Preferred Package

Our most popular banking package for your everyday banking needs.

Special offer tag
Plus, earn up to $400 with a Preferred Package and an investment plan.2 See offer details.
Get the Preferred Package

Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from unlimited transactions included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Package features


Account benefits

Grow your money

More perks

  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada13

  • First year annual fee waiver (up to $150) on select credit cards12

  • Scene+TM Program10

Monthly fees

$0* or $16.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

Get Rewarded with Scene+

Earn points on everyday purchases with the Scene+TM program

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  • 1 Scene+ point for every $5 spent on everyday purchases.10
  • 1 Scene+ point for every $1 spent at Cineplex.
Scene logo


  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.

What you can access with every Scotia account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Here are some answers to our most popular questions

Scotia is the bank for everyone

Easy switch

We made switching banks easy, just for you.

Banking for seniors

Seniors aged 60+ will receive an automatic monthly account fee discount of $4.00.

New to Canada?

Get up to $1,800* in value, including no monthly account fees on the Preferred Package in the first year.21

Need help selecting your account?

Tools and calculators

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Managing your money just got smarter

Scotia Smart Money by Advice+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.

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Learn where you are spending and saving

A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.

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Pay yourself first

With Pre-Authorized Contributions see how easy it is to reach your savings goals through regular and automatic savings.

Let's get started!

Apply online or in person

In person

Talk to a Scotiabank advisor.