Personal Loans

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Funds you can use anyway you choose

Did you know?

We’re the

TOP

choice for financing from coast to coast.
Get up to
$200,0001

to help reach your goals

  • Use your loan for anything you want
  • Take up to 5 years to pay it back2
  • Save with a great fixed interest rate
  • Customize your payments to suit you

For the best rates

Visit your dealership and ask for Scotiabank financing.

Calculate my payments
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Plan your payments to fit your needs

Customize a payment plan so it’s right for you

  • Pick a weekly, bi-weekly or monthly payment plan.
  • Change how much you pay, how often, or even what days you make a payment.
  • Make extra payments or pay off your loan at any time without a penalty.3
  • Feel confident knowing exactly when your loan will be paid off.
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Save with a competitive
fixed rate

Get a great rate whether or not you have collateral

  • Secure your loan with collateral and reduce your interest rate.
  • Own a home? Use your home equity to lower your rate even more.
  • No collateral? No problem. You can still qualify for a competitive fixed rate.
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Take a
payment break

Need a little breathing room?

  • You can postpone one payment each year that you have the loan.4
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Manage your loan online anywhere, anytime

Just login to view your loan or make a change

  • Find out how much is left on your loan and when your next payment is due.
  • See your payment amount and remaining term.
  • Make an extra payment or boost the amount you pay.
  • Change your payment days or frequency.
  • Use your loan account number to activate online access.

I’m ready to apply

At the dealership

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Visit your dealer and ask for Scotiabank financing

In person

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Make an appointment
Find your nearest branch

By phone

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1(800) 4SCOTIA

1(800) 4SCOTIA