New to Canada
Canada is a country of immigrants. New people and cultures energize and enrich us and we want to help you become settled financially.
Taking care of your day-to-day requirements, such as getting the documents you need, upgrading your language skills, finding a job, or opening bank accounts, is essential. We’re here to help you to be financially ready for the future.
Tips for you
Learn firsthand advice from a new Canadian and Scotiabank advisor on how to start on the best financial path in your new country.
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Advice from a financial advisor and new Canadian citizen.
From how to build good credit to how to avoid common financial mistakes, we have you covered.
Start banking in Canada
With the Scotiabank StartRight® program for newcomers, you can bank without monthly account fees1 and apply for a credit card without a credit history.2
Open a Scotiabank International Account online before you arrive
With the Scotiabank Startright® Program1, you can apply for an International Account and transfer up to $50,000 CAD before moving to Canada.3
Get personalized support at the branch and in the language that’s most comfortable to you
Scotiabank is Canada’s international bank with close to 24 million customers and over 2,700 branches around the world. You can access over 900 Scotiabank branches and 3,600 ABMs across Canada, and we are happy to introduce you to an advisor who speaks your language.
Send money abroad as easily as you would send it within Canada
New to Canada customers can send money globally for free with the simple, secure, and low-fee Scotia International Money Transfer±. You can complete your transfer in a few easy steps using the Scotiabank mobile app or through online banking. The recipient receives the funds directly in their bank account within 1-3 business days.
How this Offer Works: During the first 12months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions. This Offer is non-transferable and cannot be combined with any other offers. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice.