Scotiabank StartRight® Mortgage Program for Temporary Residents

Right for you if:

  • You want to buy a home while staying in Canada

  • You want as many mortgage options as possible

  • Overview

  • Fixed or Variable rates
    Choose from fixed rate terms as low as 6 months and as long as 10 years, and Scotia Flex Value® closed mortgage.

  • Conventional and insured financing available.‡

  • PLUS:

  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.

  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

  • Visit StartRight Program for Newcomers for complete details on all of the program's services and products offered to temporary non-residents.

    Mortgage Rates

    We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you4.

    Variable Rate Mortgages

    Mortgage tools

    Tools

    It's easy to achieve your goals.

    Mortgage-Free Faster Calculator

    Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

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    What Can I Afford?

    Find out how much, so you can arrange your mortgage and shop for a home with confidence.

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    Mortgage Payment Calculator

    Determine your payment options, amortization and more, all with one calculator.

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    STEP Calculator

    Learn how to save by using the equity in your home to borrow at lower interest rates.

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    Mortgage Selector

    Opening the door to homeownership.

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    Mortgage Comparison Calculator

    Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

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    Ready to apply

    Online

    Get Pre-Approved

    Apply Today
    In Person

    See a Home Financing Advisor

    Find a Home Financing Advisor
    In Branch

    Make an appointment at your local branch

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    Phone

    Mon-Fri (9am-8pm)

    1(877) 303-8879