Tips to Reduce Fees

Save unnecessary account fees by transferring your accounts to one financial institution.

Use Scotia Simple Switch^® to get control and leave the hassle to us.

Use your ScotiaCard^® banking card where you shop to make direct payment purchases. It's safer and more convenient than cash; cheaper and faster than writing a cheque. If you do not already have a ScotiaCard, visit your Scotiabank branch to obtain one.

To find out which account is best for you try our Account Selector.

To save on transaction costs you may want to change to the Scotia One™ account that offers unlimited transactions.

Scotia® Moneyback™ Account, the only bank account that gives you 1% money back with every debit purchase.

With overdraft protection, you can avoid the expense and embarrassment of having insufficient funds in your account. All debit transactions (i.e. cheques, pre-authorized payments, etc.) will be honoured up to your pre-set overdraft limit (subject to credit approval).