Personal Loans

Find a loan that fits your budget

Whether you’re looking for a mortgage, loan, line of credit or support from a Home Financing Advisor, you can get the funds and advice you need to achieve the goals you want.


Estimate your payments

Use the quick and handy Scotiabank Personal Loan Calculator to estimate your interest and principal payments.

How much would you like to borrow?

Scotia Plan®
Personal Loan

Scotia Plan®
Personal Loan

Get the funds you need to achieve your goals.

Borrow just what you need

  • Option of secured and unsecured loans
  • Access from $1,000 - $150,000, subject to credit approval and security
  • Choose from fixed or variable interest rates

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Flexibility to pay off your loan at any time, without penalty1
  • Customized amortization periods based on security
  • Terms from 1 through 5 years

Take a payment vacation

  • Option to defer one principal payment each year during the life of the loan. Interest will continue to accrue during any payment deferral period.

1 Excludes real estate secured loans advanced prior to July 26, 2014

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Auto Loan

Auto Loan

Hit the road with a customized car loan.

Borrow just what you need

  • Access $1,000 to $100,000, subject to credit approval and security
  • Option of fixed or variable interest rates

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Amortize your loan for up to 8 years
  • Flexibility to pay off your loan anytime without any penalty

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need

Take a payment vacation

  • Option to defer one principal payment each year during the life of the loan. Interest will continue to accrue during any payment deferral period.
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Mobile Home

Mobile Home

Customized loan for your mobile or mini home.

Borrow just what you need

  • Access up to $150,000, subject to credit approval and security.
  • Option of fixed or variable interest rates

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Flexibility to pay off your loan anytime without penalty

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need
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Recreational Vehicle Loan

Recreational Vehicle Loan

Get the funds you need for new or used recreational vehicles.

Borrow just what you need

  • Access up to $100,000, subject to credit approval and security
  • Option of fixed or variable interest rates

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Amortize your loan for up to 20 years
  • Flexibility to pay off your loan anytime without penalty

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need

Take a payment vacation

  • Option to defer one principal payment each year during the life of the loan. Interest will continue to accrue during any payment deferral period.
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Marine Loan

Marine Loan

Sail away with a customized loan for new or used boats.

Borrow just what you need

  • Access $5,000 to $150,000, subject to credit approval and security
  • Option of fixed or variable interest rates

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Amortize your loan for up to 20 years
  • Option to pay off your loan anytime without penalty

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need

Take a payment vacation

  • Option to defer one principal payment every year for the life of the loan. Interest will continue to accrue during any payment deferral period.
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Grad Auto Loan

Grad Auto Loan

Drive away with a flexible loan for cars up to 3 years old.

Borrow just what you need

  • Access up to 100% of the vehicle’s value, subject to credit approval and security
  • Option of fixed or variable interest rates

Repay your way with flexible terms

  • Choose from weekly, biweekly, semi-monthly or monthly payment options
  • Pay off your loan anytime without penalty

Balance your budget

  • Save with competitive interest rates
  • Borrow only what you need

90 day grace period before payments begin

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