The Scotia Mortgage+ Program

Talk to a Scotiabank Home Financing Advisor and unlock preferred rates with the Scotia Mortgage+ Program.1

What is the Scotia Mortgage+ Program?

The Scotia Mortgage+ Program is a customizable banking bundle that gives you access to a preferred mortgage rate.1 
The banking bundle includes the Scotia Total Equity® Plan (STEP) Mortgage2 and an eligible everyday banking account, plus your choice of another eligible banking product such as investments, insurance, credit cards and more. 

Who is eligible?

The Mortgage+ Program is available to all existing and new clients, whether you are buying a home with a new STEP mortgage, moving a mortgage from another bank, or refinancing your Scotiabank STEP mortgage.

Why choose the Scotia Mortgage+ Program?

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Preferred mortgage rates

You can unlock access to preferred mortgage rates.

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Special offers 

You’re still eligible for special offers on a wide array of banking products.

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Simplified banking 

You can bank with ease and convenience when you have all your banking in one place.

Talk a Scotiabank Home Financing Advisor to learn more about the Scotia Mortgage+ Program.

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1
Available on Scotia Total Equity® Plan (STEP) mortgages (including refinanced STEP mortgages) only with pre-authorized mortgage payments set up from an eligible Scotiabank bank account plus customer must have or open one other eligible Scotia product. Not eligible for mortgage renewals, restructures, or pre-approvals. Additional conditions and exclusions apply. Contact a Scotiabank Home Financing Advisor to learn more. This Program may be changed, withdrawn, suspended, or extended at any time without notice.
2
All mortgages are subject to meeting Scotiabank’s standard credit criteria, residential mortgage standards and maximum permitted loan amounts.