Borrowing

Choose a borrowing solution that’s right for you

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Help us understand your borrowing goals


How much would you like to borrow?
  • $0
  • $60,000
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Whether you’re looking for a mortgage, loan, line of credit or support from a Home Financing Advisor, you can get the funds and advice you need to achieve the goals you want.

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Borrowing options

Mortgages

Feel at home with a fixed or variable-rate mortgage.

Feel at home with a fixed or variable-rate mortgage. Or start saving with the Save Now, Save Later Mortgage. You can even turn your mortgage into an asset with our Scotia Total Equity Plan.

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Personal Lines of Credit

Enjoy the convenience and flexibility of a readily available source of money you can use whenever you want and for whatever you need.

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Personal Loans

We can help you find the loan that’s perfect for you. Choose from car loans, boat loans, personal loans and more with fixed and variable interest rate options.

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Scotia Total Equity® Plan

It’s easy to take more control over your borrowing. We’ll help you create a customize solution by choosing from a variety of product options.

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How Borrowing Works »

When you borrow money, you agree to pay it back with interest over time. With a loan, you have the peace of mind knowing that your loan will be paid off over a set period of time with fixed payments. With a line of credit, you have the flexibility to repay as much as you want or as little as interest only every month.

Visit our Borrowing Advice page.

Why choose Scotiabank?

Locations near you

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An unbeatable suite of borrowing products including:

Bank anywhere, anytime

Discover online and mobile banking.

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