Sign InGetting There Savings Account
Choose the rewards program that best suits you
Earn and redeem
Scotia Rewards travel points
Introducing the Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Sign up today and get up to 5,000 Scotia Rewards points1
Earn SCENE points for
movies, meals and more
Entertainment Rewards
The fastest way to earn SCENE points
Scotiabank SCENE rewards let you enjoy free movies, meals and more2
Existing customer? Open your account
Access to cash
at any of 55,000 ABMs
ScotiaCard
Your access to
banking
Instant access to Scotiabank's full range of convenient money management services.
Existing customer? Open your account
Monthly Fee
Free
Self-serve and teller transactions
Unlimited
3 easy steps
100% safe & secure
Top reasons to choose this account
Perfect if you’re 18 years old or younger
No monthly fee3
2 Free Interac e-Transfers per month4
Unlimited self-serve and teller transactions
Account Details
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
| Core Account Features & Fees | |
|---|---|
| Monthly Fee | $0.00 mo |
| Number of debit transactions | Unlimited |
| Charge for additional debit transactions | No charge |
| Minimum daily balance to waive fee |
N/A |
| Account Extras | |
|---|---|
| Interac e-Transfers |
2 Free Interac e-Transfers per month4 |
| Cheques |
Personalized cheques can be purchased |
| Record Keeping Charges may apply for additional record-keeping services |
|
|---|---|
| Paperless | Free |
| Paper Statement | Free |
| Paper statement with cheque image return | Free |
| Interest Rate | |
|---|---|
| $500 and more: |
0.10% |
| $0 - $499.99: | 0.05% |
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Direct Deposit
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Interac4 e-Transfer
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Pre-Authorized Payments
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Free Add-Ons
Make saving easier with these convenient add-ons.
Bank The Rest® Savings Program
Bank The Rest® Savings Program
Pre-Authorized Contributions
Save automatically. It's the easiest way to save for the things that matter to you
Tools
Additional Information
Unlimited self-serve transactions include: Interac debit card purchases, ABM cash withdrawals, bill payments (Including pre-authorized debits), account transfers and cheques.
No monthly fee
Eligible for CDIC insurance5
Day to Day Companion Booklet
1227114 (08/18) | pdf : 522 KB
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Getting There Savings Account
5,000 Scotia Rewards points will be added to your Scotia Rewards Account when you open an Eligible Account (Scotia One Account, Basic Banking Account, Basic Banking Plan, Student Banking Advantage Plan, Getting There Savings Account for Youth) with a Passport ScotiaCard within the offer period and set up a payroll deposit or a total of 2 pre-authorized transactions (PATs). Payroll deposit or PATs must be set up and clear your account within 60 days of opening your Eligible Account. All pre-authorized transactions must occur within the same month. The Scotia Rewards points are issued within 3 statement cycles of your payroll or PAT clearing your Eligible Account. This offer does not apply to existing Scotiabank bank account holders. Only one offer is available per customer on single or joint accounts and only when your account has qualified. For joint accounts, if at the time of awarding the offer each customer has a Passport ScotiaCard, points will be split equally.
Conditions and limitations apply. When you open a new SCENE-eligible bank account and get a SCENE ScotiaCard® debit card, you will receive 5,000 SCENE points on your SCENE membership account after you have set up: a pre-authorized payroll deposit or 2 pre-authorized transactions for a minimum of $25 per transaction. Your automatic payroll or pre-authorized transactions must clear your account within 60 days of opening your account, and thereafter at least once per month for twelve (12) consecutive months in order to qualify. 5,000 SCENE points will be added to your SCENE membership account within 2-3 statement cycles after your pre-authorized transactions clear your account. The account must be open and in good standing until the time of payout. SCENE members can redeem 1,000 points for a free General Admission movie ticket. This offer does not apply to existing Scotiabank account holders. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
Registered Trademark of The Bank of Nova Scotia.