Mortgage Centre

Choose the mortgage that fits your life

Find everything you need to make the best mortgage choice for you and your family. Browse through the different mortgage rates and choose from fixed rate, variable rate and more mortgage rate options available at Scotiabank.

Need help choosing the right mortgage?

Try our Mortgage Selector

Prefer to talk to us? Call us 1-888-990-9923

or contact a Home Financing Advisor in your area

Fixed
Rate

Mortgages

  • Low, competitive rates
  • Security and flexibility
More details Additional Fixed Rate Mortgage highlights

Fixed
Rate

Mortgages

  • Fixed for the full term
  • Conventional and Insured
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Variable
Rate

Mortgages

  • Low rates
  • Payment options
More details Additional Variable Rate Mortgage highlights

Variable
Rate

Mortgages

  • Closed and open terms
  • Interest rate fluctuates with Scotiabank Prime Rate
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Special Programs

& Offers

  • Envision a mortgage designed just for you
More details Additional Special Programs and Offers highlights

Special Programs

& Offers

  • Special offers for self-employed, new Canadians and more
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Scotia
Secondary

Home® Financing Program

  • For those looking to purchase a getaway or a second home
More details Additional Secondary Mortgages highlights

Scotia
Secondary

Home® Financing Program

  • Mortgages for second homes and cottages
  • Various options available
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Scotia Total Equity® Plan

Borrowing Program

  • Innovative Borrowing Program
  • For borrowing when and how you choose
More details Additional Scotia Total Equity Plan highlights

Scotia Total Equity® Plan

Borrowing Program

  • Access equity in your home
  • Ability to split mortgage into 2 or 3 different types of products
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Who's ready
for simpler
insurance?


We offer simple
solutions for
Mortgage Protection.

Surprisingly Simple Insurance™

More information that may interest you

  • * The Bank of Nova Scotia and ScotiaLife Financial are not insurers. All insurance plans are underwritten by independent licensed insurers.