Manage Your Card

Making it easy to use your Scotiabank credit card

Activate your card online

Activate your new Scotiabank credit card online quickly and securely.

Once you receive your new Scotiabank credit card you can activate it online quickly and securely. It only takes a minute and you'll be on your way to enjoying the many benefits of your new card.

Activate now, Online or by phone, call 1(800)806-8600

Increase Your Credit Limit

Need a higher limit?

Just contact your local Scotiabank branch or telephone 1-800-4-SCOTIA.

You can also request a limit increase by signing on to your account at Scotia OnLine Financial Services.

Report Lost or Stolen Cards

If your credit card is lost, stolen or needs replacing, please call immediately.

  • 1-800-387-6466 (Canada/USA)
  • (416) 288-1440 (Greater Toronto/outside Canada and USA, call collect
  • 1-800-645-0288 (TTY - Canada/USA)

Your CHIP credit Card

A chip card is a payment card with an embedded computer chip as well as a magnetic stripe.

The chip securely stores information such as the cardholder's account number and Personal Identification Number (PIN). With your Scotiabank chip card you'll enjoy the same benefits and worldwide acceptance as with your current card. All Scotiabank credit cards are chip enabled and virtually impossible to copy.

Using Chip & PIN Is Simple

When used in a chip terminal, Scotiabank chip cards will require a PIN for cardholder verification.

Rather than signing a receipt, you will enter your PIN into a chip terminal to verify your identity. This means increased protection against credit card fraud. Once the PIN is entered the transaction is processed in the normal way.


Online Shopping Security

Verified by VISA is a no charge service offered by Scotiabank that provides you with additional security when you use your VISA card to shop online.

Activating the service is easy and requires no special software or downloads. You select a personal password that acts like a PIN which means only you can use your card to make purchases online.

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Manage Your Account

We've made it convenient for you to manage your account your way. You can pay your credit card, check your balance, transfer funds, view transactions and more.

Redeem Your Scotia Rewards® Points

The Scotia Rewards program makes it easy to do something you should probably do more of reward yourself.

Just use a Scotia Rewards Program card whenever you make a purchase and you'll automatically earn points that you can turn into everything from travel, merchandise, gift cards and more! Redeeming your points is easy.

  • Visit the Scotia Rewards website
  • Register to view your points balance and rewards options

Redeem your points online, by touchtone phone or speak to a representative.

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