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    1. Bank Accounts
    2. Chequing accounts
    3. Basic Plus Bank Account

    Basic Plus Bank Account

    A basic account with value-added features.

    Open an account Is this chequing account right for you?

    Your account

    at a glance

    Monthly account fee
    $11.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee by holding $3,000 or more in this account every day for the entire month

    Senior’s pricing
    $7.95 /month

    Account

    benefits

    25 free debit transactions1 per month

    Send money globally for $1.99 with Scotia International Money Transfer2

     Free Interac e-Transfer† transactions

    Eligible for overdraft protection3

    Fuel up and

    save at Shell

    Available now in Alberta, and rolling out nationally on May 26, 2026, eligible Scotiabank clients can earn and save on fuel purchases at Shell.

    Get started

    • Open an account

      This will take about 15 minutes.

      Apply now

    • Speak to an advisor

      Let’s meet at any of our over 900 branches.

      Book an appointment

    Not sure if this is right for you?

    This account might not be right if you:

    • Are interested in only opening a savings account that earns interest

    Note: For alternate solutions to help you with everyday banking, ask us or visit www.scotiabank.com.

     

    Discover better options:

    Help me choose

    Smart Money budgeting tool

    Explore other

    chequing accounts

    Ultimate Package

    Explore this account

    Preferred Package

    Explore this account

    Basic Plus Bank Account

    Explore this account

    Get to know your account

    Scotiabank - DAY-TO-DAY BANKING - COMPANION BOOKLET

    933 KB : application/pdf

    Eligible for CDIC Insurance

    Open an account

    Legal 1

    Symbol (optional)
    Legal Text

    Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the chequing account package. For accounts that do not provide unlimited debit transactions, a charge for additional debit transactions may apply if you perform an Interac e-Transfer transaction over and above the number of debit transactions allowed in the account.

    Legal 2

    Symbol (optional)
    Legal Text

    Foreign currency exchange rates apply. For Ultimate Package customers and customers onboarded as a part of the Scotiabank StartRight® Program, we do not charge a service fee for the transfer, however, foreign currency exchange rates apply. A transfer needs to be made from an eligible Scotiabank Chequing or Savings account. Subject to daily limits and additional terms and conditions as set out in the Scotiabank International Money Transfer Agreement found at www.scotiabank.com/ca/en/personal/ways-to-bank/scotiabank-international-money-transfer-agreement.html.

    Legal 3

    Symbol (optional)
    Legal Text

    Subject to approval. A customer must apply for an Overdraft Protection Plan to determine if they qualify.

    Legal †

    Symbol (optional)
    †
    Legal Text

    Interac e-Transfer is a registered trademark of Interac Corp. Used under license

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