Get the Scotiabank Gold American Express® Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Offer details

To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by July 4, 2022.

To qualify for the 45,000 bonus Scene+ points offer:

  1. Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening.
  2. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.

Once you qualify, we’ll credit your account in 2 instalments:

  1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.
  2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions1 below for full details.

Scotia Credit Card Protection (optional)

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%16 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness17, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Get a supplementary Card

Earn More Travel Rewards 

You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

Comprehensive Travel and Shopping Protection 

Your Supplementary Cardholders will also enjoy the benefits of comprehensive Travel and Shopping coverage included with your Scotiabank Gold American Express Card Account

Badge: Winner of the 2021 Rewards Canada Top Travel Points Credit Card (annual fees)

Winner of the 2021 Rewards Canada Top Travel Points Credit Card (annual fees)

Badge: Winner of the 2021 CreditcardGenius Best Flexible Credit Card.

Winner of the 2021 creditcardGenius Best Flexible Credit Card

Badge: Winner of the 2020 MoneySense Best travel credit card for everyday use.

Winner of the 2020 MoneySense Best Travel Card for everyday use

Scotiabank Gold American Express® Card

Earn 5X Scene+TM points on every $1 CAD you spend on eligible grocery, dining and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Displayed card designs will not be available until Fall 2022. Actual cards will vary.

Special Offer

Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel).1

Scotiabank Gold American Express credit card
Scotiabank Gold American Express® Card
Apply now

Fees, rates & other information

Annual fee7 $120/year
Interest rates7 19.99% on purchases
22.99% on cash advances
Minimum credit limit7 $5,000
Each supplementary Card7 $29/year

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.8


Your award-winning card

  • Winner of the 2022 Rewards Canada Top Travel Points Credit Card (annual fees)

  • Winner of the 2022 creditcardGenius Best Foreign Exchange Credit Card±

  • Winner of the 2022 MoneySense Best Reward Card for everyday spending

  • Winner of the 2021 MoneySense Best Rewards Cards (everyday use)

What's included with your Card

Pay no foreign transaction fees

Check out how your card saves you 2.5% on all your foreign currency purchases.8

Save 2.5% on all your foreign currency purchases.8

Watch the video to see how it works.

Watch video

Get the Scotiabank Gold American Express® Card

sceneplus icon

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

Not sure if this is the right credit card for you?