Get Money Back

Cash back rewards with your debit and credit card

It pays to stay the course

Want to make extra money with little or no effort—without changing the way you spend? Build your savings or have a little more to spare when you need it, just by doing what you do each day. Get money back when you pay for items with your Scotia® Moneyback debit card or Scotia Momentum® VISA Cash Back credit card.

Get savings from your everyday spending

Buy gas, coffee, groceries, and just about anything else! You can now earn 1% money back on all debit purchases with a Scotia® Moneyback account or up to 4% money back on eligible purchases with a Scotia Momentum® VISA Cash Back credit card.

Ask your advisor

Wondering where to start? Talk to your Scotia advisor and see how easy it is to get more out of your debit and credit card purchases. Your advisor can help you earn money back with a Scotia® Moneyback Account and generate valuable cash back with a Scotia Momentum® VISA Cash Back credit card.

Prefer to talk to us?

Call us and let us help: 1(800)472-6842 (24/7)

Prefer to talk with us?

Call us and let us help:

1(800)472-6842

Press 5 (24/7)



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Earn Money Back - Let the saving begin 2:27 min | Transcript
Canadians talk about their views on the importance of balancing their budgets.

The Moneyback and Momentum® VISA accounts can help you build up your savings or have a little extra available when you need it, just by doing the things you do everyday.

Let the Saving Begin is a saving movement we put together to help you save an extra $1500 a year just by doing the things you're already doing. Save automatically with your ScotiaCard® debit card, your Scotia Momentum® VISA card and with every paycheque.

Be Rewarded for your Banking
It's a good idea to regularly re-visit your current day-to-day banking choices and see if you're getting the most rewards for your current banking style.

Tips to Make Your Money Work Harder
There are effective ways to make your money work harder for you without you spending a lot of time managing it.

Getting Ahead Through Small Steps
Think about how you might save a few dollars here and there by spending only on what you value. It really comes down to finding that $5-$10 a day that can be saved. Remember, it's all about small wins.

Tools It's easy to achieve your goals.

Moneyback account Calculator

See how much money you'll get back just by making everyday purchases with your debit card.

Use this tool

Momentum Credit Cards Calculator

Just fill in your monthly purchases and see how much Cash Back you could be getting.

Use this tool
Videos See our latest demos and videos.
Watch the 'Bank The Rest' video Bank The Rest 2:32 min | Transcript
Spend and save at the same time when you make purchases with your Scotiabank debit card. Watch video