Switch to Scotiabank Program

Right for you if:

  • You want a hassle-free way to transfer your mortgage to Scotiabank
  • Switching is easy Once you provide us with your mortgage details, the Switch to Scotiabank Program takes care of the rest! We'll even cover your transfer or discharge fee!
  • Own a home, not a mortgage Scotiabank provides tools that can help you become mortgage-free faster and easier.
  • Streamline your financial products Simplify your finances first by switching your mortgage to Scotiabank, and then by easily moving your daily banking accounts with the Simple Switch Program
  • Take advantage of the Scotia Total Equity® Plan Unique to Scotiabank, the Scotia Total Equity® Plan can help you achieve your goals by making your home work for you. Mix and match products for a total of 80% of your home's value without having to requalify.
    • Mortgages: Borrow up to 80% of the value of your home and manage your interest rate risk by splitting your mortgage into 2 or 3 different types of mortgages and terms.
    • Other Products: Borrow up to a total of 65% of the value of your home and choose lines of credit or other secured Scotiabank borrowing products†† that best suit your needs.
  • Special Offers

    We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you.

Tools It's easy to achieve your goals.

Mortgage-Free Faster Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

Try This Tool

What Can I Afford?

Find out how much, so you can arrange your mortgage and shop for a home with confidence.

Try This Tool

Mortgage Payment Calculator

Determine your payment options, amortization and more, all with one calculator.

Try This Tool

Customize Your Mortgage

Take control of your mortgage. Whether you're purchasing a new home, or you have an existing mortgage, learn how to Pay Off Your Mortgage Faster.

Try This Tool

STEP Calculator

Learn how to save by using the equity in your home to borrow at lower interest rates.

Try This Tool

Mortgage Selector

Opening the door to homeownership.

Try This Tool

Mortgage Comparison Calculator

Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

Try This Tool

Ready to apply

Mortgage Rates Information