Mortgage Centre

Mortgage Products

  • Fixed Rate Mortgage

    • Find a secure fixed rate mortgage to help buy your dream home.

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  • Variable Rate Mortgage

    • With a variable rate mortgage, the rate fluctuates with the Scotiabank Prime Rate.

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  • Special Programs

    • We understand that everyone's mortgage needs are different. We can help you find a mortgage solution that helps you meet your goals.

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  • Secondary Home Mortgage

    • Whether buying an investment property or a home for a child away at school, we can help you find the ideal mortgage.

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  • Scotia Total Equity® Plan (STEP)

    • Borrow up to 80% of the value of your home.

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  • Switch to Scotiabank Program

    • Simplify your finances first by switching your mortgage to Scotiabank.

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Popular Resources

Be mortgage free faster

Mortgage Free Video

Find out how changing the way you pay your mortgage can help you save thousands of dollars in interest


Financing your home renovations

Article with advice on renovation financing

From Scotiabank credit cards to lines of credit to home equity loans – you can find financing options that suit any size renovation.


Mortgage payment calculator

Try the Mortgage Calculator

Find out what your mortgage payments will be, so you can ensure it fits your budget.


Be mortgage-free faster

Try the Mortgage-Free Faster Calculator to save money on interest

Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.


Why choose Scotiabank?

Locations near you

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Find a Home Financing Advisor

Finding a Scotiabank Home Financing Advisor is easy!

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Bank anywhere, anytime

Discover online and mobile banking.

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