Help me choose: Basic Plus Bank Account

Main features and perks

  • 25 free debit transactions3 per month
  • Free Interac e-Transfer transactions
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Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from up to 25 debit transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

More product benefits



NEW! Ultimate Package Rates on select foreign exchange transactions23

Send money globally for $1.99 with Scotia International Money Transfer±.

Move money

Package Fees

$0* or $11.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

More perks

  • Mobile cheque deposit 
  • Access to mobile and online banking 
  • Free credit score†† 
  • Seniors aged 60+ will receive an automatic monthly account fee discount of $4.00

You may also like this option

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Ultimate Package

  • Earn an additional 0.10% interest on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3, Interac e-Transfer transactions, and Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $150 annual fee waiver each year on select credit cards5
  • Earn points on everyday purchases with the Scene+TM program10
  • 8 more premium perks
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Basic Bank Account

  • 12 free transactions3 & free Interac e-Transfer transactions per month

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