Mortgage Program for Temporary Residents
This program may be impacted by the Prohibition on the Purchase of Residential Property by Non-Canadians Act.
Right for you if:
- You want to buy a home while staying in Canada†
- You want as many mortgage options as possible
Fixed or Variable rates
Choose from fixed rate terms as low as 6 months and as long as 10 years, and Scotia Flex Value® closed mortgage.
Conventional and insured financing available.‡
Choose from weekly, biweekly, semi-monthly, and monthly payment options.
Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.
Visit StartRight Program for Newcomers for complete details on all of the program's services and products offered to temporary non-residents.
We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you4.
Variable Rate Mortgages
Determine your payment options, amortization and more, all with one calculator.
What Can I Afford?
Find out how much, so you can arrange your mortgage and shop for a home with confidence.
Learn how to save by using the equity in your home to borrow at lower interest rates.
Plan today for a secure tomorrow
Maintain the home and lifestyle you’ve worked hard to build.
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.