Before you embark on a vacation, business trip, or day's adventure across the border, be sure you are prepared with the proper documentation.
Coverage for Travelling Canadians
Designed for Canadians Travelling out-of-province or outside Canada.
Find the right travel coverage that fits your needs.
Travel insurance for every kind of trip, from getaways to once-in-a-lifetime adventures
- Single trip
- Multi-trip
- Travelling within Canada
- Top-up your travel insurance
Single trip |
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Coverage overview |
This plan is ideal when you are only taking one trip within a 12-month period. With three Single Trip plans available, you can pick the one that’s right for you. |
Emergency Medical Plan1 |
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Trip Cancellation/Interruption Plan3 |
Provides you reimbursement for your prepaid non-refundable and non-transferable travel arrangements in the event you must cancel your trip or your trip is interrupted due to a covered event6. |
All Inclusive Plan1 |
You’ll have all the benefits of Emergency Medical Insurance, Trip Cancellation/Interruption Insurance, plus: Baggage Loss, Damage and Delay Insurance1 You may be reimbursed up to $1,000 CDN per trip if loss or damage to your baggage occurs due to a covered event6. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $500 CDN for necessary toiletries and clothing. Flight and Travel Accident Insurance1 This benefit provides a lump sum payment in cases of accidental bodily injury or death while travelling as a commercial passenger on a plane, while making a flight connection or while you are at the airport awaiting a flight. A lump sum payment is also payable in cases of accidental bodily injury or death as a result of an accident that may happen during your trip. |
Multi-trip |
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Coverage overview |
What’s the average length of your trips? You can get coverage for up to 4, 10, 18, 30 or 60 days. Plus, you can top up4 your emergency medical coverage and purchase additional days if your trip is longer than planned. With two Multi Trip plans available, you can pick the one that’s right for you. |
Emergency Medical Plan1 |
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All Inclusive Plan1 |
You’ll have all the benefits of Emergency Medical Insurance, plus: Baggage Loss, Damage and Delay Insurance1 You may be reimbursed up to $3,000 CDN per trip for loss or damage to your baggage due to a covered event6. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $1,500 per certificate CDN for necessary toiletries and clothing. Flight and Travel Accident Insurance1 This benefit provides a lump sum payment in cases of accidental bodily injury or death while travelling as a commercial passenger on a plane, while making a flight connection or while you are at the airport awaiting a flight. A lump sum payment is also payable in cases of accidental bodily injury or death as a result of an accident that may happen during your trip. |
Travelling within Canada |
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Coverage overview |
If you are travelling outside your province or territory of residence but within Canada, you still need travel insurance. Our Canadian Travel Emergency Medical Single Trip Plan gives you all the coverage of our regular Emergency Medical Single Trip Plan at a 50% savings. Every province has its own Government Health Insurance Plan (GHIP)2 which can have different maximum amounts payable for different medical services. So, if you need emergency medical attention while travelling out-of-province, you will personally have to pay any difference between what your province's GHIP covers and what the destination province charges. Please refer to the Government of Canada website for their recommendation on this matter: https://travel.gc.ca/travelling/documents/travel-insurance |
Top-up your travel insurance |
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Coverage overview |
Let’s say you’re insured for a 10-day trip but you’re actually staying for 12 days. You can top up your emergency medical insurance by purchasing two extra days of coverage. Then you’ll have coverage for your whole trip5. Topping up your emergency medical insurance1 is ideal when:
Please ensure your current plan allows top ups. Plus, Emergency Medical Top-Up coverage is available for individuals, couples and families1.
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Helpful resources and tools
Once you have chosen your destination, the next question is "what should I pack?"
While travelling, your baggage contains everything you need. Naturally, if your bag is missing, stolen or damaged, it can cause you serious distress.
Frequently asked questions
Ready to apply
Coverage for Travelling Canadians
Get a quote online with the convenient application process.
Phone
Call us toll-free
1-877-421-0157
Mon-Fri (8:00am-8:00pm EST)
For claims - phone
Call toll free
1-877-372-2989
Mon-Fri (8:00am-8:00pm EST)
Please note: If the claim is a result of an act of terrorism, this benefit may be limited. Other exclusions, limitations and conditions apply. See the certicate for details.
To learn more about Manulife, visit www.manulife.ca or call 1-888-220-5212.