Sign InGetting There Savings Account
Choose the rewards program that best suits you
Earn and redeem
Scotia Rewards travel points
Introducing the Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Book travel online or redeem for travel rewards1
Earn SCENE points for
movies, meals and more
Entertainment Rewards
The fastest way to earn SCENE points
Scotiabank SCENE rewards let you enjoy free movies, meals and more2
Existing customer? Open your account
Access to cash
at any of 55,000 ABMs
ScotiaCard
Your access to
banking
Instant access to Scotiabank's full range of convenient money management services.
Existing customer? Open your account
Monthly Fee
Free
Self-serve and teller transactions
Unlimited
3 easy steps
100% safe & secure
Top reasons to choose this account
Perfect if you’re 18 years old or younger
No monthly fee3
2 Free Interac e-Transfers per month4
Unlimited self-serve and teller transactions
Account Details
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
| Core Account Features & Fees | |
|---|---|
| Monthly Fee | $0.00 mo |
| Number of debit transactions | Unlimited |
| Charge for additional debit transactions | No charge |
| Minimum daily balance to waive fee |
N/A |
| Account Extras | |
|---|---|
| Interac e-Transfers |
2 Free Interac e-Transfers per month4 |
| Cheques |
Personalized cheques can be purchased |
| Record Keeping Charges may apply for additional record-keeping services |
|
|---|---|
| Paperless | Free |
| Paper Statement | Free |
| Paper statement with cheque image return | Free |
| Interest Rate | |
|---|---|
| $500 and more: |
0.10% |
| $0 - $499.99: | 0.05% |
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Direct Deposit
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Interac4 e-Transfer
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Pre-Authorized Payments
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Free Add-Ons
Make saving easier with these convenient add-ons.
Bank The Rest® Savings Program
Bank The Rest® Savings Program
Pre-Authorized Contributions
Save automatically. It's the easiest way to save for the things that matter to you
Tools
Chequing & Savings Comparison Tool
Find the one that's right for you
Use this tool, Chequing & Savings Comparison ToolBank The Rest® Demo & Calculator
Turn Your Debit Purchases Into Savings
Use this tool, Bank The Rest® Demo & CalculatorAdditional Information
Unlimited self-serve transactions include: Interac debit card purchases, ABM cash withdrawals, bill payments (Including pre-authorized debits), account transfers and cheques.
No monthly fee
Eligible for CDIC insurance5
Day to Day Banking Companion Booklet
1227114 (08/18) | pdf : 522 KB
You'll need Adobe Acrobat Reader to download PDF brochures.
Getting There Savings Account
Conditions apply. Please read the Scotia Rewards program terms & conditions for Passport ScotiaCard cardmembers for full details.
Starting April 17, 2019, earn and redeem more SCENE points for movie tickets. Redeem: SCENE members can redeem 1,250 points for a free adult general admission or 3D movie ticket in a regular auditorium, 2,000 points for free a Premium movie ticket (i.e. all feature films [including those in 3D] in UltraAVX, IMAX, ScreenX and 4DX auditoriums or D-BOX seating), and 2,500 points for a free VIP Cinemas™ movie ticket. Earn: 125 SCENE points will be issued per adult general admission or 3D movie ticket in a regular auditorium, 200 SCENE points will be issued per adult transaction for a Premium movie ticket, and 250 SCENE points will be issued per adult transaction for a movie ticket in VIP Cinemas™. SCENE points will be issued on a maximum of two adult admission tickets per day. Restrictions apply. See scene.ca/updates for details.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
Registered Trademark of The Bank of Nova Scotia.