Scotia OneTM
Chequing Account

Our most popular chequing account, with unlimited transactions2 and your choice of entertainment or travel rewards.

Top Features:

  • Unlimited transactions2
  • 2 Free Interac e-Transfers per month3
  • Earn rewards on debit transactions4

Special Offer

Get 10,000 SCENE or Scotia Rewards points1 when you open a Scotia One chequing account.

Get started with your new account today!

$0* or $13.95/mth

*Monthly account fee is waived by maintaining a minimum daily closing balance of $4,000 for the entire month.

Get rewarded

Earn points on every purchase with your choice of rewards program4.

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.

What you can access with every account

Online and mobile banking
Free TransUnion®† CreditView®†
Earn rewards on your everyday purchases4
Apple Pay, Google Pay, and Samsung Pay

Less Fees, More Happy

We’ll waive the monthly account fee if you maintain a minimum daily closing balance of $4,000 in your Scotia One chequing account for the entire month.

Banking with Scotia just makes sense

Get your fees waived
Overdraft protection
Details, Overdraft protection
Convenient branch & ABM locations
Locations, Convenient branch & ABM locations
Personalized financial advice

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia


New to Canada?

If you’re a newcomer to Canada, you’ll pay no monthly account fees on a Scotia One™ chequing account for one year5. A value of $167.

Scotiabank StartRight®  Program


Student Banking Advantage Plan

A student banking solution with unlimited debit transactions2.

View Student Banking Advantage

Want to see more?


Basic Banking Plan

A basic account that offers rewards and more.

Basic Banking Plan details


Basic Banking Account

A basic banking option to meet minimal needs.

Basic Banking Account details