Switch to Scotiabank Program†
Right for you if:
- You want a hassle-free way to transfer your mortgage to Scotiabank
- Switching is easy Once you provide us with your mortgage details, the Switch to Scotiabank Program takes care of the rest! We'll even cover your transfer or discharge fee!
- Own a home, not a mortgage Scotiabank provides tools that can help you become mortgage-free faster and easier.
- Streamline your financial products Simplify your finances first by switching your mortgage to Scotiabank, and then by easily moving your daily banking accounts with the Simple Switch Program
- Take advantage of the Scotia Total Equity® Plan Unique to Scotiabank, the Scotia Total Equity® Plan can help you achieve your goals by making your home work for you. Mix and match products for a total of 80% of your home's value without having to requalify.
- Mortgages: Borrow up to 80% of the value of your home and manage your interest rate risk by splitting your mortgage into 2 or 3 different types of mortgages and terms.
- Other Products: Borrow up to a total of 65% of the value of your home and choose lines of credit or other secured Scotiabank borrowing products†† that best suit your needs.
We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you.
Mortgage-Free Faster Calculator
Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.Try This Tool
What Can I Afford?
Find out how much, so you can arrange your mortgage and shop for a home with confidence.Try This Tool
Mortgage Payment Calculator
Determine your payment options, amortization and more, all with one calculator.Try This Tool
Learn how to save by using the equity in your home to borrow at lower interest rates.Try This Tool
Opening the door to homeownership.Try This Tool
Mortgage Comparison Calculator
Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.Try This Tool
Ready to apply
- Phone1(888)990-9923Mon-Fri (9am-8pm) 1(888)990-9923Mon-Fri (9am-8pm)
- OnlineGet Pre-Approved Apply Today
- All mortgages are subject to applicable credit approval, Scotiabank residential mortgage standards and maximum permitted loan amounts.
- † Some conditions may apply. Offer only available on transfer of existing mortgages from another lender or financial institution to The Bank of Nova Scotia. Prepayment charges with your existing lender may be applicable if the mortgage has not reached the maturity date. This program can be changed or withdrawn at any time without notice and may not be combined with any other discounts, offers or promotions.