Deposit Account Rate Summary

Retail Banking

MomentumPLUS Savings Account

Money Master Savings Account

Savings Accounts for your Investment Plan

Savings Accelerator Account - non-registered plan

Savings Accelerator Tax-Free Savings Account

Savings Accelerator Account - registered (non-TFSA)

Foreign Currency Savings Accounts

Scotia U.S. Dollar Daily Interest Account

Scotia Euro Daily Interest Savings Account

No Longer For Sale

Momentum Savings AccountTM

Scotia Power Savings AccountTM

Gain Plan Investment Savings

Powerchequing Account and Scotia Value Account

Scotia Value Account

Daily Interest Savings

Scotia Blue Chip Savings Account*

Scotia One Service

Chequing account rates

Ultimate Package

Annual Interest Rate
0%

Preferred Package

Annual Interest Rate
0%

Basic Plus Bank Account 

Annual Interest Rate
0%

Basic Bank Account

Annual Interest Rate
0%

Student Banking Advantage® Plan

Annual Interest Rate
0%

Getting There Savings Program for Youth

Business Banking

Money Master® for business - No longer available. Information provided for existing account holders.

Scotia Power Savings for business - No longer available. Information provided for existing account holders.

Dual Rate Investment Account

Currency

CAD

Minimum balance
                                                                 

50,000

Maximum account balance

20,000,000*

Monthly Fee

$10.95

No monthly fee with a balance of $8,000 or more

Stable Balance*

Interest Rates4 (effective July 30, 2022)

$1,000,000 - $20,000,000

3.00%

$50,000 - $999,999

2.90%

Fluctuating Balance4

1.85%

Right Size Savings for business  - Interest is paid on the portion of credit balance within each tier.

Business Interest Account - No longer available. Information provided for existing account holders

AgriInvest Account

Annual Interest Rate
0.85%

Business Investment Account

  Interest Rate
  $ CDN Account
$ USD Account
$25,000,000 - $50,000,000 2.50% 2.350%
$7,500,000 - $24,999,999 2.50% 2.350%
$2,000,000 - $7,499,999 2.50% 2.350%
$25,000 - $1,999,999 2.20% 2.300%
Under $25,000 0.000% 0.000%

Retail Terms and Conditions

Business Terms and Conditions