Scotia Line of Credit Critical Illness Coverage

To protect you and your family in the event that you are diagnosed with a covered critical illness and unable to work, we offer Critical Illness coverage for your Scotia Line of Credit account. Critical Illness coverage can pay off the outstanding balance on your Scotia Line of Credit account in one lump sum payment should you be diagnosed with a covered critical illness. The maximum coverage is $150,000 per account or up to $300,000 for all Scotia Line of Credit accounts combined.

Whether you can work or not, Critical Illness coverage can pay off the balance on your Scotia Line of Credit account if you are diagnosed with any of the conditions listed below. This living benefit can help with money worries and maintaining your credit rating so that you can focus on getting better instead.

Critical Illness covers the following conditions:

• Heart attack
• Stroke
• Cancer

The cost of Critical Illness coverage is determined by your age, the daily outstanding balance on your account during the billing period, and whether you choose single, joint or multiple coverage. And for your convenience, your Critical Illness coverage premiums are billed directly to your Scotia Line of Credit account.

For rates and more information about Critical Illness coverage, please refer to our list of frequently asked questions. Or, call us at 1-855-753-4272, Monday to Friday 8:00 a.m. to 8:00 p.m. (ET) and one of our Customer Service Representatives will be pleased to assist you.