1 Scotiabank has the highest market share in Prime Retail Automotive Finance among Canadian Banks as calculated using industry reports. Read more
2 Subject to credit approval and security.
3 Special offers and incentives may vary by dealership or manufacturer, may
be available for a limited time and are subject to change or cancellation. Contact your dealership for full details.
4 Payments can be increased for up to 200% of original payment amount.
* Variable rate not available in Quebec.
† Interest will continue to accrue during any payment deferral period. One regular monthly principal payment extension is allowed in every calendar year. Payment extension request must be received at least three business days before the next payment date, loan amortization will be extended by one month, life and disability coverage, if applicable, will be extended by one month, interest portion of the payment will still be debited from the pre-authorized account-only the principal portion is extended. Payment extensions are not processed in the following cases: request is for first loan payment, loan is in arrears, loan is within three months of the maturity date, loan currently has a pending loan extension, request is received less than two days of a regular loan payment, loan has a quarterly/semi-annual/annual payment frequency.