Mortgage Centre

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  • Fixed Rate Mortgages

    • Find a secure fixed rate mortgage to help buy your dream home.

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  • Variable Rate Mortgages

    • With a variable rate mortgage, the rate fluctuates with the Scotiabank Prime Rate.

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  • Special Programs

    • We understand that everyone's mortgage needs are different. We can help you find a mortgage solution that helps you meet your goals.

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  • Secondary Home Mortgage

    • Whether buying an investment property or a home for a child away at school, we can help you find the ideal mortgage.

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  • Scotia Total Equity® Plan (STEP)

    • Borrow up to 80% of the value of your home.

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  • Switch to Scotiabank Program

    • Simplify your finances first by switching your mortgage to Scotiabank.

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Popular Resources

Be mortgage-free faster


Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.


Helpful hints to get mortgage free


Shave 10 years off your mortgage with these quick tips from Jonathan and Drew Scott of W Network’s Property Brothers.


Mortgage payment calculator


Find out what your mortgage payments will be, so you can ensure it fits your budget.


Financing your home renovations


From Scotiabank credit cards to lines of credit to home equity loans – you can find financing options that suit any size renovation.


Why choose Scotiabank?

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Home Financing Advisor Locator

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