Scotiabank®* Travel Banking Bundle Offer Terms and Conditions



You could get up to 40,000 Scotia Rewards®* points and the annual fee on an eligible Scotiabank®* credit card account waived for the first year by opening all of the following Scotiabank®* accounts: a new Scotia Rewards eligible Day-to-Day Banking Account (a “Day-to-Day Account”) with a Passport ScotiaCard®*, a new eligible Scotiabank®* American Express® Credit Card account and a new Scotiabank®* MomentumPLUS Savings Account (a “MPSA”) (each of the foregoing, an “eligible account”) and meeting all of these Terms and Conditions. Individuals who are holders of all eligible accounts that complies with these Terms and Conditions have completed the “Travel Bundle Offer”.



General Terms



  1. This “Travel Bundle Offer” includes the Day-to-Day Offer, the MPSA Offer, the Scotiabank American Express® Credit Card Offer, and the Travel Bundle Bonus Point Offer (each, an “Offer”), all as described in further detail below.
  2. This Travel Bundle Offer is available starting December 1st, 2017 and will end February 28th, 2018 (the “Offer Period”).
  3. You must be a Canadian resident to be eligible for any Offer.
  4. Limit of one Travel Bundle Offer per customer.
  5. This Travel Bundle Offer (or any of the Offers) may not be combined with any other offers.
  6. The application of the rebate to a joint Eligible Account may allow the other joint accountholder to become aware that you have other products with Scotiabank. By applying for, or accepting an offer, you consent to the offer being applied to the joint Eligible Account. Speak to your Scotiabank representative for more details.
  7. For joint accounts, only the primary borrower/accountholder will be awarded the additional Scotia Rewards®* points that are part of the Travel Bundle Offer.
  8. To receive a bonus under any Offer, all eligibile accounts must be open and in good standing at the time the Offer is awarded.
  9. An eligible Scotiabank®* American Express® credit card account includes; a Scotiabank®* Gold American Express® credit card, a Scotiabank®* American Express® Platinum credit card or a Scotiabank®* American Express® credit card. For joint eligible American Express® credit card accounts, a maximum of 1 bonus for each Offer will be applied to that eligible account.
  10. Travel Bundle Offer applies to personal accounts only (excludes small business, corporate or commercial accounts).
  11. All rates and fees are subject to change.
  12. Scotiabankmay change, withdraw or cancel this Travel Bundle Offer (or any of the Offers) at any time without notice. Please visit www.scotiabank.com/travelbundle for the most up-to-date terms and conditions.


5,000 Scotia Rewards®* Points – Day-to-Day Account Offer (the “Day-to-Day Offer”)



  1. Get 5,000 Scotia Rewards®* Points when you:

    1. Open a new eligible Day-to-Day Account with a Passport ScotiaCard within the Offer Period ; and
    2. within 60 days of opening your eligible Day-to-Day Account , you set up on your eligible Day-to-Day Account:
      1. 1 pre-authorized payroll deposit; or
      2. 2 pre-authorized transactions (PATs) of at least $25 each,
      where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit; and

  2. All pre-authorized transactions must occur within the same month and must be set up to clear the eligible Day-to-Day Account at least once per month.
  3. 5,000 Scotia Rewards points are issued within 3 statement cycles of your payroll or PAT clearing your Day-to-Day Account. Only one Offer is available per customer on single or joint accounts and only when your account has qualified. For joint accounts, if at the time of awarding the offer each customer has a Passport ScotiaCard, points will be split equally.
  4. This Day-to-Day Offer does not apply to existing Scotiabank account holders.
  5. This Day-to-Day Offer cannot be duplicated or combined with any other offer that is not included in the Travel Bundle Offer.


1,000 Scotia Reward®* Points-MomentumPLUS Savings Account Offer (the “MPSA Offer”)



  1. Receive 1,000 Scotia Rewards®* points when you:

    1. Open a new MPSA and become the holder of all three eligible accounts within the Offer Period; and
    2. have a minimum balance of $5,000 on your new MPSA at the end of day, February 28th, 2018.

  2. Individuals who were holders of a Scotia Momentum Savings Account or a MPSA prior to the start of the Offer Period are ineligible for this MPSA Offer.
  3. The 1,000 bonus will be awarded to your Scotia Rewards®* account within 3 statement cycles after February 28th, 2018.


Up to 30,000 Scotia Rewards®* Points Offer and Credit Card Annual Fee Waived for the first year (the “Scotiabank®* American Express® credit card” Offer) on eligible Scotiabank®* American Express® credit cards



  1. All Scotiabank American Expres credit card Offers may be changed or extended and cannot be combined with any other.
  2. All rates and fees are effective as of December 1st, 2017 and are subject to change.
  3. Offer applies to new eligilble Scotiabank American Express credit card accounts only (each an “Account”) opened by February 28, 2018.
  4. Applicable terms and conditions of this Scotiabank®* American Express® credit card Offer are based on the following eligible credit card type and are as follows:
    1. Scotiabank®* Gold American Express® credit card:
      1. To be eligible for the 30,000 bonus points, at least $1000 in net purchases (purchases less returns or similar credits) must be posted to the new Account in the first 3 months from the Account open date. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing.
      2. We will waive the initial annual fee for the primary card and each additional supplementary card for the first year only. Any additional supplementary cards must be issued by February 28th, 2018, to qualify for the fee waiver offer. The preferred annual fee is $99 for the primary card and $29 for each additional supplementary card. The annual interest rates for the Account d are: 19.99% for purchases; and 22.99% for cash advances, balance transfers and Scotia Credit Card Cheques.
    2. Scotiabank®* American Express® Platinum credit card
      1. To be eligible for the 30,000 bonus points, a purchase must be posted to the new Account within 60 days of the Account open date. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase on the new Account provided the Account is open and in good standing.
    3. Scotiabank®* American Express® credit card
      1. To be eligible for the 5,000 bonus points, at least $500 in net purchases (purchases less returns or similar credits) must be posted to the Account in the first 3 months from the Account open date. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing.


4,000 Scotia Rewards®* Points-Travel Bundle Bonus Offer (the “Travel Bundle Bonus Offer”)



  1. You will receive the 4,000 Travel Bundle Bonus Offer if:

    1. you have all three eligible accounts and at least one of those eligible accounts was opened within the Offer Period; and
    2. within 60 days of opening your first eligible account within the Offer Period, you set up on your eligible Day-to-Day Account with a Passport ScotiaCard®*:
      1. 1 pre-authorized payroll deposit; or
      2. 2 pre-authorized transactions of at least $25 each,
      where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit; and

  2. All pre-authorized transactions must occur in the same month and must be set up to clear the bank account at least once per month.
  3. You are not eligible for this Travel Bundle Bonus Offer if, prior to the Offer Period, you were a holder of all three eligible accounts and/or already had a pre-authorized transaction set up on your bank account.
  4. The 4,000 Scotia Rewards®* Points will be credited to the eligible Scotia Rewards®* account within 3 statement cycles after all terms and conditions of the Travel Bundle Bonus Offer are complete and the first pre-authorized transaction has cleared the eligible bank account.


®* Registered trademark of The Bank of Nova Scotia

™ Trademark of the Bank of Nova Scotia

* Visa Int. / Licensed User.



® American Express is a registered trademark of American Express. This credit card program is issued and administered by The Bank of Nova Scotia under license from American Express.