Scotiabank ® U.S. Dollar VISA* Card

Scotia Momentum VISA Card Image

Worry-free U.S. dollar purchases with no currency conversion fees

The convenience and flexibility of paying in U.S. Dollars

Apply online
  • No U.S. dollar foreign currency conversion fee
  • Purchase Security and Extended Warranty Protection
  • Free Supplementary Cards1
  • Visa Checkout - Now you can checkout online easier with Visa Checkout
  • Eligible for Apple Pay

At a Glance

No U.S. $ currency conversion fee

No annual fee for supplementary cards

Purchase Security and Extended Warranty Protection

Key Benefits

Now you can enjoy the freedom to make U.S. dollar purchases in U.S. funds without the worry of currency conversion fees or exchange rate fluctuations.

Whether you're travelling south of the border or shopping online from U.S. retailers, your Scotiabank U.S. Dollar VISA card is the perfect companion.


Plus

Purchase Security and Extended Warranty

  • Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank U.S. Dollar VISA card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage.
  • When you use your Scotiabank U.S. Dollar VISA card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the original manufacturer's warranty for up to one additional year. Items covered by a manufacturer's warranty repair services of five years or more must be registered within the first year of purchase.
  • There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.

Certificate of Purchase Security Insurance (46K)

Free supplementary cards

  • Extend your Scotiabank U.S. Dollar VISA benefits to family members1.

Added convenience

  • Pay your VISA statement with U.S. dollars directly from your Scotia® U.S. Dollar Daily Interest Account††. If you don't have one, open one in Branch, through Scotia OnLine® Financial Services, or by calling 1-800-4SCOTIA.

Rates & Fees

  • Minimum Credit Limit $500
  • Interest-Free Grace Period At least 21 days2
  • Annual Fee
    • Primary Card Holder: $35
    • Supplementary Card Holder: $0
  • Interest Rate
    • 19.99% on purchases
    • 22.99% on cash advances, balance transfers

For current rates and information on fees and interest cost, call 1-888-882-8958.
Learn more about VISA card fees and VISA card interest rates.

Special Discounts

AVIS Car Rentals
Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your Scotiabank U.S. Dollar VISA card at any participating location. Or visit www.AVIS.com or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030505.

Instant Cash Advances

Obtain cash advances at:

  • Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
  • Or, access your Scotiabank U.S. Dollar VISA card account with your ScotiaCard when you link the two together.

Easy Access

Link your Scotiabank ® U.S. Dollar VISA* account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.

Scotia Credit Card Protection (optional)

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 10% of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness++, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.


Ready to Apply

  • Online 3 easy steps, only 5 minutes 100% safe and secure Apply online
  • PhoneCall the Scotiabank Credit Card Centre 1(800)747-3208 Mon to Thurs 9am - 11pm
    Friday 9am - 10pm
    Sat 10am - 6pm
    1(800)747-3208
    Mon to Thurs 9am - 11pm
    Friday 9am - 10pm
    Sat 10am - 6pm

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