number will stay the same.

If you are not an existing SCENE member: A Scene+ membership will be automatically created for you and your current Scotia Rewards balance will be transferred to your new Scene+ membership at the same value. A Scene+ membership number will be sent to you².

With this membership, you’ll be all set to continue to earn and redeem points with the new Scene+ program.

Please note

To allow for these upcoming program changes, please note the SCENE and Scotia Rewards programs will be unavailable from November 13, 2021 to November 22, 2021. During this time points will still be earned on purchases but not posted to your Scene+ membership until November 22, 2021. All redemption options will not be available during this time.

To learn more about all the ways to earn and redeem points with Scene+, please visit the Scene+ website , call 1-866-586-2805 or speak to an advisor at your local branch.

See the FAQ

Earn Scene+ points faster

Scotiabank Scene+ Banking Packages

Spend, save, invest and earn Scene+ points from one of our award-winning and most popular banking solutions.

Earn points on everyday purchases^3,4 with the Preferred Package and Ultimate Package each designed to meet your everyday banking needs.

Scotiabank Scene+ Credit Cards

Accelerate the points you earn on everyday purchases with our award-winning suite of rewards credit cards.

Including the SCENE Visa^*, the Scotiabank Gold^® American Express and the Scotiabank Passport^TM Visa Infinite^* credit cards.

Switching Bank Accounts is Easy!

Launch the Scotiabank mobile banking app or login to Scotia OnLine

Select the bank account you would like to change and select “Manage”

Scroll down and select “Change account type”

Choose either a Preferred or Ultimate Package to earn rewards

Summary of Changes

Bank Accounts

Current

As of November 22, 2021

Ways to Continue to Earn Scene+ Rewards

Preferred Package
Ultimate Package
Student Banking Advantage® Plan
Getting There Savings Program for Youth

1 SCENE or Scotia Rewards point for every $5 spent on everyday purchases

1 SCENE point for every $1 spent at Cineplex

1 Scene+ point for every $5 spent on everyday purchases

1 Scene+ point for every $1 spent at Cineplex

Purchases made using a debit card linked to a Preferred Package or Ultimate Package earn points
Purchases made
with eligible Scene+ rewards-earning credit cards earn points
Earn points with your Scene+ membership card

Basic Bank Account
Basic Plus Bank Account
Power Chequing
Scotia One Service
Scotia Value
Gain Plan Investment Savings
Scotia Chequing Account
Scotia Club
Scotia Plus
Blue Chip Savings
Daily Interest Savings Account

1 SCENE or Scotia Rewards point for every $5 spent on everyday purchases

1 SCENE point for every $1 spent at Cineplex

Accounts are not eligible to earn Scene+ points

Switch to a Preferred Package or Ultimate Package to earn points on debit purchases
Purchases made with eligible Scene+ rewards-earning credit cards earn points
Earn points with your Scene+ membership

Credit Cards	Current	As of November 22, 2021
Scotiabank American Express^®*	1 Scotia Rewards point per $1 spent on everyday purchases	1 Scene+ point per $1 spent on everyday purchases
Scotiabank^®* Gold American Express^®	5 Scotia Rewards points per $1 spent on groceries, dining and eligible entertainment 3 Scotia Rewards points per $1 spent on gas, daily transit and select streaming services 1 Scotia Rewards point per $1 spent on other eligible purchases	5 Scene+ points per $1 CAD spent on eligible groceries, dining and entertainment 3 Scene+ points per $1 CAD spent on eligible gas, daily transit and select streaming services 1 Scene+ point per $1 spent on other eligible purchases
Scotiabank^®* Platinum American Express^®	4 Scotia Rewards points per $1 spent on gas, groceries, dining, and entertainment 1 Scotia Rewards point per $1 spent on other eligible purchases	4 Scene+ points per $1 spent on eligible gas, groceries, dining, and entertainment 1 Scene+ point per $1 spent on other eligible purchases
Scotiabank Passport^TM Visa Infinite^*	1 Scotia Rewards point per $1 spent on eligible purchases 2 Scotia Rewards points per $1 spent on eligible grocery, dining, entertainment and daily transit	1 Scene+ point per $1 spent on eligible purchases 2 Scene+ points per $1 spent on eligible grocery, dining, entertainment and daily transit
Scotiabank Passport^TM Visa Infinite Business^*	1 ½ Scotia Rewards points on every $1 spent on all eligible card purchases	1 ½ Scene+ points on every $1 spent on all eligible card purchases
ScotiaGold Passport^® Visa^*	1 Scotia Rewards point per $1 spent on purchases	1 Scene+ point per $1 spent on purchases
Scene^®†Visa^*	1 SCENE point per $1 spent on purchases	1 Scene+ point per $1 spent on purchases

The chart below highlights some key changes between the current rewards program and the Scene+ Program. It also highlights certain changes to travel booking fees on the Scotiabank Platinum American Express Credit Card and other important information. Please review them carefully.

Instructions on how to use the chart below:

All capitalized terms that appear in the chart that are not defined below have the meaning given to such terms in the Scene+ Program Terms and Conditions.

“Scotiabank Card”* means a Scotiabank credit card that up until November 22, 2021, earns Scotia Rewards, and thereafter earns Scene+ Points.
“Scotiabank Card Account” means the Scotiabank credit card account that is linked to the Scotiabank Card.
“Scotiabank Cardmember” means the individual in whose name a Scotiabank Card has been issued to by Scotiabank.

Key Changes		Scotia Rewards Program Until November 21, 2021	Scene+ Program Effective November 22, 2021
Program name and contact information	Program name	Scotia Rewards	Scene+
	Program site	www.scotiarewards.com ,	www.sceneplus.ca
	Call centre #	1-800-665-2582	1-866-586-2805
Program ownership	Owner	The Bank of Nova Scotia (“Scotiabank”)	Scene+ is a loyalty rewards program operated by Scene Limited Partnership ("Scene LP"), a limited partnership owned by Scotia Loyalty Ltd., a subsidiary of The Bank of Nova Scotia and Galaxy Entertainment Inc., a subsidiary of Cineplex Entertainment LP.
Program membership and Terms & conditions that apply	Program membership	The Scotia Rewards Program is automatically available on certain Scotiabank Cards.	If you do not have a SCENE membership number as of November 22, 2021, you will be automatically enrolled into the Scene+ Program. If you have a SCENE account at November 22, 2021, that account will convert into a Scene+ account and you will maintain the same membership number provided that the information (e.g. full name and contact information including email address) on your Scotiabank Card matches that on your existing SCENE account.
Program membership and Terms & conditions that apply	Terms & Conditions for membership	The Scotia Rewards Terms & Conditions apply to the Scotia Rewards Program.	The Scene+ Program Terms & Conditions will apply to the Scene+ Program.
Privacy Policy that applies	Privacy Policy	The Scotiabank Privacy Agreement applies to Scotiabank’s collection, use and disclosure of your personal information as described in the policy.	If you have a Scotiabank Card, the Scotiabank Privacy Agreement will continue to apply in connection with your Scotiabank credit or debit card. In addition, Scene LP’s collection, use and disclosure of your personal information as described in Scene LP’s Privacy Policy will also apply. There are important changes to how your personal information will be collected, used or shared in order to receive the benefits of the Scene+ Program. Starting November 22 2021, Scotiabank will share the following information with Scene LP to create or connect to your Scene+ account: name, contact information, date of birth, gender and your Points balance. Scotiabank will share the following transaction information on an on-going basis with Scene LP: purchase date and amount, and merchant name and location. Scotiabank may collect from, or share with, Scene LP, Owners, or Reward Partners such other data as may reasonably be needed to operate or offer the Scene+ Program including any Benefits thereunder. Scene LP may use your information (alone or together with other information it may have) for purposes described in Scene LP’s Privacy Policy , including: Operating the Scene+ Program; Conducting analytics and reporting; and Sending offers that may be of interest to you. Subject to your privacy choices, Scene LP may also share certain information (including contact information, gender, date of birth and redemption history) with Owners or select Rewards Partners for use in accordance with Scene LP’s Privacy Policy , including to provide you with rewarding and personalized experiences and offers.
Points issuance	Points currency	Scotia Rewards points	Scene+ Points
Points earning	Ways to earn points	You can earn Scotia Rewards points when you use your Scotiabank Card for certain activities or purchases charged to the Scotiabank Card.	You will be able to earn Scene+ Points when you: Use your Scotiabank Card, or Use your Scene+ membership Card for movies and entertainment at participating locations owned or operated by Cineplex in Canada, including theatres and The Rec Room®, and at Scene+ participating restaurant locations, or Make certain purchases through the Scene+ Travel partner, other Reward Partners, other authorized channels, or offers as described in the Scene+ Program Terms and Conditions.
	Changes to bank accounts eligible for earning points	Scotiabank Basic Bank Account, Basic Plus Bank Account, Power Chequing, Scotia One Service, Scotia Value, Gain Plan Investment Savings, Scotia Chequing Account, Scotia Club, Scotia Plus, Blue Chip Savings, Daily Interest Savings Account, Preferred Package, Ultimate Package, Student Banking Advantage® Plan, and Getting There Savings Program for Youth earn Scotia Rewards points on the associated Scotiabank debit card.	Preferred Package, Ultimate Package, Private Banking, Student Banking Advantage® Plan, and Getting There Savings Program for Youth earn Scene+ points on the associated Scotiabank debit card. Important Note: Scotiabank Basic Bank Account, Basic Plus Bank Account, Power Chequing, Scotia One Service, Scotia Value, Gain Plan Investment Savings, Scotia Chequing Account, Scotia Club, Scotia Plus, Blue Chip Savings, and Daily Interest Savings Account will no longer earn any loyalty or reward points on the associated Scotiabank debit card.
	Availability of points balance	All Scotia Rewards points balances are tied to a specific Scotiabank Card. In case of multiple cards, cardmembers can combine points by taking proactive steps to transfer points from one Scotiabank Card to another.	All Scene+ Points, including those earned on multiple Scotiabank Cards, will be automatically combined and available in one place in the Scene+ Account (unless otherwise stated in the Scene+ Program Terms and Conditions).
	Points earned on supplementary credit cards	Purchases made by a supplementary cardmember earn points for the benefit of the primary Scotiabank cardmember on the Scotiabank Card that is a credit card account, and any co-borrower on that account.	Purchases made on a Scotiabank Card that is issued to a Supplementary Cardmember will earn Scene+ Points only for the benefit of the Primary Scotiabank Cardmember and will be applied to the Primary Scotiabank Cardmember’s Scene+ Account.
Points Redemption	Redemption options	Redemptions of Scotia Rewards points can be made for: Travel with ‘Scotia Rewards Travel Service’ and ‘Apply Points to Travel’ option, Apple and Best Buy merchandise in addition to other brand-name merchandise, Physical gift cards and prepaid cards, and A credit to your Scotiabank Card Account with the ‘Points for Credit’ option	Redemptions of Scene+ Points can be made for: Movie tickets, concessions and dining at locations currently operated by Cineplex including but not limited to theatres, The Rec Room® and Playdium®, Dining at participating restaurant locations, Travel with ‘Scene+ Travel’ and ‘Apply Points to Travel’ options, Apple and Best Buy merchandise, • Physical or electronic gift cards and prepaid cards, A credit to your Scotiabank Card Account with the ‘Points for Credit’ option, In addition, Points may be redeemed through Rewards Partners and via. special offers and promotions.
	Topping up points	Payment can only be made using a Scotiabank Card when using the ‘points plus charge’ or ‘charge only’ option as applicable on travel and merchandise redemptions. The Scotiabank Card that is a debit card cannot be used for travel bookings using either of these options.	Payment can be made using any payment product (including debit cards) when using the ‘points plus charge’ or ‘charge only’ option as applicable on travel and merchandise redemptions.
	Redemptions through Program call centre	Scotia Rewards redemptions for gift cards, Points for Credit, Apply Points for Travel can be made through the Scotia Rewards call centre.	Scene+ Points redemption for gift cards, Points for Credit and Apply Points for Travel will be temporarily unavailable through the Scene+ Call Centre. You can, however, redeem for gift cards, Points for Credit, and Apply Points for Travel through the Scene+ website. You are encouraged to regularly check the Scene+ website for the latest updates on redeeming for gift cards, Points for Credit and Apply Points for Travel.
	Need for Membership Card/ Account #	Not applicable.	Scene+ Points will only be issued (or otherwise awarded or earned) if you present or make available your Scene+ Account number or Membership Card before the completion of a purchase, redemption, or any other transaction eligible for Scene+ Points or other rewards.
For Quebec residents only	Points adjustment on Points for Credit and Apple and Best Buy catalogues redemptions	Not applicable.	For Points for Credit redemptions over $100 denomination, and for merchandise from the Apple and Best Buy catalogues, residents of Quebec can call the Scene+ call centre for a points adjustment prior to making Points for Credit or Apple and Best Buy redemption on the Scene+ website. Please refer to the FAQs for more details.
Travel redemptions	Travel booking options	Scotia Rewards card members can book air, hotel, vacation packages and cruises through the Scotia Rewards Travel Service website or by calling 1-800-665-2582 and following prompts for ‘travel’.	Scotiabank Cardmembers will have access to travel, hotel and car rental bookings through the Scene+ Travel website or by calling 1-800-419-8586.
	Changes to the Best Price Guarantee on airfare	Scotia Rewards card members enjoy a 24-hour “Best Price Guarantee” on airfare when booking travel through Scotia Rewards Travel Service. Access to multiple fares on flight bookings is not available.	“Best Price Guarantee” will not be available. However, Scotiabank Cardmembers will have access to a wide selection of flights including multiple fare options to choose from.
	Additional points earned on travel	Not applicable.	Scotiabank Cardmembers will earn 3 Points per $1 (pre-taxes and fees) on the full monetary total of a hotel and car rental booking.
	Booking and administration fees on Scotiabank Platinum American Express credit card	Booking fees and administration fees for any changes to a travel booking do not apply to Scotiabank® Platinum American Express® card members using the Concierge Service.	Booking fees and administration fees for any changes to a travel booking will apply to Scotiabank® Platinum American Express® card members.
	Payment of administrative fees	Administration fees for new travel bookings and changes to an existing travel booking apply and can be paid with either points or the Scotiabank Card.	Administration fees for new travel bookings and changes to an existing travel booking will apply and can be paid using any payment product, including a Scotiabank Card. Scene+ Points cannot be redeemed to pay for such fees.
	Minimum points requirement	5,000 minimum point redemption is required each time a travel redemption is made through the Scotia Rewards Travel Service.	No minimum Points requirement for a travel redemption will apply when using Scene+ Travel.
	Travel provider	Referred to as the Scotia Rewards Travel Centre	Will be referred to as Scene+ Travel with an associated Scene+ Travel Website and Call Centre.
Points conversion	SCENE Points conversion	Points can be converted to SCENE points at 1,000 Scotia Rewards points to 750 SCENE Points, and vice versa at 1,000 SCENE Points to 950 Scotia Rewards points.	Conversion to SCENE will no longer be applicable as all points issued are Scene+ Points.
Account closure	Involuntary account closure	If the Scotiabank Card Account is closed by Scotiabank because it is not in Good Standing**, the points associated with that account cannot be redeemed and will be immediately cancelled.	Your Scene+ account may be closed by Scene LP if during any 24-consecutive month period your Scene+ Membership Card is not used to earn or redeem Scene+ Points, or not used for any other reward transaction activity. In this case, Scene LP will provide you with at least 30, but not more than 60, days’ prior written notice, as required by applicable law, before your Scene+ Points are forfeited. However, if you have an open Scotiabank Card Account that earns Scene+ Points and that is in Good Standing**, your Scene+ account will remain open. If the Scotiabank Card Account that is a credit card account is closed by Scotiabank because it is not in Good Standing, only the Scene+ Points earned on the credit card will be forfeited immediately.
Account closure	If you close your Account	If you close your Scotiabank Card Account, any unredeemed points can be redeemed within 60 days of account closure, provided that the Scotiabank Card Account is in Good Standing, after which time the unredeemed points will be permanently cancelled.	If you close your Scotiabank Card Account associated with the Program and if such account is in Good Standing with Scotiabank, your Scene+ Points will still be available in your Scene+ Account provided that your Scene+ account is open.

*

“Scotiabank Cards” include:

Credit Cards: Scotiabank Passport^TM Visa Infinite^* Card, ScotiaGold Passport^® Visa* Card, Scotiabank Passport^TM Visa Infinite Business* Card, Scotiabank SCENE Visa, Scotiabank^®* American Express^®, Scotiabank^®* Gold American Express^®, Scotiabank^® Platinum American Express^® Cards

Debit Cards: Passport ScotiaCard, Scene+ ScotiaCard.

**

Definition of “Good Standing”: Under the Scotia Rewards Program: A Scotiabank Card Account is in Good Standing if the Scotiabank Card Account is not delinquent (past due) or over limit and the Cardmember(s) is not in breach of the Revolving Credit Agreement that applies to the Program Card Account. If the Account is not in Good Standing, the accumulated Scotia Rewards points are not eligible for redemption.

Effective under the Scene+ Rewards Program: A Scotiabank Card Account is in Good Standing if the Scotiabank Card Account is not delinquent (past due) or over limit and the Cardmember(s) is not in breach of the credit agreement (such as the Revolving Credit Agreement) that applies to the Scotiabank Card Account. If the Scotiabank Card Account is not in Good Standing, it will not be eligible to earn Scene+ Points during this period, however any Scene+ Points already earned will be eligible for redemption, transfer or pooling.

The chart below highlights some key changes between the current SCENE rewards program and the Scene+ Program. It also highlights other important information. Please review them carefully.

All capitalized terms that appear in these charts that are not defined below have the meaning given to such terms in the Scene+ Program terms and conditions.

“Scotiabank Card”* means a Scotiabank credit card that up until November 22, 2021, earns Scotia Rewards or SCENE points, and thereafter earns Scene+ Points.
“Scotiabank Card Account” means the Scotiabank credit card account that is linked to the Scotiabank Card.
“Scotiabank Cardmember” means the individual in whose name a Scotiabank Card has been issued to by Scotiabank.

Key Changes		Scotia Rewards Program Until November 21, 2021	Scene+ Program Effective November 22, 2021
Program name and contact information	Program name	SCENE	Scene+
Program name and contact information	Program site	www.scene.ca	www.sceneplus.ca
Privacy Policy that applies	Privacy Policy	The Scotiabank Privacy Agreement applies to Scotiabank’s collection, use and disclosure of your personal information as described in the policy. In addition, Scene LP’s collection, use and disclosure of your personal information as described in Scene LP’s Privacy Policy also applies.	If you have a Scotiabank Card, the Scotiabank Privacy Agreement will continue to apply in connection with your Scotiabank credit or debit card. In addition, Scene LP’s collection, use and disclosure of your personal information as described in Scene LP’s Privacy Policy will also apply. There are important changes to how your personal information will be collected, used or shared in order to receive the benefits of the Scene+ Program Starting November 22, 2021, Scotiabank will share the following information with Scene LP to create or connect to your Scene+ account: name, contact information, date of birth, gender and your Points balance. Scotiabank will share the following transaction information on an on-going basis with Scene LP: purchase date and amount, and merchant name and location. Scotiabank may collect from, or share with, Scene LP, Owners, or Reward Partners such other data as may reasonably be needed to operate or offer the Scene+ Program including any Benefits thereunder. Scene LP may use your information (alone or together with other information it may have) for purposes described in Scene LP’s Privacy Policy , including: Operating the Scene+ Program; Conducting analytics and reporting; and Sending offers that may be of interest to you. Subject to your privacy choices, Scene LP may also share certain information (including contact information, gender, date of birth and redemption history) with Owners or select Rewards Partners for use in accordance with Scene LP’s Privacy Policy , including to provide you with rewarding and personalized experiences and offers.
Points issuance	Points currency	SCENE points	Scene+ Points
Points earning	Ways to earn points	SCENE points are awarded to you when you use your Scotiabank Card or your SCENE Membership Card, or on certain Offers as defined in SCENE Program Terms and Conditions, Scotiabank Card terms and conditions and Offer terms.	You will be able to earn Scene+ Points when you: Use your Scotiabank Card, or Use your Scene+ Membership Card for movies and entertainment at participating locations owned or operated by Cineplex in Canada, including theatres and The Rec Room®, and at Scene+ participating restaurant locations, or Make certain purchases through the Scene+ Travel partner, other Reward Partners, other authorized channels, or offers as described in the Scene+ Program Terms and Conditions.
Points earning	Changes to bank accounts eligible for earning points	Scotiabank Basic Bank Account, Basic Plus Bank Account, Power Chequing, Scotia One Service, Scotia Value, Gain Plan Investment Savings, Scotia Chequing Account, Scotia Club, Scotia Plus, Blue Chip Savings, Daily Interest Savings Account, Preferred Package, Ultimate Package, Student Banking Advantage® Plan, and Getting There Savings Program for Youth earn SCENE points on the associated Scotiabank debit card.	Preferred Package, Ultimate Package, Private Banking, Student Banking Advantage® Plan, and Getting There Savings Program for Youth earn Scene+ points on the associated Scotiabank debit card. Important Note: Scotiabank Basic Bank Account, Basic Plus Bank Account, Power Chequing, Scotia One Service, Scotia Value, Gain Plan Investment Savings, Scotia Chequing Account, Scotia Club, Scotia Plus, Blue Chip Savings, and Daily Interest Savings Account will no longer earn any loyalty or reward points on the associated Scotiabank debit card.
Points redemption	Redemption options	Redemptions of SCENE points can be made for: Movie tickets, concessions and dining at locations currently operated by Cineplex including but not limited to theatres, The Rec Room® and Playdium®, Dining at participating restaurant locations, and Gift cards	Redemptions of Scene+ Points can be made for: Travel with ‘Scene+ Travel’ and ‘Apply Points to Travel’ options, Apple and Best Buy merchandise, Physical or electronic gift cards and prepaid cards, A credit to your Scotiabank Card Account with the ‘Points for Credit’ option, Movie tickets, concessions and dining at locations currently operated by Cineplex including but not limited to theatres, The Rec Room® and Playdium®, and Dining at participating restaurant locations • In addition, Scene+ Points may be redeemed through Rewards Partners or via special offers and promotions.
Closure of credit card account	Involuntary credit card account closure	If the Scotiabank Card Account is closed by Scotiabank because it is not in Good Standing^**, your SCENE Points are still available for use in your SCENE account provided that your SCENE account is open.	If the Scotiabank Card Account that is a credit card account is closed by Scotiabank because it is not in Good Standing, only the Scene+ Points earned on the credit card will be forfeited immediately.

*

“Scotiabank Cards” include:

Credit Cards: Scotiabank Passport^TM Visa Infinite^* Card, ScotiaGold Passport^® Visa* Card, Scotiabank Passport^TM Visa Infinite Business* Card, Scotiabank SCENE Visa, Scotiabank^®* American Express^®, Scotiabank^®* Gold American Express^®, Scotiabank^® Platinum American Express^® Cards

Debit Cards: Passport ScotiaCard, Scene+ ScotiaCard.

**

Definition of “Good Standing”: Under the Scotia Rewards Program: A Scotiabank Card Account is in Good Standing if the Scotiabank Card Account is not delinquent (past due) or over limit and the Cardmember(s) is not in breach of the Revolving Credit Agreement that applies to the Program Card Account. If the Account is not in Good Standing, the accumulated Scotia Rewards points are not eligible for redemption.

Effective under the Scene+ Rewards Program: A Scotiabank Card Account is in Good Standing if the Scotiabank Card Account is not delinquent (past due) or over limit and the Cardmember(s) is not in breach of the credit agreement (such as the Revolving Credit Agreement) that applies to the Scotiabank Card Account. If the Scotiabank Card Account is not in Good Standing, it will not be eligible to earn Scene+ Points during this period, however any Scene+ Points already earned will be eligible for redemption, transfer or pooling.

FAQs

What is Scene+?

Scene+ brings together everything you love about SCENE and Scotia Rewards, and more.

Scene+^TM, a joint venture between Scotiabank^® and Cineplex^®, brings together two of Canada’s most popular rewards programs, SCENE^® and Scotia Rewards^®, to create an evolved program that gives members something new to look forward to.

Scene+ will be one of Canada’s largest loyalty programs that offers members rewards their way – allowing them to earn and redeem Scene+ points for entertainment, movies, travel, shopping, dining, and banking.

Members can also accelerate their earning power with seven Scotiabank credit and debit cards.

To learn more about all the ways to earn and redeem with Scene+, please visit scene.ca/sceneplus

How is Scene+ different from SCENE?

More ways to earn and redeem points for rewards with Scene+ Travel, entertainment at Cineplex Theatres, Cineplex Store^®, The Rec Room^® and Playdium^®, and dining at Swiss Chalet^®, Harvey’s^®, East Side Marios^®, Montana’s^®, Kelseys^®, Bier Markt^®, Fionn MacCools^®, D’Arcy McGee’s^®, Paddy Flaherty’s^® and Tir nan Og^®.

More options to redeem points including merchandise through the Apple and Best Buy Catalogues, gift cards from over 60 national retailers, or using points towards credit statements on eligible Scotiabank debit and credit cards.

**How will Scotia Rewards be changing?**

The SCENE and Scotia Rewards programsare merging to become Scene+. The rewards you love with your Scotia Rewards program including travel and the Apple and Best Buy Catalogues will still be available – and more.

All Scotiabank products that previously earned Scotia Rewards points will now earn Scene+ points as of November 22, 2021. Existing points will be automatically transferred to Scene+ at the same value.

Why are these reward program changes being made?

These changes are being made to bring more options to our customers. Scene+ brings together the great features of the SCENE and Scotia Rewards programs to become one best in class loyalty program.

When will these changes happen?

The Scene+ rewards program will come into effect on November 22, 2021.

To allow for these upcoming program changes please note the SCENE and Scotia Rewards programs will be unavailable for redemptions from November 13, 2021 to November 22, 2021. Most redemption options will be unavailable during this time.

Throughout this period, you may notice other service interruptions or delays. We apologize for any inconvenience caused as we work to improve our rewards program.

During this time, points will still be earned on all eligible transactions as normal, but not posted to your Scene+ membership until November 22, 2021.

Additionally, please note that:

From November 19-21, SCENE members will be unable to earn and redeem points at SCENE partner restaurants, including Swiss Chalet^®, Harvey’s^®, East Side Marios^®, Montana’s^®, Kelseys^®, Bier Markt^®, Fionn MacCools^®, D’Arcy McGee’s^®, Paddy Flaherty’s^® and Tir nan Og^®.

Best Buy and Apple Catalogues will not be available from November 10 to November 22.

What if I do not want this reward program?

We take pride in providing expert advice and excellent service to find solutions for our customers. If you don’t think these changes fit your needs, we are available to discuss other banking options that may work for you. Please visit your local branch or call us at 1-888-990-9190 .

I am a current SCENE member, what will happen to my existing points?

If you are a current SCENE member, your SCENE and/or Scotia Rewards points will be transferred to your Scene+ membership on November 22, 2021, at the same value. For example, if you have a balance of 100 SCENE or Scotia Rewards points, 100 Scene+ points will be transferred to your Scene+ membership. Your membership number will not change and your account log in information will remain the same.

**I am not a current SCENE member, what will happen to my Scotia Rewards points?**

If you are not a current SCENE member, you will automatically become a member and an account will be created for you on November 22, 2021. Your Scotia Rewards points will be transferred at the same value to this new Scene+ membership on that same day. For example, if you have 100 Scotia Rewards points, 100 Scene+ points will be transferred to your new Scene+ membership. A new Scene+ membership number will be sent to you beginning November 22, 2021.

Where can I view my existing points?

Existing SCENE points can be viewed by logging in to www.scene.ca . You’ll need your SCENE card number to log in. If you have forgotten your card number, please go to scene.ca/sendmycard to have it emailed to you. You can also view your points through Scotia OnLine and the Scotiabank app.

Existing Scotia Rewards points can be viewed by accessing your Scotia Rewards account through Scotia OnLine.

After November 22, 2021, your point balance will be available at www.sceneplus.ca

I’m already a SCENE member, how do I find my SCENE membership number?

You can get your SCENE membership number emailed to you by visiting scene.ca/sendmycard

Will I be provided with a new Scene+ membership or plastic card?

If you already have a SCENE membership, your SCENE and/or Scotia Rewards points will be converted to Scene+ points and added to your existing SCENE membership at the same value. Your membership number and log in information will not change. You will not receive a new plastic card, and you’ll be able to continue using your existing card and/or access your digital Scene+ card through the Scene+ app or on sceneplus.ca as of November 22, 2021.

If you do not have a SCENE membership, you will be enrolled automatically as a member of the Scene+ program, and a new membership will be created for you. Your Scotia Rewards points will be transferred to this new Scene+ membership at the same value. A new Scene+ membership number will be sent to you beginning November 22, 2021. If you have a valid email on file with Scotiabank, you will be receiving a digital Scene+ membership card.

Will my Scene+ points expire under the new Scene+ program?

No, your Scene+ points will not expire as long as your Scotiabank product that is eligible for the Scene+ program remains open. Please view the list above in order to view the Scotiabank products that will be eligible to earn Scene+ points.

If you close your Scotiabank product you will remain an active Scene+ member and points will only expire after 24 months of inactivity.

For more information on Scene+ points please visit www.sceneplus.ca .

Which Scotiabank bank accounts will be part of Scene+?

The Ultimate Package, Preferred Package, Student Banking Advantage^® Plan and Getting There Savings Program for Youth will all be part of Scene+ and continue to earn Scene+ points.

Which Scotiabank bank accounts will not be part of Scene+?

The following bank accounts will not be part of Scene+ after November 22, 2021: Basic Bank Account, Basic Plus Bank Account, Power Chequing, Scotia One Service, Scotia Value, Gain Plan Investment Savings, Scotia Chequing Account, Scotia Club, Scotia Plus, Blue Chip Savings, Daily Interest Savings Account

The debit points earned with those accounts will be transferred to the new Scene+ program on November 22, 2021 at the same value. Customers will continue to have access to these points through Scene+.

Will I be receiving a new Scene+ debit card?

No, your existing Passport ScotiaCard or SCENE ScotiaCard will remain active and will automatically begin earning Scene+ points starting November 22nd, 2021 so long as you are on a bank account that is eligible for the Scene+ program. Please refer to the table above to identify if your account is eligible to earn points on debit purchases.

I have a Passport ScotiaCard, do I need to change my card to a SCENE ScotiaCard to earn Scene+ points?

No, you will not have to change your card. Your Passport ScotiaCard will remain active and will automatically begin earning Scene+ points on November 22, 2021.

Why are these bank account changes being made?

We understand that customers place different value on different features and benefits.

Earning rewards on debit purchases is being discontinued for specific accounts where most customers are not engaging in the benefits. Customers who value rewards will be able to earn points with our Preferred and Ultimate Packages that offer unlimited transactions and other benefits across spend, save and investment needs. Customers on the Getting There Savings Program for Youth and Student Banking Advantage® Plan will be eligible to earn Scene+ rewards on day to day purchases.

I have one of the bank accounts that will no longer earn points, how do I continue to earn points with my debit card?

If you would like to continue earning points with your debit card, you have the option to switch your bank account to a banking package that provides benefits across spend, save, and investment needs including the ability to earn Scene+ points. With our Preferred Package, you can receive a 1^st year fee waiver on a Scene+ Credit Card so that you can earn on both your associated debit and credit cards.¹ Here are some ways that you can earn Scene+ points:

Scotiabank Scene+ Preferred and Ultimate Packages, Youth and Student accounts	Scotiabank Scene+ credit cards
Earn points on everyday purchases^3,4 with the Preferred Package and Ultimate Package each designed to meet your everyday banking needs. As well, earn with the Getting There Savings Program for Youth and Student Banking Advantage^® Plan.	Earn points with our award-winning suite of rewards credit cards including the SCENE Visa^, the Scotiabank Gold^® American Express, the Scotiabank Passport^TM Visa Infinite^ and more.

Is there a new earn rate for debit purchases?

The earn rate on debit purchases remains the same on eligible accounts. You will earn 1 Scene+ point for every $5 spend on all your debit purchases and 1 point for every $1 spend at Cineplex made from an eligible account, provided that each such purchase is for a minimum of $2.50. Maximum Scene+ points that can be earned per transaction is 300. Maximum daily Scene+ points that can be earned is 600.

What happens to my points if I close my Scotiabank bank account?

If you close your bank account associated with the SCENE and/or Scotia Rewards program, your Scene+ points will still be available with your Scene+ membership and included in your Scene+ membership account. However, after your bank account is closed and you remain an active Scene+ member, your Scene+ points will expire after 24 months of inactivity. For more information on Scene+ points, please visit scene.ca/sceneplus .

Will I be receiving a new Scotiabank Credit Card?

No, your existing card will not be replaced as a result of these changes and will begin earning Scene+ points on purchases starting as of November 22, 2021.

Are there changes to the way my credit card will earn rewards?

No, there will be no changes to the way you earn points on your credit card. The only changes being made are to the rewards program associated with your card. Please see table above for a full list of credit card benefits.

What happens to my points if I close my Scotiabank Credit Card?

If you close your Scotiabank Credit Card associated with the SCENE and/or Scotia Rewards program, your Scene+ points will still be available with your Scene+ membership and included in your Scene+ account.

SCENE+ TRAVEL

How do I use my Scene+ points to book travel?

You can earn and redeem when you book your next trip with Scene+ Travel – our third-party service travel centre that is part of the new Scene+ program. Earn 3 points for every $1 you spend on your hotel and car rental when booked through Scene+ Travel.

Redeem in increments of 100 points for $1 toward your hotel or car rental when you book with Scene+ Travel.

Will I still be able to apply my points to travel?

Yes, you will continue to be able to apply your points to offset travel costs using the Apply Points to Travel option with the Scene+ Program.

What are the changes to the booking and administration fees associated with Scotiabank Platinum American Express credit cards?

Booking and administration fees for any changes to a travel booking will now apply to Scotiabank Platinum American Express cardholders.

SCENE+ DINING

Is anything changing about earning and redeeming points at restaurant partners who are part of SCENE?

You’ll still be able to earn and redeem points and over 800+ restaurant locations, including Swiss Chalet, Harvey’s, Montana’s and more. You can go to scene.ca/dining for more info.

SCENE+ SHOPPING

Can I redeem points for gift cards or Apple and Best Buy products through Scene+?

After November 22, 2021, you’ll be able to redeem your Scene+ points for gift cards at over 60 popular brands and Apple and Best Buy products through the new Scene+ website.

I am a resident of Quebec earning Scotia Rewards points on my Scotiabank product(s). What are the changes to my points requirements on Points for Credit and Apple and Best Buy merchandise effective November 22, 2021?

If you are a Quebec resident with a Scotiabank product that earns Scotia Rewards points, you may see a different points requirement for Points for Credit and Apple and Best Buy merchandise redemptions on our website or mobile app effective November 22, 2021. See charts below for details.

Points for Credit:

Denomination (CAD)	Points requirement displayed up till November 21, 2021	Points requirement displayed November 22, 2021 onwards
$100	14,000 points	14,500 points
$150	21,000 points	21,500 points
$300	37,500 points	43,000 points
$500	62,500 points	71,500 points

Apple and Best Buy Catalogues:

$ value (CAD)	Points requirement displayed up till November 21, 2021	Points requirement incorrectly applied November 22, 2021 onwards
Each $1	127 points	145 points

If you are experiencing a different points requirement, please follow the below steps to receive a points adjustment:

Browse through the Points for Credit page and/ or Apple and Best Buy catalogues on sceneplus.ca and choose the item(s) you wish to redeem with your points.
Contact us at 1-866-586-2805 to inquire about getting a points adjustment to account for the difference between the points requirements prior to November 21, 2021 and the points requirements displayed as of November 22, 2021.
If eligible, continue with the online redemption as soon as the adjusted points are reflected in your Scene+ account.

SCENE+ ENTERTAINMENT

How will Cineplex rewards be changing?

You’ll still be able to earn and redeem points at Cineplex^® Theatres, Cineplex Store^®, The Rec Room^® and Playdium^®. You can go to scene.ca/sceneplus for more information.

How can I get a copy of the Scene+ program terms and conditions?

You may access the Scene+ program terms and conditions at www.scene.ca/sceneplus-terms . You may also request a paper copy of the Scene+ program terms and conditions by contacting Scene LP at 1-866-586-2805.

I’m a Scotiabank customer residing in Quebec. How long will I have to accept these changes?

For Quebec residents only, if you keep your credit card(s) open after December 22, 2021, we’ll consider that you’ve accepted the program changes. If you don’t want to accept these changes, you may close your credit card(s) without additional cost or penalty, within 30 days of the effective date of the change (by December 22, 2021). You’ll have 60 days from the date of credit card closure to redeem the points you’ve earned before closing your account.

What companies will have access to my information?

When you use a Scene+ Scotiabank Product to purchase a product or service, or when you use your membership card at Cineplex locations, information about the service or transaction is shared with Scene LP. As other rewards partners are added to the Scene+ program, information about your transactions at these companies will be shared with Scene LP as well. Subject to your privacy choices, your information will be shared with Scotiabank and Cineplex. Lastly, Scene LP may use service providers to process or host data, conduct analytics or marketing, or similar services; however, that data will be protected in accordance with the Scene+ Privacy Policy.

What if I’m not comfortable with my information being collected?

Your wishes will be respected. For example, you can ask for your enrollment information or device ID not to be shared by contacting Scene LP. However, please note that Scene LP may still share your personal information as is reasonably necessary to operate the program (e.g., disclose available redemption points, so that you can redeem points at rewards partners).

What types of information does Scene LP collect?

Scene LP collects information that is reasonably necessary to offer and operate the Program. Subject to your privacy choices, this includes information about enrollment, your use of Scene+ Scotiabank and Cineplex products, your use of your Scene+ Membership card at other rewards partners, information about point redemptions, device and service provider, websites you visit, your location, and certain other information relating to account creation, promotions or surveys.

How long does Scene LP keep my personal information, and how is it destroyed?

Scene LP will retain your information for as long as necessary to fulfill the purposes for which the information was collected, and otherwise to meet statutory obligations and reasonable business requirements. After that time, your information is electronically purged.

Does Scene LP sell the information it has about me?

No. However, Scene LP may conduct analytics or create anonymous and aggregated data, which may be sold to third parties.

How can I get a copy of the Scene+ Privacy Policy?

You may access the Scene+ Privacy Policy page on the Scene+ website . If you wish to obtain a paper copy of the Scene+ Privacy Policy, please contact the Scene+ privacy officer by calling toll-free at 1 866-586-2805.

Your Privacy is Very Important to Us

Please read the following information carefully as there are important changes to how your personal information will be collected, used or shared by Scene+, a joint venture between Scotiabank and Cineplex, to deliver relevant member benefits to you.

Starting November 2021, Scotiabank will share the following information with Scene Limited Partnership (“Scene LP”) who operates the Scene+ program to create your new Scene+ account: name, contact information, date of birth, gender and your rewards point balance.

Scotiabank will share certain transaction information on an on-going basis with Scene LP so that you receive benefits from the Scene+ program that are most relevant to you. This could include purchase date and amount, merchant name and location. Scene LP may use this information (alone or together with other information it may have) for purposes described in its privacy policy, including (i) operating the Scene+ program; (ii) conducting analytics and providing reporting; and (iii) to send offers that may be of interest to you. Subject to your privacy choices, Scene LP may also share certain of your information (including contact information, gender, date of birth and redemption history) with select program or reward partners to be used by them in accordance with Scene LP’s privacy policy, including to provide you with rewarding and personalized experiences and offers.

For more information, including how Scene LP collects, uses or shares your information in connection with your Scene+ membership, or about your privacy choices, see the Frequently Asked Questions below or the full Scene+ Privacy Policy.

Scene+ Privacy Policy

Scotiabank Privacy Policy

Terms & Conditions

Scene+ Program Terms & Conditions

See terms and conditions

Day-to-Day Banking Companion Booklet

See terms and conditions

Credit Card Terms & Conditions

See terms and conditions

Still have questions?

SCENE Call Centre

1-866-586-2805

Scotiabank Customer Service

1-888-990-9190

Scotia Rewards Call Centre

1-800-665-2582

Find Your Branch

Branch Locator

Legal

®

Registered trademarks of The Bank of Nova Scotia.

®*

Registered trademark of SCENE IP LP, used under license.

American Express is a registered trademark of American Express. This credit card program is issued and administered by the Bank of Nova Scotia under license from American Express.

™

Trademark of Scene IP LP, used under license

*

Visa Int. / Licensed User

♢

Registered trademark of Cineplex Entertainment LP, used under license.

Swiss Chalet^®, Harvey's^®, Montana's^®, East Side Mario's^®, Kelseys^®, Bier Markt^®, Fionn MacCool's^®, D'Arcy McGee's^®, Paddy Flaherty's^® and Tir nan Og^® are registered trademarks of Recipe Unlimited Corporation, used under license.

**

The Scotia Rewards Program is provided by The Bank of Nova Scotia. The SCENE Program is provided by Scene Limited Partnership.

1

Example: if you have a balance of 100 SCENE or Scotia Rewards points, you will have 100 Scene+ points added to your Scene+ membership.

2

Beginning Nov. 22, 2021, customers with a valid email address on record will be emailed a digital membership card; customers without a valid email will be mailed a membership card to the mailing address on file.

3

Points are earned only on purchases. Points are not earned on cash advances (including balance transfers, cash-like transactions and Scotia Credit Card Cheques) returns, refunds or other similar credits.

4

Maximum points that can be earned per transaction is 300. Maximum daily points that can be earned is 600.

For Quebec residents only: If you keep your bank account(s) open after December 22, 2021, we’ll consider that you’ve accepted the program changes. If you don’t want to accept these changes, you may close your bank account without additional cost or penalty, within 30 days of the effective date of the change (by December 22, 2021). You’ll have 60 days from the date of bank account closure to redeem the points you’ve earned before closing your account.

Changes to the SCENE®* and Scotia Rewards** programs

Introducing Scene+

Travel

Shopping

Dining

Entertainment

Credit

Learn more

Your Scene+ Membership

Please note

Earn Scene+ points faster

Scotiabank Scene+ Banking Packages

Scotiabank Scene+ Credit Cards

Switching Bank Accounts is Easy!

Launch the Scotiabank mobile banking app or login to Scotia OnLine

Select the bank account you would like to change and select “Manage”

Scroll down and select “Change account type”

Choose either a Preferred or Ultimate Package to earn rewards

Summary of Changes

Summary of Bank Account Changes

Summary of Credit Card Changes

Key Changes to the Scotia Rewards Program

Key Changes to the SCENE Program

FAQs

GENERAL

SCENE MEMBERSHIPS & POINTS

BANK ACCOUNT CHANGES

CREDIT CARD CHANGES

EARN AND REDEEM

TERMS & CONDITIONS AND YOUR PRIVACY

Your Privacy is Very Important to Us

Terms & Conditions

Still have questions?

**Changes to the SCENE^®* and Scotia Rewards^ programs