Chequing Accounts

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Image of The Scotiabank Momentum Chequing Account card

Pay with debit.
Earn cash. It’s that simple.

Open a Scotiabank Momentum Chequing Account and earn up to $600 cash back in the first year1.

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Chequing Accounts

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Chequing Accounts

All accounts include:

  • Nearly 4000 ABMs
  • Online Banking
  • Mobile Banking
  • Telephone Banking

Get Rewarded

Exclusively from Scotiabank
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Money Back Rewards
  • Get 2% money back on your debit card purchases.
  • You could get up to $600 cash back in the first year on everyday purchases.
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SCENE® Rewards
  • Earn 1 SCENE®* point for every $5 you spend on debit purchases.
  • NEW
    Open a SCENE eligible bank account and get 5,000 SCENE points** - that's 5 FREE movies!
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Student Banking

Student accounts designed to meet your needs.

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Seniors Banking

If you're 60 or older you'll save up to $4.00 on the monthly account fee.

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Why choose Scotiabank?

Locations near you

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The best account is the one that rewards you

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Bank anywhere, anytime

Bank when you want with 24/7 online and mobile banking.

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® Registered trademark of The Bank of Nova Scotia. †Interac and Interac Flash are trademarks of Interac Inc. used under license.

1 The standard cash back is 1% on debit purchases to a maximum of $300 annually, subject to the account terms. In order to qualify for the additional 1% cash back bonus until June 30, 2017, which also has a $300 maximum, you must open a Scotiabank Momentum Chequing Account (an “Eligible Account”) between March 1, 2017 and May 31, 2017. You must set up a monthly payroll or total of 2 monthly pre-authorized credits (PACs) or 2 monthly pre-authorized debits (PADs), or 1 PAC and 1 PAD. Automatic payroll, PADs and/or PACs must be set up and clear the account within 60 days of account opening. Employees of Scotiabank and individuals who are/ were previously holders or joint holders of an Eligible Account, Scotia® MoneybackTM Account, Scotia OneTM Account, Basic Banking Account, Basic Banking Plan, or Scotia Value® Account, are not eligible. Maximum one bonus offer per customer. For debit purchases after June 30, 2017, only the standard cash back of 1% will apply, provided the $300 maximum has not been reached. To receive any cash back, the new Eligible Account must remain open and in good standing throughout November 2017 which means that it has not been in continuous overdraft with or without Overdraft Protection for a period of three consecutive months. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.