A chip card is a payment card with an embedded computer chip as well as a magnetic stripe.
The chip securely stores information such as the cardholder's account number and Personal Identification Number (PIN). With your Scotiabank chip card you'll enjoy the same benefits and worldwide acceptance as with your current card. All Scotiabank credit cards are chip enabled and virtually impossible to copy.
When used in a chip terminal, Scotiabank chip cards will require a PIN for cardholder verification.
Rather than signing a receipt, you will enter your PIN into a chip terminal to verify your identity. This means increased protection against credit card fraud. Once the PIN is entered the transaction is processed in the normal way.
The Scotia Rewards program makes it easy to do something you should probably do more of reward yourself.
Just use a Scotia Rewards Program card whenever you make a purchase and you'll automatically earn points that you can turn into everything from travel, merchandise, gift cards and more!
Redeeming your points is easy.