Mortgage Tools

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House hunting

What can I afford?

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Discover just how much you can spend before you start house hunting.

Rent or own?

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Should you keep renting or is it time to buy? This quick and easy calculator will help you decide.

Mortgages made easier

Mortgage payment calculator

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Find out what your mortgage payments will be, so you can ensure it fits your budget.

Mortgage comparison calculator

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Compare mortgage terms, payment options, rates and more.

Paying off your mortgage

Be mortgage-free faster

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Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.

Bank the rest calculator

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Move extra money into your savings account every time you use your debit card. It’s automatic and the savings really add up.

Home equity power

Unlock your equity with STEP

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Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.

Home renovations

Home energy savings calculator

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Discover a range of easy upgrades, simple ideas and money-back rebates to make your home greener.