Existing Homeowners

Your Nearest Branch:

Find your Nearest Branch



At a branch

Book an appointment

Getting the most from the home you own

Whether you want to move into a bigger home, reduce or refinance your mortgage or use your home equity to borrow and save, you'll find a range of articles, advice, tips and tools that can help make it happen. When you're ready, contact a Scotiabank advisor.

Suggested Tools

Videos for Homeowners

Articles for Homeowners

Mortgage Options

  • STEP

    • You want more control over your borrowing by leveraging your home equity

    • You want to take advantage of various mortgage product options

    Learn More
  • Switch to Scotiabank

    • You want a hassle-free way to transfer your mortgage to Scotiabank

    Learn More
  • Scotia Flex Value – Closed Term

    • Low rate and low payment fluctuating with Scotiabank prime rate

    • Option to convert to a fixed rate mortgage with no prepayment charges

    Learn More