Switch to Scotiabank Program†
Right for you if:
- You want a hassle-free way to transfer your mortgage to Scotiabank
- Switching is easy Once you provide us with your mortgage details, the Switch to Scotiabank Program takes care of the rest! We'll even cover your transfer or discharge fee!
- Own a home, not a mortgage Scotiabank provides tools that can help you become mortgage-free faster and easier.
- Streamline your financial products Simplify your finances first by switching your mortgage to Scotiabank, and then by easily moving your daily banking accounts with the Simple Switch Program
- Take advantage of the Scotia Total Equity® Plan Unique to Scotiabank, the Scotia Total Equity® Plan can help you achieve your goals by making your home work for you. Mix and match products for a total of 80% of your home's value without having to requalify.
- Mortgages: Borrow up to 80% of the value of your home and manage your interest rate risk by splitting your mortgage into 2 or 3 different types of mortgages and terms.
- Other Products: Borrow up to a total of 65% of the value of your home and choose lines of credit or other secured Scotiabank borrowing products†† that best suit your needs.
- Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.
We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you.
Mortgage-Free Faster Calculator
Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.Try This Tool
What Can I Afford?
Find out how much, so you can arrange your mortgage and shop for a home with confidence.Try This Tool
Mortgage Payment Calculator
Determine your payment options, amortization and more, all with one calculator.Try This Tool
Learn how to save by using the equity in your home to borrow at lower interest rates.Try This Tool
Opening the door to homeownership.Try This Tool
Mortgage Comparison Calculator
Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.Try This Tool
We are pleased to announce our new time-limited Mortgage Switch Offer*:
Customers who switch their mortgage to Scotiabank will receive 24,000 SCENE points deposited directly to their SCENE membership account. Non-SCENE members will be mailed 24 general admission movie passes.
- Minimum mortgage balance of $100,000
- Available for customers who apply starting October 1, 2015 and up to and including February 29, 2016
- Limited one offer (24,000** SCENE points or 24 general admission movie passes) per property address
- Offer is valid for closed mortgages with a three year term or greater
For more information, please contact a Home Financing Advisor near you.
Ready to apply
1(877) 303-8879Mon-Fri (9am-8pm) 1(877) 303-8879Mon-Fri (9am-8pm)
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- All mortgages are subject to applicable credit approval, Scotiabank residential mortgage standards and maximum permitted loan amounts.
- † Some conditions may apply. Offer only available on transfer of existing mortgages from another lender or financial institution to The Bank of Nova Scotia. Prepayment charges with your existing lender may be applicable if the mortgage has not reached the maturity date. This program can be changed or withdrawn at any time without notice and may not be combined with any other discounts, offers or promotions.
- * This offer is available for up to one Scotiabank Mortgage per property address. To be eligible for the 24 general admission movie passes or 24,000 SCENE points offer, you must apply for a mortgage with Scotiabank between October 1, 2015 and up to and including February 29, 2016 and fully advance your mortgage with Scotiabank within 120 calendar days of the mortgage application date. Offer only available on transfers of existing mortgages from another lender or financial institution to The Bank of Nova Scotia. A minimum mortgage amount of $100,000 is required. This offer is valid for closed mortgages with a three year term or greater. Movie passes/points will be provided within 90 days after the Scotiabank mortgage has fully advanced. This offer cannot be combined with any other mortgage promotions or offers. This offer may be changed or withdrawn at any time without notice and may not be combined with any other discounts, offers or promotions.
- ** SCENE members can redeem 1,000 points for a free General Admission movie ticket. Or 1 movie pass is worth a free general admission movie. Some conditions and limitations apply. If you qualify for this offer you will receive 24,000 SCENE points or 24 movie passes. SCENE points will be deposited into your eligible SCENE membership account. For joint mortgages, the points will be deposited to the membership account of the borrower who is a SCENE member. Where more than one borrower is a SCENE member, the points will be deposited to the membership account owned by the primary borrower on the mortgage. If the borrowers eligible for the offer are not SCENE members, movie passes will be mailed to the property address in which the mortgage is registered.