We're pleased to offer the convenience of links to Equifax Canada
Your credit rating is like a financial report card, which creditors use when assessing your credit-worthiness. Many Canadians don't realize they can and should regularly review their own credit report; to correct outdated or inaccurate information, to understand why they may have been declined credit, or to protect their information from identity theft.
Know What's on Your Credit Report
Your credit report includes personal information about you, as well as details about your credit products and payment history. Information about past bankruptcy, judgements, tax liens and other items will also be included, if applicable. Learn more about what's in your credit report.
Request Your Credit Report
Scotiabank is pleased to offer the convenience of links to Equifax Canada, a recognized leader in the consumer and commercial credit reporting and information services industry.
Available Options for Requesting Your Confidential Credit Report:
To obtain your credit report at no charge, simply download and mail the Credit Report Request Form to Equifax Canada Inc., or call Equifax at (1-800-465-7166). To learn more go to Equifax Canada to learn more.
For a one-time fee, request your credit report online and access it any time for up to 30 days. Details of your credit cards and loans are provided in an easy-to-read, printable format. Go to Equifax Canada to learn more about this service.
Knowing Your Score Can Help You Save. When it comes to your credit score, you don't want any surprises. Become an expert on your own credit score with an in-depth report from Equifax. Get your Equifax Credit Score™ today.
Monitoring your credit report for changes is one of the best ways to combat identity theft - and ensure the accuracy of what's being reported about you. Equifax Credit Watch™ makes it easy by automatically alerting you of certain key changes in your Equifax Credit Report and Score™ - such as when someone tries to open credit in your name - so you can act before serious damage is done. Protect your credit rating with Equifax Credit Watch.
Credit Education Centre
Don't know much about credit reports? Equifax has the information to help you learn more. More Details
Correcting Credit Report Inaccuracies
If you notice an error on your Equifax credit report, you can ask Equifax to correct it at no charge. Learn more at equifax.ca
Equifax's customer service group is available to answer any questions you may have about your credit report. More details
All customer communications with Equifax Canada Inc. are confidential. Scotiabank does not receive copies of, or have access to customer information, credit reports or credit scores resulting from customers transacting with Equifax Canada Inc.